Tag Archives: money troubles

Transforming Your Financial Health In Just 5 Easy Steps

Transforming Your Financial Health In Just 5 Easy Steps

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Want to improve your financial health? Of course you do, and it can be a lot easier than you probably imagine. As long as you know how…

Here are five easy steps that can generate significant upgrades to your immediate and long-term financial health. Here’s everything you need to know.

#1. Stop Hoarding

First and foremost, you should learn to appreciate the fact that you’ve probably got money sitting around the home. Check out the going rate junk cars fetch, and you’ll think twice about the vehicle sat in your front yard. Likewise, old electronics, clothes, and furniture are all worth money. It’s not uncommon for households to be sitting on a four-figure sum in unused goods. So, if you’re looking for a quick and easy way to generate extra funds, this is the perfect solution. 

#2. Focus On Home Savings

As far as ongoing savings are concerned, your home holds the key to success. Whether it’s saving money on appliances or learning to repair furniture rather than replace it is up to you. Either way, the savings that can be made around property are very significant. Even monthly savings made from changing subscription services can soon add up over the course of a year. While this has always been the best place for implementing change, we now spent more time at home than ever before. Embrace it.

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#3. Invest In Your Credit Score

Financial health isn’t solely about the money sitting in your account. Long-term stability is an equally essential feature, which is why your credit history is so vital. A healthier credit score will unlock new borrowing opportunities and better interest rates. You can check your free annual credit report to gain valuable insight. Use the insight to build a better credit score over the months to come. When you do, the benefits will be clear, even when you do not need to borrow. If nothing else, it brings peace of mind.

#4. Grow Your Retirement Savings

Sticking money in a 401(K) is great. When retirement arrives, though, you’ll probably require a much bigger pot of money. Therefore, investing some money in a diverse portfolio of stocks, crypto, and commodities will serve you well. You only need some of the investments to pay off for a long-term reward. For some investors, the best option is to build a property portfolio. Not least because you can leverage success from borrow money. Either way, though, securing your future is vital.

#5. Learn To Say No

Bad habits are costing you dearly. While there’s nothing wrong with enjoying life, a little responsibility goes a long way. Learning to say no to lending friends money could make a huge difference. Likewise, quitting bad habits that do not actually enhance your life will improve your health and wealth. Sometimes in life, avoiding negatives is as important as investing in positives. Financial habits are among the clearest examples. Now is the time to make it happen.

Give it a few months, and you’ll see big changes.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

You secretly spend over a million dollars on your car!

You secretly spend over a million dollars on your car!

Everyone is always angling to save more money since we all know it matters a lot. One thing we often don’t think about is how expensive cars are. I know they cost a lot of money, but when you add everything up it’s incredible! Each car you buy is practically a downpayment on a house, and it ends up in the scrap heap before too long! Mix in most families having two cars and replacing them every 10 years and you get some big bills. Maybe when people talk about downsizing their homes they should really be talking about downsizing their cars first!

Infographic source: https://fiveyearfireescape.com/how-much-car-can-i-afford/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

The 3 best tricks to make a little extra money today

The 3 best tricks to make a little extra money today 

If you ever look up how to make extra money there are a lot of options people will put in front of you. Like starting a website or doing online surveys. But, did you know the 3 most lucrative money-making opportunities are sitting right in front of you, and accessible to everyone? This infographic points out how with very little effort you can make a pile of money by selling your things, negotiating or cancelling some services you forgot about, or how you should get a salary survey to try to boost your income. Really these things are so easy we should all hop on them right now!

 Infographic source: https://fiveyearfireescape.com/make-money-fast/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Everyday folks can save big by making simple changes

Everyday folks can save big by making simple changes

Saving money is a big topic and everyone knows it’s important. The problem is there are hundreds of different ways to save. Couponing, growing your own vegetables, being cheap and the list goes on. The number of options out there can drive you a little crazy. Luckily, I found this infographic that lists out how much money you can save as an hourly rate! It really puts things in perspective and shows you where to focus your saving efforts. Who knew 3 hours could save me so much money!

