Tag Archives: Covid-19

Financials For Coffee Shops

Financials For Coffee Shops

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You won’t have to walk far to find a coffee shop in the United States. We love our coffee, which is great for you in terms of demand, but means there is always going to be strong competition coming from all angles. 

This is why you need to create a loyal consumer base by reaching optimal levels of efficiency and organization. An effective online management system ensures you stand out from others in the industry. 

Needless to say, COVID-19 has also brought further troubles to the industry, making it more difficult for small businesses around the country. Social distancing can mean that you are able to take fewer coffee orders throughout the day, which is why it is critical to look into the financial side of things. 

An online accounting system can help you to make sure that you have all of your money in order. Below, we are going to look at the different areas to consider, all of which can be managed with a financial solution that is integrated and tailored to suit your coffee company.

Payroll – By managing your employees’ payroll electronically, you can be sure of ultimate ease, efficiency, and less margin for human error. 

Debt Payments – Managing debt is vital for any business owner. Read up on DTSS sovereign if you need some help and assistance with this.

Cash flow forecasting – Cash flow forecasting is a vital component when it comes to business success. Inefficient handling of this area of your business can lead to huge problems. You should automate your cash flow so you can have a firm grip on daily finances, bills, and expenses.

Credit control – Stay on top of your credit for optimal financial security. 

Card payment facilities – Most customers will want to pay using their credit or debit card due to COVID-19. Make sure you give them this option with card payment facilities. 

Budgeting and profit projections – You can’t stay in the here and now if you want to reach your ultimate potential. By staying ahead of the game you’ll reap the rewards in the future by maximizing profits.  

Management reporting with KPIs – This is an essential component in driving your business to achieve its strategic goals. 

Point of Sales systems – Effective Point of Sales systems ensure this area of your business is handled successfully, whilst also presenting you with excellent data for moving forward.

Stock control across a number of outlets (for those with more than one shop!) – There is nothing worse for a coffee shop than running out of supplies. Make sure this does not happen by keeping track of your stock and orders. A good system should enable you to do this.

Customer loyalty programmes – Everyone has a favourite coffee shop. Make sure you are that shop with our effective customer loyalty programmes. 

• Sales discounts – Customers love a good discount! By managing sales and discounts effectively you can make better decisions so that you reap maximum profit potential from any sales are discounts you have running. 

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

So that’s what $1,000,000 looks like

So that’s what $1,000,000 looks like

With all this recession and Covid talk going around there are some huge numbers being used and it desensitizes you to how much money that really is. This many millions of dollars being lost. That many billions being spent. Well, I found this infographic to be a fun way to put it all back into perspective. One million dollars isn’t really a huge amount of money for the government, and it can even fit in a briefcase like in the movies. If you put it in real items though it really adds up. This guy uses burritos!

 Infographic source: https://fiveyearfireescape.com/what-does-one-million-dollars-look-like/

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

The Importance of B12

THE IMPORTANCE OF B12

Now is not the time to feel bad. Staying healthy is on everybody’s mind. The list of symptoms for Covid-19 is long, but fever and shortness of breath are at the top of the list. But you should know, those two symptoms are on the list for several ailments. One ailment is the last thing most people will think of… B12 deficient.

How do you check your B levels?

With every yearly doctor’s visit that contains a full blood panel, you can request that your doctor runs Vitamin B testing. This will be able to see where all your B’s are. B vitamins are important for the brain and most bodily functions that we take for granted. Hair growth, nails and mental health are closely related to vitamin B. If you are feeling bad or have deficiency symptoms, you can request your doctor to check your levels if he/she feels your could possible point to lower levels.

B12 deficiency can cause unlikely symptoms

Fatigue: It is tough to call a symptom in the busy world today, but it certainly can be a sign that your body needs attention.

Shortness of breath: This is a symptom to never ignore. breathing issues can detect or lead to serious respiratory infections.

Confusion: Yes, we all forget sometimes. However, confusion can be a symptom that can determine underlining issues.

Pin and needles: Tingling in the limbs are usually caused by poor circulation. If it is a recurrent issue, it’s important to let your doctor know.

Moody: Mood swings are widely accepted in a quarantine world. Yet, mood swings can be a sign of imbalance.

