Tag Archives: money you could save

Transforming Your Financial Health In Just 5 Easy Steps

Transforming Your Financial Health In Just 5 Easy Steps

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Want to improve your financial health? Of course you do, and it can be a lot easier than you probably imagine. As long as you know how…

Here are five easy steps that can generate significant upgrades to your immediate and long-term financial health. Here’s everything you need to know.

#1. Stop Hoarding

First and foremost, you should learn to appreciate the fact that you’ve probably got money sitting around the home. Check out the going rate junk cars fetch, and you’ll think twice about the vehicle sat in your front yard. Likewise, old electronics, clothes, and furniture are all worth money. It’s not uncommon for households to be sitting on a four-figure sum in unused goods. So, if you’re looking for a quick and easy way to generate extra funds, this is the perfect solution. 

#2. Focus On Home Savings

As far as ongoing savings are concerned, your home holds the key to success. Whether it’s saving money on appliances or learning to repair furniture rather than replace it is up to you. Either way, the savings that can be made around property are very significant. Even monthly savings made from changing subscription services can soon add up over the course of a year. While this has always been the best place for implementing change, we now spent more time at home than ever before. Embrace it.

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#3. Invest In Your Credit Score

Financial health isn’t solely about the money sitting in your account. Long-term stability is an equally essential feature, which is why your credit history is so vital. A healthier credit score will unlock new borrowing opportunities and better interest rates. You can check your free annual credit report to gain valuable insight. Use the insight to build a better credit score over the months to come. When you do, the benefits will be clear, even when you do not need to borrow. If nothing else, it brings peace of mind.

#4. Grow Your Retirement Savings

Sticking money in a 401(K) is great. When retirement arrives, though, you’ll probably require a much bigger pot of money. Therefore, investing some money in a diverse portfolio of stocks, crypto, and commodities will serve you well. You only need some of the investments to pay off for a long-term reward. For some investors, the best option is to build a property portfolio. Not least because you can leverage success from borrow money. Either way, though, securing your future is vital.

#5. Learn To Say No

Bad habits are costing you dearly. While there’s nothing wrong with enjoying life, a little responsibility goes a long way. Learning to say no to lending friends money could make a huge difference. Likewise, quitting bad habits that do not actually enhance your life will improve your health and wealth. Sometimes in life, avoiding negatives is as important as investing in positives. Financial habits are among the clearest examples. Now is the time to make it happen.

Give it a few months, and you’ll see big changes.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

You secretly spend over a million dollars on your car!

You secretly spend over a million dollars on your car!

Everyone is always angling to save more money since we all know it matters a lot. One thing we often don’t think about is how expensive cars are. I know they cost a lot of money, but when you add everything up it’s incredible! Each car you buy is practically a downpayment on a house, and it ends up in the scrap heap before too long! Mix in most families having two cars and replacing them every 10 years and you get some big bills. Maybe when people talk about downsizing their homes they should really be talking about downsizing their cars first!

Infographic source: https://fiveyearfireescape.com/how-much-car-can-i-afford/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

4 Easy Ways To Save Money In The Garden

4 Easy Ways To Save Money In The Garden

We’re all looking for ways to save money and stick to our budget and usually, we start with the home. If you can find ways to reduce your energy bills in the home and spend less on maintenance, you’ll save yourself a lot of money. But have you ever thought about how much money you’re spending on the garden? Most people don’t but when you add it up, you’ll be surprised just how much it’s costing you to maintain your outside space. Luckily, you can do these simple things to save money around the garden. 

Image From Maxpixel

Reduce Water Usage

Watering the garden is one of the biggest expenses, especially if you’ve got a lot of plants out there. It’s always a good idea to reduce your water usage for environmental reasons anyway, but it will also save you a lot of money out in the garden as well. The best thing to do is to plan your watering properly and only water when you actually need to. That means you should plan around the weather and let the rain do the hard work for you where possible. You should also look into drip irrigation systems that deliver water directly to the root and use way less water than a hose or sprinkler system. 

As well as finding ways to cut the water that you use, you should start collecting rainwater as well because it won’t cost you anything. Get some water tanks out in the garden and you’ll see that they soon fill up in the winter. You should have more than enough water to look after all of your plants and it’s completely free. 

Make Your Own Compost 

Plants need good quality compost if they’re going to get the nutrients that they need to thrive, but it’s costing you money if you’re buying it every year. The thing is, there’s really no need because it’s not that hard to make your own compost out in the garden. You’ll just need to use food scraps from the kitchen so all you need to pay for is the compost bin and that’s it. 

Propagate Plants 

A lot of people don’t know about propagating plants which is a shame because it’s a great way to save money on buying new plants every year. When you propagate a plant, you split it and then replant it so that they multiply. That means you can buy a few plants and eventually fill the whole garden. If you learn how to propagate plants, you’ll save so much money on buying them in the future.  

Use Citrus Peel For Pests 

Getting rid of pests is important, otherwise, they’ll eat all of your plants. But you don’t need to be spending money on pesticides and slug repellent because there is a cheap natural alternative. Citrus peels contain chemicals that repel or kill pests so they can be used instead of your normal pesticide. That means you’re not putting potentially harmful chemicals out in the garden either. 

You’d be surprised how much money you could save out in the garden by making these simple changes.  

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.