SEX & LIFE, TIPS IN ACTION

Learn About These Nasty Shocks To Your Finances

Learn About These Nasty Shocks To Your Finances

Are you someone who is constantly worried about your finances? If so, then it’s worth taking steps to keep your income healthy and at the right level. To do this, you need to be prepared for some of the challenges that you might face that can leave you financially vulnerable. Here are some of the situations to be aware of. 

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Divorce 

First, you should think about the financial stress of divorce. Issues with your finances should stop you from ending a relationship that is bad for you. But you do need to be prepared for how a divorce can hurt your income and the challenges that you will need to endure. For instance, you might need to reach a divorce financial settlement with your partner. Having the right lawyer on your side can help here as they can ensure that your interests are not forgotten. 

Housing Repairs 

Housing repairs are another issue that can cause a huge hit to your finances. For instance, you might find that you need to repair or replace the heating system in your home. If this is the case, then you could end up with a bill that costs you thousands. To avoid this, you should get your heating system inspected on an annual or bi-annual basis. In doing so, you can fix an issue before it gets out of control and causes a massive financial headache. You should also ensure that you have the right home insurance. Some providers will cover you for repairs like this needed around your property. 

Car Trouble 

Next, you should be aware of the cost from car trouble. The average cost of a car repair can be a couple of thousand depending on the issue and the model of vehicle that you have. The good news is that there are ways to avoid repairs like this. For instance, you do need to make sure that you take steps to keep your car well maintained. This includes keeping the vehicle clean. If you don’t take this step, then it’s possible for dirt and grime to damage different areas of your vehicle. 

Redundancy

Finally, you could struggle with an issue like redundancy. While no one expects to be made redundant, it’s far more common than most people realize. In fact, you are more likely than not to experience redundancy at some point in your adult life. More worrying, statistics suggest that it will take an average three months to find a new position. So, how can you ensure that redundancy doesn’t cripple you? Well, you should make sure that you have a rainy-day fund available to fall back on. You might also want to think about setting up a side hustle. This can help you manage your costs without ending up in debt. 


We hope this helps you understand some of the key issues that you can experience with your finances and how to handle them the right way. By exploring the best possibilities, you can avoid problems with your income and dodge concerns with building debt. 

Tia, and TipsfromTia.com is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow-on Twitter or Instagram.

ORGANIC HEALTH & HOME

The Eight Best Advantages Of Buying A New Build Home

The Eight Best Advantages Of Buying A New Build Home

If you’re looking for your first or next home, the good news is that more and more new homes are being built every year. Thousands of new homes are being built all the time to meet demand, which is great if you’re looking for a new-build property to move into. This means that more buyers are finding brand new properties when they’re house-hunting. There are lots of advantages to buying a new home straight from the developer, and buying a new build can be well worth it. 

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1. Unpack and go.

A new home from a developer like Rockford Homes is a blank canvas. It has new tiling, fresh paintwork, and a new kitchen and bathroom. This means that there shouldn’t be very much, if anything at all, that you need to do it before you move in. You can just unpack your belongings and start living in your new home, with no rush to decorate or renovate to make the place livable. 

2. Get a boost to buying.

For a lot of first-time buyers, there are schemes available to help them get onto the property ladder, but these schemes often only apply to new-build properties. Do some research and see what help you might qualify for if you’re buying your first home. 

3. Incentives.

A lot of developers like Garman Builders offer all kinds of extra incentives like $70,000 off quick move-in homes to try and secure a sale. Other incentives could mean that a developer will cover the cost of things like your carpets, saving you a good chunk of money on your new home. 

4. Modern living.

New builds, especially more top-spec ones, should have a lot of the latest technology. Higher-end homes often offer smart home features, and most new builds have open-plan layouts, which are perfect for family living. If you buy on a larger development site, you might also get access to some shared facilities such as a concierge, security, or a gym. 