Yellowing of skin or eyes: Jaundice is when the skin and eyes turn a yellowish color. This is a sign that your body could be going through a few different scenarios. Don’t panic. But also, don’t hesitate to let your doctor know right away.

Fever: Not the most common symptom in B12 deficiency, but a fever can be a symptom. The body temperature can rise anytime it tries to fight off something that is abnormal with the body.

Rapid Aging: When the organs are depleted from nutrition, the skin can react by rapid aging. Wrinkling skin from dehydration or sinking or loss of mass from malnutrition can be a sign that something major is missing inside.

How to increase B12 when needed?

Increasing B12 levels in your body is fairly easy in most cases. Your doctor may recommend a B12 injection or supplements to increase your levels quickly if it is necessary. However, only your doctor can tell you what is necessary for your individual care.

Increase B12 Naturally

Eating foods enriched with B‘s is the best way to make sure you are maintaining your B needs. People who lead a gluten-free lifestyle must use alternatives to pastas and breads, but grains and breads are a simple daily staple for many.

Oysters, clams and other shellfish can be a great source of getting your natural B12.

If seafood isn’t for you, eggs and dairy can be another great source for ingesting the B’s needed on a daily basis.

If you have a strict diet that leaves you with a lack of B daily intake, you must to talk with your doctor on the best ways to get a supplemental B vitamin. B’s are incredibly important for mental and physical health.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Working at Home: When the Going Gets Tough, What Do You Do?

Working at Home: When the Going Gets Tough, What Do You Do?

‘When the going gets tough, the tough get going.’

In the middle of a global health crisis and social unrest in most parts of the globe, the admittedly overused quote reminds you to persevere and find ways to come out stronger. That is particularly challenging when you’ve been stuck at home for months to prevent getting infected by the coronavirus.

Working from home might have doubled your coffee consumption to stay alert for Zoom calls and all-nighters. You might be lathering on an extra pump of hair loss shampoo to make up for all the times you frustratingly pull on your own hair throughout the day because of seemingly never-ending tasks.

It’s a tough situation. But it won’t go away by deciding to toughen up your exterior and focus on what you need to do. You might find it even more stressful when you keep blinders on and disregard self-care.

The lines of work-life balance might be blurred now that you’re working at home for an extended period. And the best way you can reconstruct and sharpen those lines is by being strict with yourself.

Take a look at these ways to make space between your work and personal lives at home.

Set a work schedule and stick to it.        

One of the best things about working at the office is that you’re free once your eight hours are done. When you work from home, on the other hand, it might feel like your workday never ends.

Observe your work patterns to determine your most productive hours. Work during those hours, shut down your computer when your shift is done, and turn it into a routine. Stick to this schedule to maintain that same level of freedom that you used to feel in the office whenever you clock out.

Stay connected but limit social media.   

Social isolation is one of the worst enemies when you work at home, especially now that the coronavirus situation is forcing us to stay at home and away from social gatherings.

It’s easy to lose energy and enthusiasm when you feel alone, so make time for regular video calls or text messaging with your closest family and friends. Just be mindful of social media usage. Too much time online tends to make you lose focus on your work.

Never sacrifice your sleep hours.

You might think it’s okay to stay up late every night because you don’t have to get up extra early to prepare for work. But the next thing you know, it’s 3 AM, and your shift starts in five hours.

Irregular sleep patterns affect your concentration and productivity throughout the day. You might not feel it, but your body is struggling to keep you moving, and your mind is working overtime to keep you awake. So be mindful of those sleep hours and be strict with bedtime.

The novelty of working from home wore out a couple of months ago. Now you’re faced with stressors like the lack of structure, blurred boundaries between work and leisure hours, and social isolation. These tips help you manage the stress of working at home. Be strict with yourself to be productive.

So when the going gets tough, don’t hesitate to toughen up.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Plugging Up Your Home’s Spending Leaks While on Lockdown

This is a time of great anxiety for many of us. The Coronavirus pandemic and the subsequent lockdown are beginning to take their toll on our health, our wellbeing and our budgets. Many of us are struggling financially. Some freelancers and business owners have lost clients, some employees have lost their jobs or been placed on furlough without pay. Even the luckiest of us will likely have had to take a pay cut of at least 20%. 

