Tag Archives: money-saving hacks

Transforming Your Financial Health In Just 5 Easy Steps

Transforming Your Financial Health In Just 5 Easy Steps

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Want to improve your financial health? Of course you do, and it can be a lot easier than you probably imagine. As long as you know how…

Here are five easy steps that can generate significant upgrades to your immediate and long-term financial health. Here’s everything you need to know.

#1. Stop Hoarding

First and foremost, you should learn to appreciate the fact that you’ve probably got money sitting around the home. Check out the going rate junk cars fetch, and you’ll think twice about the vehicle sat in your front yard. Likewise, old electronics, clothes, and furniture are all worth money. It’s not uncommon for households to be sitting on a four-figure sum in unused goods. So, if you’re looking for a quick and easy way to generate extra funds, this is the perfect solution. 

#2. Focus On Home Savings

As far as ongoing savings are concerned, your home holds the key to success. Whether it’s saving money on appliances or learning to repair furniture rather than replace it is up to you. Either way, the savings that can be made around property are very significant. Even monthly savings made from changing subscription services can soon add up over the course of a year. While this has always been the best place for implementing change, we now spent more time at home than ever before. Embrace it.

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#3. Invest In Your Credit Score

Financial health isn’t solely about the money sitting in your account. Long-term stability is an equally essential feature, which is why your credit history is so vital. A healthier credit score will unlock new borrowing opportunities and better interest rates. You can check your free annual credit report to gain valuable insight. Use the insight to build a better credit score over the months to come. When you do, the benefits will be clear, even when you do not need to borrow. If nothing else, it brings peace of mind.

#4. Grow Your Retirement Savings

Sticking money in a 401(K) is great. When retirement arrives, though, you’ll probably require a much bigger pot of money. Therefore, investing some money in a diverse portfolio of stocks, crypto, and commodities will serve you well. You only need some of the investments to pay off for a long-term reward. For some investors, the best option is to build a property portfolio. Not least because you can leverage success from borrow money. Either way, though, securing your future is vital.

#5. Learn To Say No

Bad habits are costing you dearly. While there’s nothing wrong with enjoying life, a little responsibility goes a long way. Learning to say no to lending friends money could make a huge difference. Likewise, quitting bad habits that do not actually enhance your life will improve your health and wealth. Sometimes in life, avoiding negatives is as important as investing in positives. Financial habits are among the clearest examples. Now is the time to make it happen.

Give it a few months, and you’ll see big changes.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

You secretly spend over a million dollars on your car!

You secretly spend over a million dollars on your car!

Everyone is always angling to save more money since we all know it matters a lot. One thing we often don’t think about is how expensive cars are. I know they cost a lot of money, but when you add everything up it’s incredible! Each car you buy is practically a downpayment on a house, and it ends up in the scrap heap before too long! Mix in most families having two cars and replacing them every 10 years and you get some big bills. Maybe when people talk about downsizing their homes they should really be talking about downsizing their cars first!

Infographic source: https://fiveyearfireescape.com/how-much-car-can-i-afford/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

The 3 best tricks to make a little extra money today

The 3 best tricks to make a little extra money today 

If you ever look up how to make extra money there are a lot of options people will put in front of you. Like starting a website or doing online surveys. But, did you know the 3 most lucrative money-making opportunities are sitting right in front of you, and accessible to everyone? This infographic points out how with very little effort you can make a pile of money by selling your things, negotiating or cancelling some services you forgot about, or how you should get a salary survey to try to boost your income. Really these things are so easy we should all hop on them right now!

 Infographic source: https://fiveyearfireescape.com/make-money-fast/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

So that’s what $1,000,000 looks like

So that’s what $1,000,000 looks like

With all this recession and Covid talk going around there are some huge numbers being used and it desensitizes you to how much money that really is. This many millions of dollars being lost. That many billions being spent. Well, I found this infographic to be a fun way to put it all back into perspective. One million dollars isn’t really a huge amount of money for the government, and it can even fit in a briefcase like in the movies. If you put it in real items though it really adds up. This guy uses burritos!

 Infographic source: https://fiveyearfireescape.com/what-does-one-million-dollars-look-like/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Everyday folks can save big by making simple changes

Everyday folks can save big by making simple changes

Saving money is a big topic and everyone knows it’s important. The problem is there are hundreds of different ways to save. Couponing, growing your own vegetables, being cheap and the list goes on. The number of options out there can drive you a little crazy. Luckily, I found this infographic that lists out how much money you can save as an hourly rate! It really puts things in perspective and shows you where to focus your saving efforts. Who knew 3 hours could save me so much money!

Infographic source: https://fiveyearfireescape.com/how-to-save-money/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

It’s Time To Stop Wasting Your Money

It’s Time To Stop Wasting Your Money

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As a general rule, people try to be pretty sensible with their money. In today’s economy, money isn’t the kind of thing that any of us can afford to throw around. Unless you’re in a very privileged position, your money is something that you’ll want to take good care of and not waste. That being said, there are always ways in which you might not be handling your money quite as well as you would like. Of course, this definitely applies to some places far more than others. With that in mind, here are some of the most common places where you might be spending more money that you want to be.

Your home

Your home is likely to be the most expensive thing that you own. Which makes it all the more important that you do your best to bring the cost of running your home down. Luckily, there are plenty of ways you can do just that. If something goes wrong with one of your appliances then contacting someone like Appliance Repair Whirlpool to get it fixed instead of replacing it is going to be a far cheaper option. Not only that but simple things like reducing your energy usage is a great way to bring your regular bills way down.

Entertainment

Most of us use many of the stellar, and fairly cheap, streaming services that are currently available like Netflix. These services are fantastic as they allow you to pick from a huge library of titles, both old and new. That makes it that much more ridiculous that so many people still pay for standard television. A lot of streaming services are available for specific TV channels to catch up on stuff you’ve missed anyway so there is no reason to bother with standard television anymore. Do you really want to shell out extra money just so you have to TV on a fixed schedule instead of whenever you want?

Transport

When trying to find the right car, it’s shocking how many people tend to ignore the mileage that they can get out of it. Of course, there are plenty of important factors when choosing a car, but you really don’t want to neglect the average miles-per-gallon. It might not seem like something especially important, but that cost will start to add up over time. If you’re not in a position to switch to a more economical car right now, consider carpooling to work. By doing that you can split transport costs down the middle, saving you a lot of money.

The reality is that spending money we don’t want is just an inevitable part of living in the modern world. The key is to make sure that you put as much effort into taking the best car possible of your finances so that you don’t wind up in trouble. Simple things like reducing your spending and giving yourself a safety net by putting money in a savings account can make a huge difference and let you get on with your life.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.