Category Archives: TIPS IN ACTION

Why Buying a Used Vehicle Is Better

Why Buying a Used Vehicle Is Better

If you are in the middle of deciding what type of car to buy or truck to buy, the chances are you have browsed online for both new options, and second hand. Each choice has a range of pros and cons, for example, driving a new car is a pretty sweet drive. They have air-con, perfectly working heaters, inbuilt parking sensors and cameras. Some will even park for you now… Or in the case of Tesla – drive for you. And all of those things are great, but they come at a pretty steep price. If you aren’t a cash buyer, and most of us aren’t you might struggle to find a finance deal that is going to work for you. Or, you might not want to be locked into a contract for the next X amount of years.

Used cars come with much fewer strings. Unless it’s in the newer age bracket of ‘used,’ it’s usually within the grasp of most people to be able to afford it. But if you are shopping used trucks and cars online here are a few great reasons to buy used – not new.

Photo by Nikita Kachanovsky on Unsplash

Depreciation

No one who buys a new car ever says ‘well this was an investment!’. The moment it rolls off the lot, it loses a heap of value. And then over the following three years, they can lose up to 50%. Which is a lot if you are making a 30-40k investment. Used cars, however, you’re not likely to worry too much about that. You’re already getting a great deal on a car in perfect working order – just a few years under its belt.

Lower Insurance

Older car – cheaper to repair (in most cases). The value of your vehicle is one of the primary factors that is taken into account when determining the rates that you’re going to pay. It makes sense, right? The higher the value of the car, the more money the insurance company will have to pay out in the event of an accident. Of course, there are other factors, like how long you’ve been driving and how many seats are in the car. But mostly, they’re looking at the value.

Longer Life

While you can still find plenty of 20+-year-old cars trundling along, in general vehicles are designed to last longer now. Of course, they all have a certain amount of miles in them, and by no means in 100,000, the same as 200,000 but car designers and engineers have made incredible strides in the giving cars a longer lifespan.

This is one of the things that people who are buying used cars worry about, but with cars designed to last, it shouldn’t be a concern. Unless you are really going to buy that 20-year-old Volvo – of course.

Pick Of The Litter

Or something like that anyway. If you want an older model because it had a sweet shape, more boot space or a particular gadget they phased out then used is going to be your best friend. Each year, around 350 models of new car hit the market. Which might sound a little OTT, it’s just that some marketing is better than others – and we don’t always see the models that get released in other countries. So if that is what the new car market has each year, you can begin to imagine the range of the used car market.

Online Information

New cars come with a blank sheet. And that’s cool, but older cars come with a personality – and that is cooler. But, what is more – you have access to their history. You can check the plates of the vehicle too, has it been stolen? Do the plates match the make and model of the car?

If the car has been in an accident, has been repaired, or failed its last MOT you will have access to all of the information before you decide to purchase the car. Of course, a clean MOT one year isn’t a guarantee that it will pass the next – but if you know what some of the issues were, you will have an idea of what you can expect the next time.

More Motor for Your Money

A new car is going to run you a few thousand. Either upfront or a couple of hundred a month in a contract. If you have the cash to play with, then you’re going to be able to get a lot more car for your money. A new Land Rover, or a Volvo 4×4, are anywhere between $45,000 – $177,000. Which is pretty steep, even on finance. But a few thousand will get you second-hand version – with a few miles on the clock.

You aren’t tied to only purchasing something that has a heap of functions you might not use. You can buy any make, and model and any year of car that you like. In fact, if you have time, you can spend as long as you like finding the perfect second-hand sweetheart for you.

New Driver?

Obviously, no one wants this to happen, but in the first year of driving most people are more likely to have a crash. The insurance on a newer car is already going to be high, add in a new driver premium – and then an accident? It makes the car even more expensive. Having a slightly older car, and maybe even on the cheaper side is going to put you at ease just that little bit more when you start driving unaccompanied.

Cover

If you buy from a used car garage, the car will usually come with a decent warranty. One that will keep your covered for 3-6-9 months and the follow-up care is generally pretty nice too.

