5 Tips to Making the Most of Your Retirement. Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

 

5 Tips to Making the Most of Your Retirement

Photo Provided by Guest Blogger Karleia S.
Photo Provided by Guest Blogger Karleia S.

Retiring should be exciting and a new time in your life to explore new hobbies and interests while spending time with loved ones in your family. Making the most out of your retirement is possible with an understanding of your options and a bit of planning ahead to get everything out of your retirement that you have wanted for your future.

Planning Ahead of Time

Planning for your retirement months or even years in advance is a way to secure your financial future while preparing you for what is ahead in your future.

Begin Saving Early

Begin saving for your retirement as early as possible. Having a retirement fund and setting funds aside to save for bills and spending is a way to feel less stressed once the time to retire actually arrives for you.

Getting Help from Loved Ones

When you are unsure of what to do and how to go about preparing for your retirement, reach out to close friends and loved ones. Asking loved ones for help can get your paperwork and finances in order so your mind can rest easy once it is official.

Discover New Hobbies and Interests

Take time to discover new hobbies and interests you may have not had time for in the past. Whether you are into redecorating the home, woodworking, crafts or even outdoor activities, retirement gives you the freedom to do as you please without having to abide by a strict working schedule. Always be sure to explore new venues and options for hobbies to keep yourself from feeling distant or despondent since you are no longer a part of the official workforce. Keeping busy is a way to make the most out of any retirement time you have left to spend.

Consider a Retirement Home

Consider the option of seeking out a retirement home like the Sunshine Retirement residences. Retirement homes offer safety, security and plenty of social activities and amenities based on the type of lifestyle you prefer.

The more you know about the options you have when it comes to retirement the less of a burden the planning of your retirement is likely to be once you begin. Understanding that you have options when retiring and that planning ahead is a way to save can help you to put your mind at ease regardless of how large of a transition you are planning to make for yourself.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

You Don’t Need to Water the Christmas Tree. Stupid Tip of the Day:

By Tia Cristy

Stupid Tip of the Day: You Don’t Need to Water the Christmas Tree.
TipsfromTia.com Decorated Christmas Tree

Well, this statement is only true if you have an artificial tree. Otherwise, adding fresh water to the tree stand is necessary every 24 hours. It may sound like high maintenance, but it’s worth it for those that prefer, the wonderful smell of pine and all the lovely traits of a real Christmas tree.

A real tree, absorbs a half to a gallon of water a day. Other methods, of keeping a longer life to the tree, is having the bottom of the trunk cut on an angle, instead of straight across.

There is still a debate on the effectiveness of adding an aspirin to the water of the tree stand, to benefit the longevity of the natural tree. Truth is, all I know is, it doesn’t hurt it, so why not add a pill to the water every or every other day. But, if you don’t have aspirin, you may not feel the rush to go out and get some.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me
!
 

 

Happy Chanukah from TipsfromTia.com

Starting at sunset TipsfromTia.com is
Wishing  a Happy ChanukahFrom, Tia and TipsfromTia.com

 

tipsfromtia.com Hanukkah

 

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

4 Tips to Avoiding Major Roof Repair Expenses. By Guest Blogger, Erika R.

By Guest Blogger, Erika R.

 

4 Tips to Avoiding Major Roof Repair Expenses.

Photo Provided by Guest Blogger -Erika R.
Photo Provided by Guest Blogger -Erika R.

When you are a homeowner, there are a lot of things that you need to pay attention to, but one of the big problem areas that too many homeowners ignore is the roof. Roofs do not last forever, but with proper maintenance, they can last longer than they would otherwise. Make sure that you know how to avoid the need for expensive roof repairs.

Shovel

If you live in a climate where snow piles down quickly and heavily, you need to shovel your roof. This can be a difficult and irritating task, but given how heavy snow is, especially after it freezes, shoveling is a necessity. Work with a safety line and a healthy amount of caution, or get it done professionally, but make sure that this is something that you take care of.