Image by Igrow via Pixabay

Still, it’s easy to think of our financial wellbeing as something beyond our control. However, this mentality does us no favors in the long term. All it does is cause us additional stress, and as we all know, stress can compromise our immune function. Which is the absolute last thing we all need right now. As such, let’s look at how we can take control of our financial health by plugging up some of the spending leaks that can occur while we’re on lockdown.  

Electricity

We’re all relying heavily on our energy supply right now. Most of us are cooking more at home, but we’re also spending more on heating and / or AC since the whole household is indoors all day. Not to mention powering the myriad TVs, computers and electronic devices that the whole family relies on to work and stay entertained all day and night.

That all adds up to a lot of energy usage. While much of this may be unavoidable, spending over the odds is not. Here are some ways you can take control of your energy spend;

  • Carry out a price comparison and see if another provider can give you cheaper energy in line with your usage.
  • Limit use of TVs and games consoles to specific hours in the home. 
  • Encourage kids to read books, play board games or spend time in the garden
  • Stop charging your phone overnight
  • Stop leaving TVs, consoles etc. on standby overnight. This uses almost as much energy as if they were switched on. Turn them off at the plug. 

Auto insurance

Many of us will be overspending on our car insurance during lockdown, but this is entirely avoidable. First, see if your current insurance company is prepared to offer you a smaller premium in line with your reduced vehicle use. Failing this, there may be options to pause or cancel your policy or remove members of your family to save money. If all this fails, maybe you should consider switching to a new auto insurance provider. It’s a common fallacy that insurance companies will reward your loyalty. The truth is that they’re counting on you to let your policy roll over so they can hike up your costs.

Food

Finally, food is an essential expense. But paying a fortune for it isn’t. As important as fresh fruits and veggies are, resist the urge to overspend on them. If you don’t use fresh produce quickly, it will start to wilt and it may end up wasted. Get plenty of canned and frozen goods in and master the art of batch cooking. You’ll be amazed how far you can stretch your grocery budget. Not to mention emerging from quarantine leaner and healthier than ever.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

My Nose Has Never Been So Itchy

My Nose Has Never Been So Itchy

Image by Roland Schwerdhöfer from Pixabay

While under the self-quarantine and social distancing affects of COVID-19, we all find ourselves highly acute of certain bodily habits. I can hear a person sneeze from a mile away. And there’s a very distinct difference in the sound of someone covering their mouth when they cough and when they don’t!

It’s not paranoid; it’s awareness

Paranoia is defined as being panicked over something that is unlikely to happen. Awareness is when you realize there is a potential for something to happen and you take action on prevention.

So, why is my nose itching?

Particles in the air touch our noses multiple times a day, every day. From dust to a stray hair, we have never thought twice about brushing it away. However, since we have been told repeatedly not to touch our face, we are now fully aware of when we actually want to.

Is it safe to touch my nose?

Yes. But with the pandemic in full rise, it’s best to wash your hands before you touch your nose and, here’s the important part, AFTER. This has always been the case. Yet, it’s so obvious now with the coronavirus and it’s ability to be so contiguous. For example: COVID-19 could be on your hands. You touch your nose and within hours or days, it could enter your system. Another example: The virus is in your nose. You touch your nose then, touch a surface. The surface now has COVID-19 on it which has the ability to survive for days just waiting for someone to touch it.

So, Washing hands before and after can help reduce this problem.

Reduce chances of catching a virus through your nose

Yep, you read that correctly. The most likely reason for a virus getting in your bloodstream is that the nostrils are dry. This allows the virus to rest within the canal, to eventually, seep through the dermis and enter the bloodstream. An easy prevention is to keep your nostrils moisturized. Saline solution kits and refills for the nose are a good routine to help keep your nose clean and moisturized. If a virus enters a clean moisturized nose, mucus has a change to potentially cover the virus, which you will eventually expel through blowing your nose or coughing out.

The ears, nose and throat are all connected so well to help prevent catching bacterial, fungal and viral infections. But remember, we need to help the system out by washing those hands before and after, as well as cleaning the kit after use.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Boost Your Immunity

Boost Your Immunity

Image by Sumanley xulx from Pixabay

As the world braces after hearing The WHO declare a global pandemic, most search for ways to maintain health. How is it that some people that are infected with COVID-19 are barely showing symptoms while others are aren’t so lucky?