In general, there are pros and cons to both new and used. But, if you are looking to maximize what you can get with the money you have, and keep your insurance low, then used cars will win every time.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Saving Money On Big Life Decisions

Saving Money On Big Life Decisions

As we get older, and the responsibility piles on, we can often find we are spending out left, right and centre. Money worries are a significant cause of stress, and with many people less able to save on a weekly or monthly basis, it pays to get smart about what you buy.

Weddings, new babies, moving house, decorating and buying a car are all heavy hitters in terms of big spending. So how do you spend less and still enjoy those things?

Here are a few tips for you!

Photo by Sharon McCutcheon on Unsplash

Weddings

If you have been dreaming of a perfect wedding, for years, you don’t need to cast that aside just yet. Think about what you non-negotiables are. What is it you have to have without question. Is it the dress? What about the cake? Flowers perhaps? Sometimes the pinch really comes when the guest list keeps getting longer and longer.

If something doesn’t make the non-negotiable list, then those are places that you can safely cut back. Not everyone wants to spend so much on flowers when a small wild bunch looks beautiful.

Call in favours from friends and family to help you decorate the venue yourself, and do other things in the early stages like:

  • Design and print your own invitations, or create a free website for people to RSVP
  • Hand make the favours
  • Skip the DJ and create your own playlist, and use a simple Sono style speaker
  • Put a down payment on your dress as early as possible, so that you won’t need to pay too much of a lump sum later on.
  • Same with the venue
  • Always get insurance for your wedding. That way, if something does go wrong, you won’t lose a penny.

It is easy to get caught up in color schemes and taffeta, but try to remember that a wedding is about you and the person you love. The rest is just the trimmings.

Car

Buying a new car is out of most peoples reach. You can, of course, opt to go down the finance route, and that does come with a lot of perks. But in the end, you are still going to be spending a premium for those four wheels. Before you start working out what % deal you can get, consider buying a used car instead.

They have a few miles on the clock, sure, but they have also (in most cases) been well looked after. New cars do have that ‘new car smell’, but a second-hand vehicle has a whole personality of its own. They’re usually cheap enough to buy outright, you are free to haggle on the price if you want it even, and depending on the age they are cheaper to insure.

When you make the decision to buy a used car, don’t just buy the first one you see. If you have the time to visit a few and fit in some test drives, then try to do that. You’ll quickly learn if a car is for you or not. If you aren’t very great with cars, then try to bring someone along with you who is. They will be able to do some checks on the overall health of the vehicle and guide you n the right direction in terms of price.

Moving House

If you aren’t moving too far, then you have the luxury of calling in friends and family, hiring a van and doing most of the leg work yourself. When you are thinking about moving out of state or even to a new country, the logistics get a bit trickier.

The best place to start is by having a good clear out. Get rid of things you don’t love, need, or use. That might be a lot more than you think. Starting with your clothing works really well. If you need the inspiration to get your clothing sorted, or the rest of the house for that matter, then check out Marie Kondo. She has excellent tips about how to really clear your space of clutter. Donate what is good enough to be used again, sell what you can, and try to streamline what you’re taking.

Consider hiring a moving van yourself. It’s a lot cheaper than having a whole moving team doing it for you. And, while yes, you’ll need to do the heavy work yourself – you’re going to be saving big bucks. The size of van will obviously depend on what you are bringing with you, so really give everything a lot of thought.

Redecorating

Before you rush out to the DIY store, start cleaning and getting rid of stuff too. Much like moving, it will make the whole thing much smoother. Once you have gotten rid of the clutter, and given the place an excellent clean, consider this – do you want to redecorate, or do you just want a fresh feel?

Paint isn’t too expensive, and if you then focus on moving the furniture around instead of replacing things, you’ll get a ‘new’ looking space at a fraction of the cost. If you want to pick up smaller items, like vases, candles holders and even pieces of art for the walls, they are also cheap alternatives to a full redecorating project.

30 Day Rule

Unless you have to buy something immediately, start putting yourself on a timer. If you see something you want, instead of instantly buying it, make yourself wait 30 days. Then, if you still really want the item at the end of those 30 days go and get it. Often we make hasty decisions when it comes to making purchases. During the 30 day wait, you will think about your finances more, and do you really need it? More often than not, we won’t go back a month after to get something. Impulse buying always costs more in the long run. From dresses, you’re ‘saving’ and never wear, to the coffee machine that ends up gathering dust on the side.

