Tag Archives: thrift stores

Get Better At Saving And Save Yourself Hassle!

Get Better At Saving And Save Yourself Hassle!

After Christmas, we can find that our bank accounts have diminished and now we are into the new year, we are probably slowing picking up again but you may never know when you might need some extra cash. It may be something as simple as needing a new part for your fridge that has stopped working or perhaps you need some Towbars to assist with your car. So here are some tips to ensure that you stay on top of your finances this year and learn to get saving: 

1. Budget For Next Christmas

Start saving for even now for this coming Chrismtas. It sounds very dramatic and not necessary so early on in the year, but this will certainly be of huge benefit. This will help save money in the long run and you can do this by collect money in a little pot/fund, and let it accumulate over the months, which gives you a little bit to play around with. Look at what your bank offer in relation to offers and savings accounts which round off each penny to the nearest pound collecting it in a separate account. Over time, you could find yourself with a small amount to splash out on gifts for the people you love.

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2. Go Sale Hunting

Don’t buy anything full price and go to look at all the sales, thrift stores and more because this will ensure that you don’t overspend. Be wise with the sales, and look for things you only really truly need, and this will ensure that you don’t keep tapping into funds just after the busy period. Most things can be bought on a budget and this is the best way to help save those extra pennies for when you may need them the most. Many thrift stores will also have sales too, as they will want to get rid of old stock and bring in new ones. 

3. Leave It To The Professionals

Don’t let the worries of needing money get you down. It can be difficult to just forget that you have spent far too much and that you need to top your funds back up. Perhaps you have overspent on your credit card and you need to start paying back asap. Consider borrowing money and don’t fear your finances anymore. Borrowing money could seem scary but it’s important that you shop around and get the right deal for you with no interest rate. Some payday loans are certainly not good at all so look into what could work well for you.

Saving money is tricky, not many people have disposable income at the end of the month but it doesn’t mean you can’t learn to save a little and keep some extra for the little extras that we can take pleasure in. the more you save, the better you will become at it and soon enough you may have enough to take that break away in the summer sun! So start saving today! 

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Tricky Travel Costs That Can Catch People Out- And How to Avoid Them

Tricky Travel Costs That Can Catch People Out- And How to Avoid Them

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Most of us would travel more given the opportunity, but something that holds many of us back are the costs. As well as booking the trip itself, there are a ton of other costs to consider and admittedly, it CAN all add up. However it doesn’t need to be this way, and if you’re careful you can travel or have a vacation without spending excessively and still have a good time. Here are some examples.

 

Don’t Spend a Fortune on Clothes

Aside from the cost of the travel itself, such as flights, hotels and transfers, one of the biggest costs most people find when they’re planning to travel is buying clothes. You might need some specialist clothing in some cases, good walking boots, proper socks and a good backpack if you’re going backpacking for example. However for other items, you really don’t need to spend a fortune. Some shorts and t-shirts, some long trouser and long sleeve tops will get you through most occasions while you’re travelling and needn’t cost much. Go to thrift stores, and shop in budget shops. Create a capsule wardrobe so that you don’t have to purchase lots of items but still have plenty of things to wear. You want to feel comfortable and confident, but you can definitely get away with spending less here if you’re smart about it. If you have a rummage through your wardrobe, you might find you have pieces already you can take with you.

 

Use an Amex Gold Card

If you’re a frequent traveler, you’ll know that premier cards come with a hefty fee. If you want all of the great benefits without the associated costs, then check out this Amex Gold Card review and see if this is something that would work for you. There are plenty of great perks, and you won’t get into debt because it’s a charge card meaning you pay the balance each month instead of rolling it over.

 

Utilise Public Transport

When you’re away, it can be tempting to rely on taxis and other private transport to get you from A to B. However lots of places, especially if you’re in a busier city will have great transport links so it’s well worth brushing up on what’s there and utilising them. Buses, trams, trains and coaches are all examples, have a look before you arrive and check out things like frequencies and costs, you could save yourself a fortune when it comes to getting around.

 

Eat Cheaply

When you’re away on vacation or travelling, you will of course want to sample some of the delicious foods of the country you’re in. But you don’t need to break the bank here, and you can certainly feed yourself without having to dine at a five star restaurant every night. If you want to try somewhere fancy, do some research and book one or two nice meals. The rest of the time, try markets which are full of incredible street food stalls. Cafes and casual eateries will work out cheaper, and for some meals you could purchase a few things from a grocery store and have an inexpensive meal in your room.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.