5. Design your home.

When you buy your new home off-plan, you should be able to have some say in the final design of the property. Your builder may allow you to make some choices on the layout, or to choose fixtures and fittings, like cabinets, tiles, and carpets. 

6. Lower bills.

New build properties need to comply with all the latest building regulations. This means that these homes are more energy-efficient than older properties. This is better for the planet and can help to keep your bills lower too, as it will be cheaper and easier to keep your home warm or cool, and well-lit. You might also be able to get a better mortgage, with incentives for a greener home. 

7. Chain-free.

As you will be the first owner of your home, there won’t be a chain of buyers above you, so there’s less potential for delays. This removes one of the main stresses of buying a home. 

8. Warranties.

All new builds will come with a warranty, which you don’t get when you buy an existing home. Your warranty might not cover everything that you expect, so make sure you read the fine print carefully. 

Tia, and TipsfromTia.com is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow-on Twitter or Instagram.

BEAUTY, SEX & LIFE

How You Can Improve Your Self-Esteem About The Way You Look

How You Can Improve Your Self-Esteem About The Way You Look

Do you avoid looking in mirrors? Or cringe at photos on social media? Do you spend ages trying to decide what to wear or always seek validations from friends and loved ones before leaving the house? This could be a sign that you are struggling with your self-esteem regarding your appearance. If it sounds all too familiar to you then consider some of the below steps that you can take to help boost your self-esteem and feel good about the way you look. 

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Re-define beauty

Beauty really is in the eye of the beholder so throw away societies or the media’s definition of beauty and define beauty by your playbook. Women have been objectified in the media for decades and it has resulted in an unhealthy relationship with how society can define beauty. You alone cannot change what the media or influencers put out there, but you can choose to look away. Fill your social media accounts with people who build you up, improve your well-being, and who make you feel better about the way you look. People you can relate to. Look for beauty in the way you want to see it not the way society tells you it should be. If certain media outlets, Instagram accounts, or even friends and acquaintances make you feel bad about your appearance take steps to either remove them or distance yourself from them.

Undertake treatments for you only 

There is no denying that the beauty and cosmetic industry is booming and there is a vast amount of beauty and cosmetic procedures available. Undergoing beauty or cosmetic treatments whether it be eyelash extensions or dental implants can have a really positive feel-good effect on your mood and self-esteem. After all, everyone needs a little self-care from time to time. Just be sure that any treatment or procedure you undertake is for you, to make you feel better and not to meet the expectations of anybody else, as it may not have the effect you had hoped for and thus damage your self-esteem further. 

Stop comparing yourself 

Chances are you compare yourself to other people all of the time without even really thinking about it. However, the negative effects of this can be damaging to your mental health, self-esteem, and sense of self-worth. By comparing yourself to others it can result in you feeling inferior whether that was the intention or not. No two people are the same and as such the act of comparison is futile and unnecessary. 

Reconsider how you talk to yourself

This is a hard one and unfortunately is unlikely to happen overnight as chances are you have years of bad-mouthing yourself to overcome. However, when you look at yourself in the mirror try to talk to yourself as you would your best friend, who you know doubt treat with compassion, love, and respect. Work on being kind to yourself, focusing on the many positive attributes you possess and do not get sucked into picking out and focusing on your worst traits or insecurities. 

Tia, and TipsfromTia.com is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow-on Twitter or Instagram.

FOR THE GUYS, TIPS IN ACTION

More Gift Ideas for Him

More Gift Ideas for Him

Shopping for a man can be one of the most challenging things on the planet. That’s because 46% percent of men shop for themselves, according to a survey. That means they have already bought everything they need for themselves in most cases. So, when it is time to buy the man in your life something special, what do you do?

Go for Something He’d Never Buy for Himself

This strategy is a gamble, but one that could pay off very well. For example, he’s been using the same wallet that his grandpa gave him when he was in high school and is falling apart slowly. Yes, I’m sure it has sentimental value to him, but a new leather wallet from you might just be a fantastic upgrade that he will appreciate more than you know.

