Tag Archives: driving your own vehicle

Mastering The Finances Of Driving

Mastering The Finances Of Driving

There are many aspects to driving a car which you need to manage and master if you are going to be able to make the most of it, and most people find that this is one of the more frustrating parts of driving overall. However, so long as you are happy to pay attention to some of the intricacies, you should find that it is surprisingly easy to be able to master them, and that will mean that you can enjoy driving much more on the whole. One of the most important parts of all, of course, is the finances, which can cause a lot of trouble for a lot of people and are always something of a concern for most. In this post, we are going to look at some of the things that you might need to do in order to master the financial elements of driving. All of these are worth looking into if you want to do that.

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Understanding Value

It helps if you understand how value works with a vehicle, as if you do you are much more likely to know where you stand. When it comes to buying, selling or just valuing, you need to know what you are doing, and it is thankfully easy enough to get your head around when you need to. Most of all, you need to know that all vehicles undergo a significant diminishing of their value over their lifetime. This means that the value is always going reduce over time, no matter what. The moment you drive it away after buying it, in fact, its value reduces by around a half to a third. Thankfully, there are ways to counteract this, the best being a diminished value claim. If you are wondering: What is a diminished value claim? You are not alone, as many people don’t know about them. It’s simply a way to claim money back off the difference between the starting value and the current value, and it’s something to remember you can do.

Driving Efficiently

The better that you can drive with efficiency, the less money you will be spending on fuel, so this too is a hugely important thing which you should look into at your earliest convenience. There are a lot of ways to make sure that you are driving efficiently. First of all, you should limit your braking, acceleration and stalling. All of this uses fuel where you don’t need to. You should also make sure that you change gears at the right time – usually around two and a half thousand revs – so that you can be sure that you are not wasting any fuel there either. Finally, if you can cruise most of the time at around fifty, you will use much less fuel on the whole.

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Insurance & Other Peripherals


Finally, you also need to make sure that you are thinking about the things that come with driving if you are to keep driving as cheap as possible. When it comes to insurance, you should always shop around, as you will find that you can usually find a cheaper option if you look hard enough. For tax, the only thing you can do is buy a more efficient vehicle. Do these things, and you will mater the finances of driving easily.


Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

5 Tips for Planning a Memorable Family Vacation on a Budget 

By Guest Blogger, Mathews M.

5 Tips for Planning a Memorable Family Vacation on a Budget

A memorable family vacation does not mean you have to break the bank. If you ask me, some of the best vacation moments are those that are the least extravagant and luxurious. Plan ahead when it comes to where to go, what to bring, and what to do once you arrive at the destination. This is the key to managing the money properly and at the same time, having the family time of your life.  Of course, you are going to need to work together to keep the vacation on track with the budget.

Here are some tried-and-tested tips to keep things under control.

A game plan

To jumpstart the process of planning, gather as much information as you can. Use this as a reality check to validate your expectations. Select your destination based on research or the recommendations you receive. Try to think outside the box. Ensure that the whole family is onboard when it comes to the budget and travel itinerary: have an open conversation about everything.

In particular, let the kids get familiar with the activities and attractions that could tickle them pink and naturally, give preference and book those that are free or nearly-free.

Time on your side

Many people overlook that timing has an important role to play and that being flexible about it is something that pays dividends aplenty. Traveling prices are all about supply and demand. So, if you book your accommodation just before or after peak season, you should be able to snatch some good deals, for example through a series of spring flash sales.

Steer away from unnecessary expenses and those that take a big bite out of your budget and find an affordable family getaway on time. Then again, note that last-minute traveling can also turn out to be a huge money-saver.

Eat your way to frugality

To squeeze out extra value from your vacation, save money on food. One way to do so is to carry a picnic kit with you as well as to prepare wholesome meals back home. Furthermore, limit yourself to eating just one meal per day in a restaurant (the kids dislike sitting at them anyway). To make this happen, make sure you always stay at a place with a fridge and kitchen.

Hotels that offer a free breakfast are worth your attention as well. Or instead, in the morning, crush some ice cubes in a blender, add banana, strawberries, and yogurt and then blend it. This becomes a quick, inexpensive meal to enjoy while sitting or on the go. Finally, remember to always keep yourself hydrated with reusable water bottles.

Handling the transportation

The most economical vacations entail your family hitting the road in a car or opting for a fly-and-drive trip. In the latter case, take advantage of airfare bargains. Of course, driving your own vehicle is preferable, but you still need to spend some money on gas.

To trim spending in this area, never leave the motor idle during stops and refrain from satisfying your need for speed. Keep your eyes on your fluid levels and purchase quality oil products online from brands like Castrol. Also, make sure to have spare wheels and maintain an adequate tire pressure.

What about accommodation

You may not fancy it, but camping is one of the most frugal ways to organize a vacation and it can also be one of the most rewarding family adventures. Wilderness areas and national parks provide plenty of thrilling opportunities for hiking, canoeing, horseback riding, outdoor recreation, etc.

You can have magical moments sitting around a crackling campfire under the star-studded night sky. Just make sure you take as many home comforts with you as you can. And in case camping is not up your alley, consider cheap motels and hotels.

The world is your oyster

The meat of your plan revolves around keeping down the costs, not impeding your experience and enjoyment. Thus, tackle the major areas of vacation spending and identify smart ways of navigating the minefield of financial decisions.

Do not spend more than you can comfortably afford. Know your destination and route like the palm of your hand. Make good use of money-saving deals. Why go to an expensive theme park if you can spend a comfy morning in a hotel bed, watching cartoons together?

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.