Always give your finances the once over before making big decisions, and give yourself plenty of time to find alternatives too.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Are You Aware Of The Major Traffic Collision Facts & Figures?

Are You Aware Of The Major Traffic Collision Facts & Figures?

When it comes to driving, you know that you have to be safe to avoid accidents and collisions, but do you know the major facts? By getting to know this information, you can ensure that you are then safer on the road too. Let’s take a look.

The Different Impairments

To begin with, let’s take a look at the different impairments that arise. Predominantly, they come from alcohol and drug use, as well as fatigue. In fact, 16% of serious collisions involve alcohol, as the infographic below. Plus, every three hours, a drug-related traffic incident occurs!

Safety Issues

From here, you then have to take a look at the different safety that come with seatbelts and child seats, in particular. When wearing a seat belt correctly, death in a collision can be reduced by 47% – which is phenomenal! And again, with child seats in this instance, that figure then goes to 71%. So let this serve as a reminder that safety precautions are there for a reason.

How To Stay Safe

So what do you need to learn from this? Well, first of all, you need to ensure that you’re taking the right safety precautions yourself. Now that you know you’ve understood why some of these issues occur, you’ll know what you need to avoid. But not only that, you need to make sure that you’re vigilant and staying safe.

If you’d like to find out more information about this, take a look at the details in the infographic below.


Infographic Design By Car accident facts and figures in Canada

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Can Your Passion Be Your Career?

Can Your Passion Be Your Career?

We tend to think of work in negative terms. It’s something that we have to grind our way through, rather than enjoy. Yet there’s every chance that this is the wrong approach; if we’re going to spend so much of our time doing something, then we should ensure that we like it, right? Easier said than done, sure, but there are likely more options than you realise. Below, we take a look at a few passions that are suitable for a career.

Source: Pexels.com

Musical Instruments

If you can play an instrument, then well done — you’ve got a cool, and profitable, skill. It takes many years to build up the expertise needed to play an instrument well, and that means that you already stand out from the crowd. Unless you live in a huge city, the chances are that there aren’t too many musical instrument players around, but are plenty of people who want to learn. You’ll find more work if you can play guitar or piano (two of the most popular choices), but you should find students no matter what you can play. You’ll have to start small and slowly build up, but could eventually become a full-time job.

Exploring with Others

Do you love to travel? If exploring the world is something that you’d do for free, then you’re probably in the correct position to become a tour leader. It takes a lot of time to get comfortable navigating foreign countries and destinations, and it’s something that some people need to be lead through. The barrier to becoming a travel guide is pretty low, though it’ll help if you have some leadership experience. You will need to have a pretty solid grasp on the destination in which you’re leading the group, though, so focus on areas that you’ve visited multiple times and enjoyed.  

Sports Related

For many people, the pinnacle job would be a professional athlete. Alas, the ship that contains that dream has usually set sail by the time we’re fifteen or so. But that doesn’t mean that you can’t be involved in sports in other ways: this, after all, is a huge industry. You could make the most of Pay Per Head 24/7 Bookmaking Services, and become a sports betting agent, for instance. Alternatively, you could try to work in the sports world in a more direct way, by becoming a coach or physical therapist. If you love commenting on sports news and fixtures, then take a look at starting your own YouTube channel — if you’re good enough, then your talents will be noticed.

Crafts and Upcycling

For some people, there’s nothing more enjoyable than playing around with less than perfect items, and bringing them back to life. The art of upcycling has become huge in recent years, and people are willing to pay big money for other people’s creations. If you like making things more beautiful, then look for pieces of furniture, figure out how to make them better, and then sell your creations online and at markets.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Surviving Your Family Road Trip This Summer

Surviving Your Family Road Trip This Summer

Summer is fast approaching, and soon, it’ll be time to take a well-deserved holiday with the family. Road trips are a fun and cost-effective way to spend time with your family, allowing you to see sights that other holidaymakers might miss on their adventure. While family road trips can be a blast, it can also be challenging to pack the whole family in a car or camper for weeks at a time. Thankfully, Thule products will make that part of it a lot easier. If you’re planning on taking a family road trip this summer, here are some tips to help you make your holiday a smashing success.

