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Take A Look At This If You Are Looking For A New Car

Take A Look At This If You Are Looking For A New Car

If you are looking for a new car then there are several factors that you need to take into consideration before purchasing one. Which car you need will depend on how you use the car most, for example, it could be used for business purposes or as a family car. If you are using it as a business car will everything you need for work fit in it. If it will be a family car then you need to make sure that everyone fits comfortably if you need car seats will they fit securely using the Isofix anchor points or seat belt. 

Let’s take a look at three essential factors to consider when buying a new car. 

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New/Used

When it comes to new and used cars there are pros and cons to both options. The biggest one being that used cars won’t cost as much as new ones thus saving you money. However, bear in mind that with used cars you won’t get as much of a warranty if things start to go wrong. You can also get a much nicer car at a fraction of the usual price if you buy second-hand. You may have always dreamed of having an Audi or Lexus but never been able to afford the cost brand new, these second-hand are an absolute bargain. Take a look at used car dealers to see if they have anything that takes your fancy. 

Thinking of payment options, you could always opt for paying with finance. This applies to both used and new cars. You pay a deposit, however much you can afford and then a monthly payback cost is calculated. At the end of the payment schedule, the car will be all yours. 

Size

Think about the size of the car that you will need, most cars claim to have three full-sized back seats this is quite often not the case. You will be able to fit two older people and a child in the back but it is very rare to be able to utilize the three back seats fully. You may need to buy a car with extra seats in the boot, depending on how many family members will need to use the car. 

Another thing to consider when looking at the size of vehicles is how big the boot is. Will it be filled with work gear or will it need to hold a buggy and numerous shopping bags. Boot space is measured in liters, so be sure to look at this when shopping around. 

Running Costs 

Finally, something that people usually forget to think about is the running and maintenance costs involved with the vehicle they own. It will need annual checks and fuel can push the monthly costs through the roof. Be sure to get a car that has a half-decent MPG that way your fuel will go a bit further and last longer between filling up. 

Make sure you check how much insurance and any tax will cost you before you purchase the car, different factors can push your insurance costs up. One way to keep costs low is to get black box insurance. This monitors the way you drive and if you have a good enough score your monthly insurance costs go down. 

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

A Few Daily Tips for Getting Out Of Your Own Head

A Few Daily Tips for Getting Out Of Your Own Head

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Have you ever experienced the unpleasant and unwelcome sensation of having your mind totally crowded with chattering thoughts, to the extent that you just can’t seem to get a break, or relax, or concentrate on anything else?

If you’re anything like most people, the answer to this question is almost certainly, “Yes”.

While the thinking mind is obviously a powerful and essential part of ourselves, it can also completely overwhelm us at times and throw us into a spiral of rumination, with the end result being stress, anxiety, and distraction, among other things, as opposed to relaxation, peace and calm.

Sometimes, it’s simply necessary to take steps to get out of your own head.

So, here are a few daily tips for getting out of your own head.

Engage in regular physical activity

Engaging in regular physical activity has all sorts of well known benefits, whether that’s in the form of visiting physio double bay to help you resolve a nagging ache or pain, or whether it’s improving your health and endurance through regular cardiovascular exercise.

One of the key benefits of physical activity that often doesn’t get talked about as much as the direct health benefits, however, is the fact that it can serve as a great way to redirect our attention away from our own racing thoughts, and towards our bodies and immediate environments.

Whether the particular type of physical activity you like to engage in is jogging, weight training, yoga, or anything else, doing some form of exercise can really help to relieve the stress of racing thoughts.

Work on a project that you are enthusiastic about that takes up all of your attention

The term “flow state†is used in the field of psychology to refer to the experience people have of being totally immersed in an activity, to the extent that they lose all sense of self-awareness and preoccupation with their thoughts, and seem to almost “become one†with what they are doing.

Among other things, getting into a flow state on a regular basis seems to be really beneficial, and has a big impact on an individual’s sense of happiness, contentment, and well-being in life.

Working on a project or hobby that you are enthusiastic about, and that takes up all of your attention, can be a great way of getting into a flow state and giving yourself a break from your own thoughts.

Get out and about for regular strolls – ideally in nature

Going for regular strolls – even if they’re not physically strenuous – can help to put this into a more balanced state of mind, and can help to get you out of your own head.

In particular, going for regular strolls in nature can be very beneficial, and judging by the popularity of practices such as forest bathing and countryside rambling, roaming around in green spaces seems like an especially potent way of enhancing feelings of well-being, and breaking the loop of obsessive thinking.

If in doubt, try going for strolls in green places a few times a week and judge the results for yourself.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

The 5 Most Common Driving Offences

The 5 Most Common Driving Offences

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There are lots of ways in which we can break the law while driving. Below are some of the most common offences, the penalties they typically carry and how you can prevent yourself committing such an offence.

Speeding

Speeding is by far the most common driving offence. Since 2011, the number of speeding offences has risen by 5% each year in the UK. The minimum penalty for speeding is 3 penalty points and a £100 fine – although some people are given the option of going on a speeding awareness course.

If you’re a serial speeder who keeps getting caught, it could be time to start slowing down. There are lots of measures you can take to break the habit of speeding from leaving more time for journeys (most people speed because they are running late) to installing a black box/speed limiter. 

Drink driving a.k.a Drunk driving

85,000 people are convicted of drink driving every year. Drink driving can carry serious penalties. These include temporary driving bans, fines and sometimes imprisonment. Employers will also be able to see this conviction on your record and it may affect your ability to travel to certain countries. Even if you do manage to drive again, you may find that your insurance rates are very high afterwards. 

All in all, it’s important to know the legal alcohol limit before driving to avoid the penalties (not to mention the danger you could cause). In most cases, it’s better to drink nothing at all if you plan to drive – either leave your car at home when going out or plan to consume non-alcoholic drinks.

Driving without insurance

There are thought to be 2 million uninsured drivers in the UK. Many of these drivers get caught. Driving without insurance can carry a hefty fine and usually 6 to 8 points or a disqualification. 

A lot of people drive without insurance because it’s so expensive or because they cannot apply for insurance due to a previous conviction. While insurance can be difficult to obtain, skipping it altogether is not worth the penalties. Take the time to shop around for insurers – there are providers like One Sure Insurance that are able to insure people who may have had penalties, as well as helping you to find cheaper rates. You should also consider the car that you are trying to insure – some cars are easier to insure than others. 

Driving an unregistered/untaxed vehicle

Another common offence is driving an unregistered or untaxed vehicle. This can result in a fine. You may also have your vehicle towed away.

Always register and tax a vehicle the moment you purchase it. You can do this online and it is generally not very expensive.

Using a phone while driving

13,000 people per year are convicted of driving while using a mobile phone. You’ll usually get 6 penalty points for this and a £200 fine. Avoid the temptation to look at your phone while driving by turning notifications off and storing it somewhere you can’t reach while driving. Alternatively, set up hands-free calls so that you can still take calls without having to touch your phone (check out this guide at Lifewire on how to do this).

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.