Tag Archives: expenses

Why You Should Buy A Used Car

Why You Should Buy A Used Car

Photo by John-Mark Smith from Pexels

Life can be expensive. No matter what your job, whether you have kids or where you live, it is important to budget out your expenses. A car is an essential part of many people’s lives. Getting you to work, the kids to school or just to the shops, you need a car that you can rely on and you know won’t breakdown in a moments notice.

Buying a car may seem like a daunting and costly process. When searching for a new car, your first thought might be “maybe I need a brand new car”. As nice as it is to have a new car, at times, it may not be practical in terms of your expenses. Buying a new car will always be the more costly option. And the sad thing is, as soon as you drive it out of the showroom, its price starts to depreciate. With used cars, not only do they have a lower price tag making it more enticing to buy, but they are more likely to keep their value for longer.

An inevitability of buying any car is that you may from time to time have to purchase parts for it. One benefit of a used car is that you can often find the parts easier – as more places will stock them, and you will be able to pick them up for a more reasonable price as they are older.

Whether you are on a hunt for a used Hyundai, a used Mini Cooper or a used Fiat 500 (to name a few popular options), there will be plenty of places out there that sells them. From apps such as Autotrader to showrooms, you can pick up a reliable car at a price that won’t damage your wallet. Another plus point of used cars is that you can also usually pick them up straight away from wherever you have bought it from – in comparison to purchasing them brand new, in which you usually have to wait for the car to be ready to pick up. It’s important that you do your research however, as you want to make sure that the used car is still worth the money you paid.

Older, used cars also have the advantage of lower insurance and tax – saving you much needed money in the long term. Yes, this of course does depend on the age of the driver, but overall it would cost you more to be insured on a brand new Mercedes than a 15-year-old Ford KA – for example. Most cars these days also look pretty similar with features that you will (let’s be honest) never use. So with used cars that are a little older, you may have more options to choose from. Nothing compares to vintage cars, simple yet beautiful, they showcase the driver’s personality.

Whether you are on the hunt for your first car, a family car or a runaround, a used car is always a worthy option. Cheaper in the long run and generally easier to repair, they are perfect for those who don’t have endless amounts of money in their pocket and want to keep on top of their finances.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Save Money In Your Home During The Holidays For A Comfortable New Year

Save Money In Your Home During The Holidays For A Comfortable New Year

The holidays are here, and nobody will tell you that it’s a cheap or affordable time. Many find themselves having plenty of fun over the festive season, but then feel out-of-pocket during the new year, which can be challenging; especially when the decorations have come down. You’ve probably bought a lot of your gifts by now, and your Christmas tree will already be twinkling and ensuring that your home looks as festive as possible. However, it’s never too late to, or too early, to save money, and your home is the perfect place to begin.

 

Your household is likely to be at its most cluttered during the Christmas period; this can lead to you feeling a little overwhelmed, and it might be difficult to know where to start regarding saving cash. But, once you start on your thrifty journey; no amount of tinsel or lights will be able to deter you from pulling back the spending in the other areas of your home. There are various areas and expenses that you can improve, update, and consider changing; you just need to know where to look. Putting effort into your home space now will also ensure that you have a comfortable, cozy new year ahead, knowing that you’ve saved money and can continue to do so. The following are some ideas, inspiration, and tips for those who want festive fun this Christmas, but want to save where they can to create the perfect, affordable abode.

 

Image source: https://www.pexels.com/photo/blur-christmas-christmas-decorations-christmas-lights-281978/

 

Home Maintenance

 

It’s the smooth running of a household that can often cause financial strife when things go awry. Therefore, it’s vital to keep on top of your home maintenance and ensure that you have reputable and relevant contact details should any issues arise. Take a little of your free time to write a list of the various elements of your home, from your energy bills to your guttering, and put any that might be concerning you at the top. If you’ve been putting off sorting out a job or task regarding some DIY or hiring a service to assist you; find the businesses that can help you online and get in touch.

 

You’ll be unlikely to get an appointment or be able to book a job until the new year, but knowing that they can come during the new year will be a weight off your mind, and their rates will be far lower due to it often being a quiet period for many companies. When it comes to your DIY projects; write another list; this time full of things like plaster, paint, and wallpaper that you intend to utilize in the new year. You’ll be able to pick up some bargains during the January sales, and your home renovations could end up being a fraction of what you would have spent during the summer.

 

Next should be the major things in your home, like your plumbing, gas, and electrics; if any of these fail you over the holidays, it can become a miserable and expensive time trying to get someone out to help. Therefore, it’s worth looking into affordable plumbing services or an electrician who will be on call whatever time of year or day it is. Having these service’s contact details to hand will give you peace of mind, and you’ll save cash if a pipe bursts on Christmas Eve, or if the lights go out during New Year’s Day. If you’re worrying that certain things are likely to fail you over the hectic period ahead; call someone out now to check over your systems; you could prevent issues worsening, and you’ll save the cash it would cost to fix things further down the line.

 

Bills And Admin

 

With so many people distracted by all the festivities at this time of year; now is a great time to look into your utility, insurance, and energy bills. Companies will be competing to gain your custom, so take advantage of any special rates, and utilize some time to switch your providers so that you head into 2018 already making savings that will benefit you for the rest of the year. Sorting out and organizing any loose ends regarding your admin can also save money in the long run; you might spot that your interest rate and bank account could be improved, or perhaps January will be the time to ask for a pay rise at work.

 

Making smart choices around your home and preparing for the worst will ensure that you don’t end up overspending in any eventuality, and you’ll have a relaxed and fun holiday season. Enjoy!

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.