Inspect

Roofing experts state that one of the best ways to avoid costly repairs to your roof is to inspect it on a regular basis. In general, under the best of circumstances, you should do a visual inspection at least twice a year. Get up on a ladder and take a look at the roof at the beginning of your cold season and at the end. Also make it a point to check the roof after every major storm, noting any missing shingles, any debris that is lying on the roof and any damage that might have been done. The key to preventing major roof damage to be aware of small issues and to stop them from becoming large ones.

Replacement

The experts at A. Clark Roofing & Siding Ltd maintain that replacing a roof when it reaches the point where it needs it is far better than pouring repair money into a roof that is failing. What a lot of people are not aware of is that roofs only last for a certain amount of time. In general, when you are looking at a roof, you are looking at a ten to twelve year investment. Once a roof starts to go, it is far better to replace it than to repair it. Make sure that you get an expert opinion on your roof and what is happening with it.

Check Inside

Sometimes, the best way to tell that there is something wrong with your roof is to check your ceilings. Dripping water and bending walls are all signs that something is going on with your roof and fast action is required.

Don’t get hit for hefty roof repairs. A little work today can save you a lot of money tomorrow!

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

Change Your Eyebrows When Changing Hair Color. Quickie:

by Tia Cristy

Quickie: Change Your Eyebrows When Changing Hair Color.
TipsfromTia.com Woman's Eyes and Nose

If changing your hair color drastically, don’t forget to accent your eyebrows, if needed. If a professional is dying your hair, ask about your eyebrows. They can put a quick treatment on the brows, to blend with your new locks.

If you’re doing your hair yourself, I recommend changing the brows with a brow pencil. Less room for error. Remember, brow color usually lightens with age. Investing in a brow pencil early, to keep a natural look, could be a good way to go.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

 

Staying Safe While Going Oral. MA

By Tia Cristy

 

Staying Safe While Going Oral. MA

tipsfromtia.com condoms

Oral sex is considered an excellent part of foreplay, before intercourse, yet, it’s also a sexual act by itself. Not, to be mistaken by a random act of simple attraction. With that being said, oral sex has been mistaken as an act of saying “I like you” and been treated as “lightly” as a simple kiss. Taking this sexual act lightly, has had repercussions with our health. Some STD’s can be passed to your partner thru oral sex. But sadly, because of the rise in HPV, it can now be passed thru kissing.

HPV is still full of a lot of questions. There are 40 types of HPV. I’m not a doctor, so I’m not going to pretend I understand it completely. But, let me explain it in simple terms with the color orange.

A man is the carrier of the orange paint. A woman touches his orange paint, now she has the paint and touches another man, he now carries orange paint, he touches another woman and she is now left with the orange paint. See how it can spread so widely and rapidly?

Talking to your doctor about the HPV vaccine and if it’s right for you may be an option you want to look into. The vaccine isn’t for everybody and it does have an age limit.

If you won’t or can’t get the vaccine, there are still ways to protect yourself. And, protecting yourself while having oral sex can still be fun.

A dental dam is a safe way to have oral sex for both, men and women. If it sounds familiar, it’s used by dentist. It’s a square piece of latex that can keep bodily fluids at bay, but still allowing pleasure.

Using flavored condoms to perform oral sex on the male, can make the experience more “flavorful” for the “giver”, while still being pleasing to the male partner. Making it fun for both of you, give him a choice on the flavor because, the flavor will remain in your mouth after, so think of it like tasting someones lip balm. Remember, it’s so important to find out your partners allergies, before using a flavor they could be allergic too.

Flavor condoms can be irritating to the genitals. So, I recommend a  “wardrobe change” to a regular condom before intercourse. Talk to your doctor about sex and the best ways to protect yourself and being safe during sex.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

 

 

 

Refreeze Meat that Thawed. Stupid Tip of the Day:

By Tia Cristy

Stupid Tip of the Day: Refreeze Meat that Thawed.
TipsfromTia.com steak

So, you take out meat from the freezer, spend the time thawing it and surprise, change of dinner plans. Can you refreeze meat that you thawed?