Think Outside the Box

All men have certain fantasies (and I’m not talking about explicit ones). It’s kind of like how some women truly believe in the fairytale, some men want to be a super spy like James Bond. Why not feed that fantasy with a feel-good present to show him that you think he’s THAT cool. Bond had his staples like a martini set, a nice watch, a gorgeous suit and his intense need for speed, hence the driving gloves. The thought that you consider him your personal James Bond will be the true gift that counts.

Thoughtful with Purpose

As times and technology has grown, we all have more gadgets and things we need to commute with us. Society has always accepted and treasured women’s handbags of all shapes and sizes, but has criticized the man-purse. Fair? Not at all. But is it even worth the argument when there are plenty of awesome bags that are universally accepted as unisex as the duffle bag, backpack or laptop bag? Trendhim.com has an array of bags specifically designed for him.

I can concur that the Denton Canvas Satchel is a gorgeously constructed messenger that has pockets for days! Its sleek design is perfect for not feeling bulky, but has plenty of room for a laptop, padfolio and whatever else the guy in your life might need for work or class. So, when in doubt, go for a useful bag he can use for work or the gym and it will probably be a winner.

When it comes to shopping for a man don’t overthink and freak out. Consideration and thoughtfulness go a long way. And, if you are really struggling to find something that they need or want, just ask them the question. It’s not that they’ll be helpful always, but there might be something they remember at that moment that they need.

Tia, and TipsfromTia.com is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow-on Twitter or Instagram.

SEX & LIFE, TIPS IN ACTION

Staying Safe On The Road Takes A Lot Of Work

Staying Safe On The Road Takes A Lot Of Work

Staying safe on the road is an important part of driving. You know there are other cars and vehicles on the road, and you need to be mindful of them. The last thing that you want is to be crashing your vehicle and ending up in an accident, and it’s the last thing anyone else wants either. To avoid this, you have got to make sure that you are doing everything in your power to remain safe. Down below, we’re going to be taking a look at how you can ensure you are staying safe from all possible angles. Keep reading if you would like to find out more.

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Put Your Phone Down

The first thing that we are going to say is that you should put your phone down and do not touch it while you are driving. Don’t touch it to answer a text, and don’t touch it to turn the music over. There is nothing more important than maintaining the safety of the vehicle and everyone inside it, as well as the others on the road. If you are looking at your phone even if only for a second, then that is a second that you are not concentrating on the road. All it takes is one second for things to change and become dangerous, and you don’t want this to happen because you couldn’t leave your phone alone.

Always Remain Covered

You need to remain insured if you are going to be driving your vehicle. You need to have the correct insurance; the policy should be up to date and you should have details with you in the vehicle in case you need them. Companies like Cars Protection Plus can offer you fantastic coverage and ensure that claims get processed correctly and efficiently when they happen. Not only is it illegal to not have the correct insurance, it is also incredibly silly. The last thing that you want after an accident is to have to pay for the repairs and such out of your own pocket.

Keep Your Focus

The final thing that we are going to say is that if you want to stay safe, you must focus. You as the driver are responsible for everything that happens in the vehicle, and that means you are in charge. If the people in the vehicle are being too loud, you need to tell them to be a little quieter so that you can concentrate. If something is distracting you at all, you need to pull over to the side of the road and sort out the problem before you continue. You must give all of your attention to the road in order to be as safe as possible.

We hope that you have found this article helpful, and now have a better understanding as to how to stay safe while on the road. It takes a lot of work, but it’s important that every single motorist is doing their best to ensure that they are being safe. If everyone focuses on keeping themselves safe when driving, then there would be far fewer accidents than there are currently. We wish you the very best of luck.

Tia, and TipsfromTia.com is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow-on Twitter or Instagram.

Everyday Tips from Tia