Photo by Joshua Hibbert on Unsplash

Pack Plenty of Snacks

We all know that children can be bottomless pits in between lunch and dinner time. On a road trip, it’s not always possible to pull over and grab a bite to eat when the kids are getting hungry, so it’s a good idea to have plenty of snacks on hand. Bring a cooler to pack some healthy fruits, vegetables, and trail mix, but don’t forget to bring a couple of treats along too. Nothing keeps kids happier than munching on a biscuit or a chocolate bar when their stomach is starting to grumble. You should also pack plenty of juice and water so that nobody gets dehydrated, but try not to let your kids drink more than necessary, as this can lead to bathroom emergencies.

Bring Something to Entertain the Kids

Every parent dreads the point in a road trip where you begin to hear that question from the backseat, the one that’s sure to keep popping up relentlessly throughout the day- “are we there yet?”

Bringing entertainment for your kids can help to keep them occupied throughout your trip while helping you to maintain your sanity. Portable DVD players, gaming devices, and other electronics can keep children of all ages entertained for hours. You can pack a backpack with inexpensive toys, games, colouring books and other activities. Your kids will have so much fun digging through their goody bag, they won’t even notice that you’ve been driving all day.

Pack an Emergency Kit

On a road trip, your car needs to be in a safe condition before setting off on your journey. Ensure that the oil and water are checked and that your tyres are fully inflated and road legal.

You should also pack an emergency kit which needs to include more than blankets and extra toiletries. You also need to bring equipment to maintain your vehicle just in case it breaks down. There are a few essentials that every emergency kit should include:

  • A charged emergency mobile phone
  • A full first aid kit
  • A fire extinguisher rated for Class B and Class C fires
  • Reflective warning triangles
  • A tire gauge
  • Foam tyre sealant or a spare tyre and jack
  • Jumper cables
  • A flashlight and extra batteries
  • Duct tape
  • Towing tools
  • A utility knife

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Can the Look of Your Eyebrows Change your Age? Tips in Action:

By Tia Cristy

Tips in Action:Can the Look of Your Eyebrows Change your Age?

Plucking your eyebrows when younger can actually make a face look more mature. But, once you start aging, hair pigment can change and grow in lighter. An easy tip for anti-aging, is to stop plucking eyebrows within the arch.

Keeping the brows cleaned up by tweezing, waxing or threading is acceptable, but allowing the brows to grow in more naturally, will diminish years, giving a younger appearance. Be sure to fill in the brows with a natural pencil or eyeshadow to make the eyebrows appear, actually fuller. Using a good eyebrow gel in clear like the one from Arbonne can tame flyway’s and keep your masterpiece on point.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

UK Blog Awards

UK Blog Awards

 

I am honored and humbled to announce TipsfromTia.com has been nominated for 2 categories for the 2019 UK Blog Awards!!

 

Lifestyle and Beauty

Please Vote!!!

Click here and it will take you to the official voting page for Tips from Tia. Click ‘Vote Now’ and your done!

They will not ask you for email addresses or any other questions. Voting is so simple. Please Vote! Please Share!

Thank you so much for all your support!

Love,

Tia and TipsfromTia.com

Find the Perfect Shade. Tips in Action:

By Tia Cristy

Tips in Action: Find The Perfect Shade.
Tired of buying lipstick, getting it home, and it doesn’t work?

The color is all wrong!

The perfect shade of lipstick is out there, it can just be unnerving to find. This tip is the easiest way to match your own personal shade. Whether the color is matte, shimmer, or shine this easy tip can help.

Holding the sample color or tube up to the back of your hand in between the thumb and pointer finger will give you the best area to see if it’s a tone match. If your skin tone doesn’t scream, “ewww!”, then you may have found a match. If your skin tone looks amazing, then you’ve definitely have found a good color that will work for you.

If it’s a sample or product tester, you can rub the color right onto your hand. However, there’s no need to break a seal on a product. That’s just wrong. Holding the color up to the hand should be sufficient. (Please, do not break a seal to test or buy an already broken seal when it comes to makeup.)