No, you can not. Reason, bacteria grows at a rapid rate during thawing, and must be cooked to kill the bacteria. If your plans have changed, throw the meat covered (even add a marinade), into the refrigerator and cook later or the next day. And then, if you’d like to freeze it again, that is fine.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

 

Waterproof feet when boots aren’t waterproof.

by Tia Cristy

Quickies

Waterproof feet, when boots aren’t waterproof.

 

TipsfromTia.com boots

Boots not water proof but, the snow needs to be shoveled?

Put on socks, then put on plastic trash bags or store bags on your feet before putting on boots. It will keep your feet dry as you walk through the wet snow or puddles.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

 

Lost Driver’s License? Seven Urgent Steps you Must Take Immediately! By Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

Lost Driver’s License? Seven Urgent Steps you Must Take Immediately!

 

Photo Provided By Guest Blogger, Karleia S.
Photo Provided By Guest Blogger, Karleia S.

Misplacing your driver’s license often leads to stress and despair on how you plan to get to your destination safely. However, there are some urgent things you must do immediately if you have lost your license, and you have already searched your house, purse, and car.

Step 1: Assess the Risks

While you may think that it is just your license that is gone, that information can allow anyone to access your bank, take out loans, and even open credit accounts. The best place to start is to contact a protection service that helps prevent identity theft. Then you will need to contact your bank, insurance providers, credit card companies, and possibly the social security office.

Step 2: Notify Authorities

It is embarrassing losing your driver’s license, but you need to get over the embarrassment and contact law enforcement. They will create a paper trail that helps track possible fraudulent activity. The police will want to know every detail, include places you remember having your license at. The more details you offer, the greater the possibility of finding your license.

Step 3: Notify the DMV

When you lose your license, let the DMV know immediately. If someone is pulled over and shows your license, the state will be notified because it has been flagged as lost/stolen.

Step 4: Replace the License

When you talk to the DMV, find out if you need to apply for a duplicate copy or if you are close enough to the renewal date. While you are checking on the status of your license, check for any tickets or violations that may be on your account. You can also use a service like Registrations Are Us.

Step 5: Do NOT Drive without a License

It may be tempting to drive to the store without your license, but it is illegal. When you are already dealing with the costs of getting everything replaced and protected, being fined for failure to present your license is another hassle. You can talk to the police to find out if carrying a copy of your driving record will count, but the DMV will often give you a temporary license while you wait. These temporary licenses look just like a printed receipt, so keep it somewhere safe until your new license arrives in the mail, or your old license is found.

Step 6: Monitor for Identity Theft

It is important to remain vigilant and monitor for any possible signs of identity theft. Periodically, run a credit score to review the reports and answer the phone even when you do not recognize the caller ID. It will be a hassle, but it will prevent the possibility of someone running your credit into the ground and siphoning your money.

Step 7: Invest in Identity Theft Protection

To prevent future problems, invest in a service that will protect your identity. The number of phone calls you will need to place will diminish. It is best if you just keep your license in a place where you can find it, but protecting your identity is never a bad idea.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

Eggs are Expired, Throw Them Away. Stupid Tip of the Day:

By Tia Cristy

Stupid Tip of the Day: Eggs are Expired, Throw Them Away.
TipsfromTia.com Eigelb in der Schale

This is one of those questions, you only ask yourself, if your are trying to make something that calls for eggs and you run to the fridge, to find the carton date was last week.

It’s impossible to stop what you’re doing and run to the store, but now the whole thing is ruined without the eggs.

Truth, if you are using the eggs to bake, they are just fine. The “used by date” is suggested, and of course if you are making an omelet, you want fresh eggs. The eggs have approximately a 30 day window, for baking.

So go ahead and bake that cake or batch of cookies. Just be sure, to add eggs to your next grocery list.

A substituted for eggs is mayonnaise, if you don’t have eggs or are seriously past the due date.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

 

 

By Tia Cristy

Tips from Tia is a place for tips on Organic health, Beauty, Life, Home and Sex

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