Infographic source: https://fiveyearfireescape.com/how-to-save-money/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Smart Ways to Make Money with Your Car

Smart Ways to Make Money with Your Car

If you’re looking for ways to make money, having some kind of asset that you can use can be very useful. You can have various options for making use of that asset, whether it’s investing your money or finding ways to make money from your home. Anyone who has a vehicle can also bring in an extra income in a few different ways. You can consider a range of options that allow you to make money with your car by driving people or things around, using your car as advertising, and more. Take a look at the following options to see how you can make money with your vehicle.

Be a Moving Advertisement

If you don’t mind what your vehicle looks like, being a moving advertisement could be a great way to make money. Brands want to use your car to wrap it in their branding so that as you drive around, people will see their brand. You can choose which brands you’re comfortable advertising and choose how long you want the branding. When you want to take it off or remove it, usually when the campaign is over after a few months, just find out how to remove vehicle wrap. You can often do it yourself if you’re willing to spend the time doing it. It’s also possible to get professional help if you need it.

PC: Mike Birdy

Drive People Around

Do you like people? If you’re up for having a chat as you drive people around, or leaving them alone if they prefer, your car could be great for this. One of the options is to sign up for one of the providers, such as Uber. Another possibility is using a rideshare service, which makes it possible to share your commute or a trip you have planned. Before you do any of these things, it’s a good idea to check any requirements for insurance, taxes, or anything else it could affect.

Become a Courier

If driving people around isn’t for you, driving stuff around might be preferable. Being a courier can help you make a bit of cash, or it could be a full-time job if you want it to be. However, many people prefer it as a way to make a little extra money, as it can be a struggle to make enough when doing it full-time. There are various courier services that you might choose to work with, which can provide you with packages to deliver.

Rent Out Your Car

Some people don’t use their cars very often. If that includes you, you could consider hiring out your car to make some money. Before doing this, it might be a good idea to check with your insurance company to be sure that it’s not going to invalidate your insurance. If you’re good to go, you could make some extra money on the side. That is if you trust other people with your car.

Your car could be a moneymaker if you’re willing to use it in a few different ways. Find a way that works for you.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Don’t Let Your New Home Drain Your Finances

Don’t Let Your New Home Drain Your Finances

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A lot of people are under the impression that when they buy their first home, the money troubles are over. This does make quite a lot of sense. After all, if you can afford to buy a home, you will have something that you own in this world. It can make things easier if anything does go wrong with your finances because you’ll have something to fall back on which is useful. At the same time, though, you need to be aware that buying a home can lead to more issues with money. You might even find that it causes you to end up in a debt, as has been the case with home buyers before. We are brought up to believe that buying a home is an affordable possibility. But, if you’re not careful your new home could quickly become a huge drain. Here’s how to avoid that situation.

Get It Checked

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Before you even think about purchasing a home, you need to get it thoroughly checked out. It’s important that you know everything about the property from the state of the wiring to the plumbing and how old the boiler is. Homeowners with houses that need work tend to use tricks to get you to skip over these checks and buy without thinking. For instance, there’s the infamous ‘other interested party’ that have put in an offer. Or, who is looking for a quick buy? Usually, there is no other buyer at all. Instead, it’s just a mind trick to get you to buy without thinking or checking. Don’t forget, it’s your responsibility to make sure there are no issues with the home before you buy. Nine times out of ten a survey is going to show no serious issues. But you still need to make sure otherwise, you can end up with a home that isn’t worth the ground it’s built on.

Do The Calculations

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It’s not just repairs that can make a home an expensive possibility. You need to think about mortgage repayments as well. They can be a huge drain on your finances to the point where you find yourself struggling to pay off the home each month. Usually, mortgage payments are expensive if you’ve bought the house with a small deposit. To avoid falling into this trap, it’s worth using a mortgage amortizaton calculator. By doing this, you can find out exactly what you will be able to afford and what you might be expected to pay. That way, you won’t fall into this expensive trap.

Plan It Out

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Last but not least, you need to think about your plans after you purchase the property. No one buys the property and then leaves it as it is. Some people will make extensive remodels while others will invest in redesigns. That’s perfectly fine as long as you have the money saved to pay for it. Don’t ever think about using a loan for these type of changes. No sooner have you taken one out, you’ll be hit by an expensive property repair that you won’t be able to afford.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram