Smart Savings Made Easy
We all need to draw in the purse strings sometimes, to squirrel a little way and to cut back. Saving and spending are a part of life but it’s not easy to find ways to save money when almost every cent is accounted for.
Whether you’re saving for a home, with a little bit of advice from Altrua Financial, or just putting some money aside as a safety net, it can seem a long haul towards your financial goals.
We take a look at some money-saving hacks to help turn your cents into dollars and see your savings growing month by month a little faster than before.
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Have a look at some online apps that are going to offer you the best savings on the high street, the online equivalent of collecting coupons and finding discounts. Groupon is one such app but there are hundreds more, all of which will tell you when your favorite outlets, including supermarkets, are having sales.
You can also use apps to compare your weekly grocery bill and find the supermarket that offers you the best value for money. Be prepared to shop around to get the best deals and don’t forget to load up that
store loyalty card for extra points.
Image from Pixabay
Make it automatic
We’re full of good intentions about saving but how often do we get to the end of the month and find there’s nothing left? We’re guessing pretty often. The smart thing to do is set up an electronic transfer from your bank to your savings account as soon as payday rolls around, or any day that feels convenient and let the savings take care of themselves.
You can always sweep anything extra into your savings if you find you have some surplus at the end of the month.
Think small, save big
Gather up your pocket change and start putting it into a large jar. You’ll be surprised how quickly and how much can be generated by taking care of the loose change.
Hit up a money-converting machine and you’ll soon be pulling out bills. Being mindful of the small amounts will lead to extra cash for free.
It might sound strange but if you want to make a change from expensive cosmetics consider picking up the odd bargain in the baby aisle of your local supermarket. Cotton buds, soap and even moisturizer that’s kind to your skin will all be there and for much cheaper than your brand name equivalents.
Finally keep track of bargain sites and lifestyle bloggers offering tips, hacks and discount codes to help you find the inside scoop on making changes and finding savings.
Whatever you’re saving for and however much you need, there are little changes you can make to save money and increase your saving power. These changes don’t have to be life changing or even feel like your compromising on your lifestyle but they can be smart, affordable and achievable so shop around today for bargains and take control of your finances.
Tia, and TipsfromTia.com is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.