Tag Archives: manage your finances more efficiently

Get Better At Saving And Save Yourself Hassle!

Get Better At Saving And Save Yourself Hassle!

After Christmas, we can find that our bank accounts have diminished and now we are into the new year, we are probably slowing picking up again but you may never know when you might need some extra cash. It may be something as simple as needing a new part for your fridge that has stopped working or perhaps you need some Towbars to assist with your car. So here are some tips to ensure that you stay on top of your finances this year and learn to get saving: 

1. Budget For Next Christmas

Start saving for even now for this coming Chrismtas. It sounds very dramatic and not necessary so early on in the year, but this will certainly be of huge benefit. This will help save money in the long run and you can do this by collect money in a little pot/fund, and let it accumulate over the months, which gives you a little bit to play around with. Look at what your bank offer in relation to offers and savings accounts which round off each penny to the nearest pound collecting it in a separate account. Over time, you could find yourself with a small amount to splash out on gifts for the people you love.

Photo: Pixabay

2. Go Sale Hunting

Don’t buy anything full price and go to look at all the sales, thrift stores and more because this will ensure that you don’t overspend. Be wise with the sales, and look for things you only really truly need, and this will ensure that you don’t keep tapping into funds just after the busy period. Most things can be bought on a budget and this is the best way to help save those extra pennies for when you may need them the most. Many thrift stores will also have sales too, as they will want to get rid of old stock and bring in new ones. 

3. Leave It To The Professionals

Don’t let the worries of needing money get you down. It can be difficult to just forget that you have spent far too much and that you need to top your funds back up. Perhaps you have overspent on your credit card and you need to start paying back asap. Consider borrowing money and don’t fear your finances anymore. Borrowing money could seem scary but it’s important that you shop around and get the right deal for you with no interest rate. Some payday loans are certainly not good at all so look into what could work well for you.

Saving money is tricky, not many people have disposable income at the end of the month but it doesn’t mean you can’t learn to save a little and keep some extra for the little extras that we can take pleasure in. the more you save, the better you will become at it and soon enough you may have enough to take that break away in the summer sun! So start saving today! 

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Dealing With Life’s Biggest Stresses

Dealing With Life’s Biggest Stresses

Photo by Pedro Figueras from Pexels

There are many stresses in life, and they are often avoidable if you want to move on and experience life itself. The good thing to know is that we all experience stress in our lives, and it’s not just major life events, but even day-to-day situations can top the list when it comes to causing us stress, but luckily there are plenty of ways to help you cope with them.  

Bereavement

Losing a loved one comes top of the list of the most stressful things you may ever have to deal with. As grief affects people in different ways, you may feel shock and sadness, anger or even guilt. It is essential that during this time that you make sure you take care of yourself, to make sure you eat well and get enough rest.

Relationship Breakdown

Separation or divorce is both another two of life’s most stressful events. Even if both the end of the relationship is mutual, there are always going to be emotional, practical and legal considerations to be dealt with. Living arrangements, financial matters and dealing with child custody lawyers all have to be taken into account. Surround yourself with a good support system, and take time to make any decisions.

Moving Home

Moving house is another of life’s stressful events. There’s finding the right place for you, then there’s the packing and unpacking and finding new schools, shops and other services. This comes along with any financial stress, and in addition to the logistical considerations, there is also the emotional stress of moving. Researching the new area, hiring professional movers such and relying on friends and family for help to make the whole thing a lot easier. Try to plan the entire move ahead of time for things go smoothly and once you have moved in, introduce yourself to your neighbours and start looking for ways to get involved in your new community.

Getting A New Job

No matter where you are on the career ladder, starting a new job can be a significant cause of stress in everyday modern life. It’s easy to feel overwhelmed in your first days in a new job as we learn what is expected of you in your original post. Remember, you can’t be expected to know everything right from the start, so don’t be afraid to ask questions or get help when you need it. If you find yourself getting overwhelmed, take a short walk or find another quick stress reliever.

Finance Worries

Finances are also one of the most common causes of stress. Identify your financial worries and create a plan to manage your finances more efficiently. Look at how you deal with the financial burden and address any unhealthy behaviours you might have such as gambling or drinking. These are not good or advisable ways to relieve money stress.


Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.