Tag Archives: upgrading your home

How to Upgrade Your Period Property

How to Upgrade Your Period Property

Image credit – Pixabay

We all dream of a period property. Living somewhere with a sense of history, gorgeous original features, and high, airy ceilings is many people’s ideal home situation. But period properties can be difficult to upgrade. You want to make the most out of your home – as with any other big investment – while at the same time ensuring that you maintain and look after the features that made you fall in love with it in the first place. If you’re looking for some ways to make your period property more efficient and practical for you and your family’s lifestyle then read on.

1.       Windows

You lose 20% of your home’s heating through poor-quality glass which is badly insulated. But the windows of a period property are one of its most enticing features, so how do you keep the glorious aesthetic of your home and at the same time improve your energy efficiency? Try looking for Replacement Windows that are in keeping with the look of your home and, at the same time, can provide you with eco-friendly and durable windows that are exactly designed to meet your specifications. Work with experts in window-fitting and you won’t regret upgrading your windows for both the look and feel of your home.

2.       Electricity

There are some clear signs that it might be time to replace your home’s electrical wiring. In all likelihood, it was built in a time before electricity was commonplace, which means that the wiring will have been installed over time and so might not be of the best quality. Not only is bad or faulty wiring frustrating, but it can also be dangerous and cause fires or shocks. Contact an electrician is you think you have an old-fashioned fuse box – you can tell if it has a wooden back. Cast iron switches are also a clear indicator that it’s time for an upgrade. Not only will this enhance the safety of your electrics, but a modern fuse box will also up the value of your home.

3.       Decide on your aesthetic

There are lots of options when adding on to a period home. You might find that there just isn’t as much space as you’d like, or the shape of the rooms doesn’t quite fit with your lifestyle. If that’s the case, then it’s worth considering an extension. But how? An obvious option is to go up, take advantage of high roofing and expand into the loft. You can gain two or three additional rooms by simply building upwards, and you’re less likely to run into planning regulation difficulties.

Another possibility is to extend onto the back of the property. When you’re buying, find out how much surrounding land you own and so you’re aware of how far you can build out, adding onto the back or side of your property. If you’re meeting with an architect, decide how you want your property to look. Although it can be tempting to try and make extensions fit in with the property, remember they’ll never look exactly the same so you might decide instead to make a feature of the new.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Should You Take Out A Secured Loan To Improve Your Home?

Should You Take Out A Secured Loan To Improve Your Home?

5220538184_514c4376aa_zFlickr At: Jennifer C

One of the quickest ways to get money for home improvements such as an extension, new conservatory or new roof is to take out a loan. Providing your finances are in a healthy state, you have a good credit score, and the project isn’t too big there shouldn’t be a problem. However, if you don’t want to increase the amount on your mortgage, not every lender will pay out, is it worth looking at a secured loan in order to get that dream family kitchen, extra bedroom or a new bathroom?

Will It Increase The Property’s Value?

This will be the number one question on a lender’s lips as depending on how much money you put into the property; you could increase the value of your house by a good few thousand dollars. Many buyers prefer to put their own stamp on a new home but if you choose to build an outdoor patio, infinity pool or even a wet room they’ll jump at the chance of owning something with a unique, modern feature. However, if you’re only looking to update the décor, it may be worth finding the money from elsewhere as it’ll be ripped down to make way for the new owner’s tastes, style, and ideas when they move in. Before you begin to make changes, or indeed before you apply for a secured loan itself it may be worth having a local real estate agent come to the property to value it in its current state.

5720482811_efa10affd0_zFlickr At: andrewarchy

Do You Need The Money ASAP?

If you’re eligible for a secured loan the lender will release the funds, per the usual checks, in a timely manner which leaves you free to get on with your project. Some second charged secured loans have fees attached which are payable from the moment you take one out while other fees are simply added to your monthly payments. Make sure you carefully check the terms and conditions of your loan as a secured loan uses your home as collateral, and you’ll want to ensure that the money is always available for payments. Secured personal loans are seen as the better option, especially for home improvements, as it means that the lender sees the loan as a low-risk option because of the property, or another significant asset that’s been used against it.

7610230676_7ab8b53a75_zFlickr At: Granit Chartered Architects

Are You Looking To Sell Soon?

Some people like to do their home up when they are trying to sell the property which can either help or hinder when looking for offers. Consider undertaking only superficial decorating projects, unless you plan on living in the property for a long time to come. Decide how much money you want to spend on indoor and outdoor projects or if it’s a building project look over the budget before you start. Costs can spiral quickly, and the last thing you want is to run out of money early, or have to return to the lender and ask for a larger amount. This could delay the entire build as well change the terms and conditions of the new loan, not too mention push the monthly repayments even higher.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.