Lord only knows…

The infected number is climbing at alarming rates as the death toll continues to rise. Clean hands, closures and social distancing is helping slow the cases. But human nature tells us, ‘We need to do more’. The major organizations request that people stop buying masks. However, people are looking for ways to feel proactive. To keep fears and anxiety at bay, there are some helpful suggestions, finally, being sent our way.

We Know… Wash your hands

Yes, it’s surprising this is number one on every preventative list. It’s amazing how many folks can forget this on a regular basis. Many, many years ago, it was discovered that rinsing hands, alone, doesn’t have the same impact as adding soap into the mix. Nowadays, timing is everything. For as long as I can remember, I have sung my ABC’s while washing my hands. As a child, it was considered adorable. Yet, as a teen, my friends would tease. And as an adult, well… lets just say, I sing it in my head, along with a head bob every now and again.

Recently, people have created new versions of 20 second washing by using show openings and classic hits. However, according to a poll, what is the song that people are singing in their heads while scrubbing down their paws? The census appears to be ‘Happy birthday’. Good choice. Just remember to sing it twice!

Supplements

Supplements are always a tough suggestion when dealing with any illness. Their mere presence can cause backlash, especially since most aren’t FDA approved. Plus, as a nutritionist, I can honestly say, ‘I don’t know your personal history’ to safely recommend a one size fits all cure-all. (Btw, there is no, one size cure-all, as far as I know.) When the SARs outbreak happened, many took to natural viral fighters like, turmeric. Really? Yes, but listen… Supplements like turmeric are amazing as long as they are right for you, personally. Curcuminoids that are found in turmeric supplements are bad-asses that can kill many things in vitro (in a test tube). Yet, the way it works on your specific body could be different. Always talk to your doctor before starting a supplement or vitamin. They will know you best and what interactions to look out for.

Exercise

We all know exercise is good for us. But, seriously… there seems to be a connection to COVID-19 patients who exercise daily with things like, stretching or yoga and their lack of symptoms. So, why not add a bit of exercise into your daily. It’s good for your heart and your immune system.

Healthy diet

This is a given for any immune system. Eat fresh. Eat a variety. Green and leafy veggies have plenty of chlorophyll to toughen up your immunity. Veggies with lots of color tend to have lots of nutrients. Buying caned or frozen will still give you a good deal of nutrition. Look for foods that are packed with vitamins. Vitamins in the B family are always important to keep the cognitive aspects in check. New studies have shown intakes of Vitamin D have had effects on blocking and/or shortening viruses. And who could forget, Vitamin C. Look for some vitamins that might have the combo you need like Vitamin C + D chews. Eat several small meals a day, so you can get more variety. Also, it might be more beneficial to ration your meals if you find yourself in quarantine.

Rest

Getting a good amount of sleep is important for any immune system. However, getting extra sleep is important to fight off germs and viruses. Don’t neglect your body. If you feel tired, take a nap. Taking several periods of rest through out the day can cause a surge of healthy cells to do their job and fight off the bad guys trying to take up residence in your system.

Reduce Anxiety

Shortness of breath can also be a symptom of stress. This pandemic is unnerving for most individuals. Follow the guidelines of your country, city, town. The rules laid out to stay home or keep away from crowds are there to protect you and others. Don’t lie, we have all been self-serving at one point or another, but this is about the bigger picture.

Feeling overwhelmed? Try deep breathing exercises: Inhale deeply through your nose and exhale very slowly from your mouth. Repeat several times. Try a pressure point for relief. Pressing your tongue to the roof of your mouth and holding it there for several seconds can ward off a panic attack.

Stay calm; stay kind. Make plans with neighbors if any one of you should get sick. Remember, pets can catch this! Keep your pets away from your tissues and bodily fluids and wash your hands thoroughly after dealing with theirs. Check on the family and the elderly with a phone call. Cover your mouth when you cough, yawn or sneeze, by using the crook of your elbow. Wash hands for at least twenty seconds. Don’t like to count? Try singing a song. Don’t fight with your fellow man over toilet paper or any other store item.

And God bless us, every one!

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.