The ‘holdup to the back of the hand’ method works with other colors too. Whether it’s makeup, hair color, or clothing, matching your personal skin tone can make or break your look.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

3 Ways To Successfully Market Your eBook

3 Ways To Successfully Market Your eBook

Thanks to the rise of eBooks, it’s never been easier to have your voice heard. These works are also commonly used as marketing materials for tech-heavy business endeavors, such as e-commerce businesses or mobile app development companies. Whether your book was conceived as a passion project or to promote a larger project, you’ll want it to reach as many people as it possibly can. Below are a few tips for eBook authors looking for the best strategy to make their latest work a success.

List it on Amazon

There’s a reason Amazon is arguably the most ubiquitous eBook distribution platform out there; it makes searching for, purchasing and opening digital books extremely easy for customers. It’s also easy to use on the author’s end. Listing an eBook on their Kindle marketplace is extremely easy, completely free, offers too much of a boost to visibility for any apprehensive writer to pass up.

 

Amazon also allows authors to track their sales with far more accuracy than most publishing platforms, allowing for close examination of the effects of any other marketing efforts in use at a particular time. The most effective marketing channels, mediums and audiences can then easily be identified and put to use next time you need to promote a similar effort.

Harness the Power of ‘Free’

Everyone loves getting something for free – even if it’s not something the person in question particularly wanted from the outset, the lack of risk makes it hard to turn the prospect down. This means that eBook authors can get their foot in the door with potential customers by offering them a taste of what they’ll be getting in the full product.

 

The most common way for authors to do this is to distribute an excerpt of their book (a few paragraphs, a few pages, or even a few chapters) for free through highly visible channels. Sometimes, though, it makes sense to go even further; limited-time giveaways of the entire book can help to drum up interest and get the book off to a strong start on the sales charts. If it’s an eBook made primarily for marketing purposes, it may even be most effective to keep it free indefinitely in exchange for a bit of user information (usually an email address).

 

Whichever of these options the author decides to go with, they should then list their book on a few of the many sites that list eBook freebies to take advantage of the free publicity that will get them. This must be done at least a few days in advance of the release date in order to ensure that the listing appears just as the book hits the virtual shelves.

Make Use of Social Media and Internet

Not everyone is interested in every possible eBook topic; for example, a 70-year-old woman who has never used a smartphone is unlikely to care much about a book on mobile app. She might enjoy a book about needlepoint patterns produced by a crafting blog, however.

The most important part of getting any eBook to sell is to get it seen by the right people. That’s where social media and internet comes in to market eBook. Because users have already formed themselves into shared-interest groups through indicators such as Likes and hashtags, it’s easy to find and reach these people with the click of a mouse. That’s where marketers come in, right marketing team can quickly spread the word. So that your eBook can reach proper demographics. This strategy works particularly well for eBooks because its well targeted.

 

In today’s busy market, all eBooks face stiff competition for readership. So, authors owe it to themselves to do everything they can to tip the scales in favor of their own work. By the end  a few simple promotional steps now can make a big difference to your eBook sales results in the future, so don’t let the opportunity pass you by.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

The Significance of STI Screening

By Guest Blogger, Union Quay Medical

The Significance of STI Screening

Sexually transmitted diseases (STIs) are frighteningly common in America, with one person out of every 208 in the country diagnosed with chlamydia alone. STIs can lead to complications such as infertility, swollen joints and possible inflammation of the heart, brain or spinal cord, and yet these can be relieved so easily through early screening. Sadly, many people don’t even realize that they could have contracted an STI through mere skin-on-skin contact, so the infection develops unbeknownst to them until it results in one or more of the medical complications stated above.

You may think that, because you haven’t had sex in a while (if ever), you couldn’t have an STI. However, they spread so readily that if you have even the slightest inkling that you could be infected, you should go for screening straight away. Indeed, everyone should avail of STI screening as soon as they can, because early detection gives you the best possible chance of finding an STI and eliminating it. If you go for screening and the test comes back negative, any worries over possibly being infected can disappear.

This infographic from Union Quay Medical in Cork, Ireland provides useful starter information on STI screening, such as the scenarios where screening is most vital, the periods of incubation and the screening process step-by-step. Consider for a moment that 20 million STIs are diagnosed in the U.S. every year. Don’t let one of them be yours; get yourself screened without delay.

1 in 208 Americans diagnosed with chlamydia

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram