Tag Archives: Do Your Research

Methods to Save on Buying a Home That Actually Work

Methods to Save on Buying a Home That Actually Work

A home is definitely not an inexpensive purchase. In fact, it’s likely to be the most expensive thing that you ever buy. However, you can still find ways to save money and stick to a budget when you’re looking for the right home. There are plenty of ways to secure a home for a good price and make sure you don’t overpay. Offering too much on a property not only means paying more than you need to, but it could cause problems for you later. If you’re in the market for a new home, try these ideas to save some money.

Consider Off-Plan

One of the ways you could save on your new home is by buying a property that hasn’t been built yet. Looking at off the plan apartments for sale or off-plan houses is a potential way to get a brand new home but spend less money. Off-plan properties have yet to be built, which means that the trade-off is that you have to wait longer. In addition, you might get to look at a show home or example photos, but you won’t be able to see your new home until it has been built. However, it could be worth it if it helps you to save.

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Negotiate with Sellers

Buying a property doesn’t just mean paying the asking price. There’s room to make an offer that you think is a good deal. And even after you have had your offer accepted, you could still have a chance to negotiate the price with sellers. If your lender has an appraisal carried out but they value the property well below what you’ve offered, you may have no choice but to renegotiate the price. Unless you’re able to provide a larger down payment, you’ll need to lower the price so that you can get a mortgage large enough.

Take Your Time

The worst thing you can do when you’re buying a property is to rush into it. It’s a big purchase and one that you could be paying off for many years to come. You don’t want to realize that you’ve made a mistake when it’s too late, and changing your mind could cost you a lot of money. When you set a budget and decide what you’re looking for in a home, allow yourself the time to find what you’re looking for. Don’t rush into anything because you want to get the process done sooner.

Do Your Research

When you’re deciding how much a property is really worth, it’s smart to do plenty of research. Take a look at how much recently sold properties were sold for, as well as the listed prices for properties that are currently for sale. It’s smart to do this not only to save yourself money but also to make sure you don’t offer too much and then end up having the property undervalued by your lender.

With some smart techniques, you can save money when you’re buying a property and avoid paying too much.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

3 Tips for Buying a Second Hand Car

3 Tips for Buying a Second Hand Car

Choosing to buy a second-hand car for your family means you’ll need to make sure you take into account a lot of things. Sure, this choice could be better for you financially. 

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Second-hand cars are of course cheaper to buy than brand new cars. The thing with second hand-cars is that you’re not the first and only owner.  You will need to look carefully at many different aspects of the car before signing on the dotted line.

Did you know that some cars are significantly more reliable than others? This applies to buying a brand new or pre-loved vehicle. The reason is that some major problems only come to light once the car has been driven for some time. 

When you add that to general wear and tear, and all of a sudden the cheaper option becomes a money pit that costs more than you would pay for a brand new car.

It can be tricky, but not impossible, to avoid the pitfalls of buying a second-hand car. Knowing the right questions to ask, what to look for and any telltale signs will help you make a well-informed choice before deciding on your new car!

Know Exactly How Much You Are Willing to Pay or Spend on Repairs.

It goes without saying that the less you pay for a car, the greater the likelihood is that it will need more repairs.

If this is what you are after, then you could end up bagging a bargain. If you want a car you can drive away instantly, it may not work out in your favour. It’s never a bad thing to be able to modify a car to exactly how you want it to be. If this is the case, the less you pay the better. It is important to be able to invest in the proper car parts for a project like this. Remember to look around for auto quotes that cover any major modifications you make to the car to make sure you are driving legally.

The average price point for a good reliable pre-loved vehicle in the US is currently $2,500. Of course, this doesn’t guarantee you will get a reliable car, but it is good starting to consider when you start looking.

Do Your Research.

You need to look at more than just the exterior paint job when it comes to buying a second-hand car. Lift the hood, and get a good look at what is going on underneath. Check online for reviews of cars that you’ve got your eye on to see what previous and current owners of that model have to say. Check for any known defects or mechanical problems that might become evident on some models when doing your research.

If you’re after a car that’s going to serve you well, it pays to check its reliability before taking it out. No one wants to breakdown on the highway in a car they have just purchased!

Don’t Trust The Sales Patter!

The job of a car salesman is literally, to sell the car. Chances are, they will be very good at their job and may omit facts, gloss over any issues or promise you things to get you to buy.

If possible, take someone who is familiar with the mechanics of a car to check it out. That way you can be more confident in your purchase before leaving the forecourt.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.