Category Archives: SEX & LIFE

4 Ways To Cover The Cost Of Unexpected Car Repairs

4 Ways To Cover The Cost Of Unexpected Car Repairs

Unexpected repairs are just part of being a car owner, and your car isn’t going to wait until it is convenient before it breaks down. This can be a big problem because repairs are incredibly expensive and if you don’t have the money to pay for them, you could find yourself in some financial trouble. You rely on your car, so you can’t just leave it, which means that you need to find the money from somewhere. The good news is, there are ways that you can cover the cost without completely ruining your finances. If you are hit with unexpected car repairs that you can’t really afford, here’s what you can do. 

Image From Pixabay CCO License

Shop Around 

Before you start thinking about how you are going to find the money, it’s important that you shop around for the best price. The cost of repairs varies a lot depending on the mechanic, and some mechanics will try to rip you off if they suspect that you don’t really know what is wrong with the car. If you want to make the cost more manageable, you need to shop around and compare prices. You should also check out reviews of local mechanics so you can find somebody that you know is going to be reliable. 

Get a Repayment Plan 

A lot of people don’t realize that you can get a repayment plan to help you pay for your car repairs. Companies like Optimal Warranty offer auto repair payment plans, so you can get the repairs done and then pay it off in installments over the coming months. This makes it so much more manageable and you can fit it into your budget, rather than rushing around trying to find a big lump sum from somewhere. 

Do Repairs Yourself 

In some cases, you may be able to do the repairs yourself. When you first buy a new car, you should spend some time looking through the manual and learning the basics of how the engine works. You are not a mechanic so there will be a lot of things that you cannot do, but if you spend some time learning, you may be able to do simple repairs on your own. This saves you a lot of money and even if you do have to go to a mechanic, knowing a bit about your car will make it harder for them to rip you off. 

Get a Loan 

 If none of the other options on this list are possible, you may need to get a loan. You should always exhaust all of the other possibilities before you do this, and if you need to get a loan, make sure that you avoid payday loans with crazy interest rates. It’s much better to put the money on a credit card or take out a loan from the bank so you are only paying a reasonable amount of interest. 

Unexpected car repairs can throw you a financial curveball, but these are all great ways to cover the cost without ruining your budget. 

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Relationship on the Rocks: Should You Stay or Should You Go?

Relationship on the Rocks: Should You Stay or Should You Go?

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Love is wonderful, but it’s not always easy. Relationships can be hard work, if you’re struggling with yours, here are three questions to ask yourself before throwing in the towel.

Has the argument/ issue only just cropped up?

If the problem in the relationship is new, then instead of throwing in the towel and running for the hills- give yourself some time. Think about things from your partners perspective, have some space if you need it and then come together and talk. Even if it feels serious at the time, it could well be something that you’re able to resolve together. The only exceptions here are infidelity and abuse, if the issue involves either of these then you’re best bet is almost always to leave. But many other problems can be worked out, and you can go on to be happy together again. If the argument is ongoing, and seems to be one of the main topics you bicker and row about then this can be a sign that you’re unable to get past it and might be a cue to speak to divorce lawyers. Ongoing arguments about the same things over and over is the signal of an unhealthy relationship as it shows you’re not able to resolve your problems, meaning they’ll keep on coming back around. 

Do you need to work on yourself?

In relationships, it’s easy to blame the other person when things start going wrong or arguments occur. But take a step back and think objectively. Are there things you’re doing which make the situation worse? Maybe you’re controlling and jealous without even realising, and your partners outbursts are actually due to frustration and retaliation. Many of us paint ourselves as the victim in relationships and certain situations when it’s not always the case. Be mature enough to own up to your behaviour and figure out what you could be doing wrong. In many cases, issues in relationships are a result of both of your actions and not just one. It’s not to say you should blame yourself or make excuses for your partner’s bad behaviour- but do acknowledge if you have a part to play. Once you’re aware of this you’re able to take steps to stop and perhaps have a much happier relationship.

Have you considered therapy?

Relationships can get really messy, when you love your partner and a lot has gone on in the past and your feelings are all over the place it can be hard to communicate effectively. For this reason it’s well worth visiting a relationship therapist before you decide to call it quits. Sometimes, just being able to communicate your message in an environment where your partner has to listen to you, and vice versa is all you need. A therapist can give you tips on how to resolve arguments and speak to each other more clearly too to avoid future issues. 

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Soothing Self Care Ideas To Try After a Rough Day

Soothing Self Care Ideas To Try After a Rough Day

Image from Pexels – CC0 Licence

When you have had a terrible day all you want to do is sit on the sofa, eat chips and watch your favourite movie. Drowning your sorrows in the most unhealthy way possible seems to be your only solution at the moment, but are there better ways of dealing with things? Whether you’re trying to cope after an accident or you’re struggling with your relationship, self care will always be the winning answer. It doesn’t take much time or money to invest in a solid self care routine and this will always cheer you up after a rough day.

Expressing Gratitude

After a terrible day, the last thing you want to do is write down a list of things you’re grateful for. However, this can really ground you and make you assess what’s really important to you. If you’ve been involved in a car accident, you may find looking at the crash report reassuring. Although the details might be difficult to read, it will help you to see the positives out of the situation. It may also help you to gain the closure you need in order to move on and be positive again. Expressing gratitude is so simple, yet so effective so make sure you give it a try for yourself.

Time With Friends

Spending some much needed time with those you love can really impact your mood for the better. They will be able to life you up when you’re at your lowest and they will always see the best in you. There is no better tonic than meeting up with your best friend for a cocktail and a chat!

Time on Your Own

You should never be afraid of spending time on your own, especially when you’re going through a difficult time. There are so many positives to being alone, because you can focus on what you really want to do. Make sure you don’t spiral into overthinking mode as this could become unhealthy in the long run. 

Movement and Eating Well

No matter how old or young you are, eating well will always make you feel better. The first thing you want to do when you’ve had a bad day is reach for a family size chocolate bar and lounge around on the sofa. Although this might seem appealing, it is so important to treat your body well. Moving gently and eating well with benefit your physical and mental health, so give this a go next time you’re feeling low.

With all of these things in mind, you will always be able to pick yourself up after a rough day. There are going to be times when you just want to give up completely and stay in your pyjamas all day. Although this is sometimes a good choice, you don’t want this to become a habit. Opt for healthier ways of treating yourself and you will soon be able to make a quick recovery from your bad day.

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3 Tips to Help You Stay Focused on the Road

3 Tips to Help You Stay Focused on the Road

Everyone knows the importance of safe driving, and it never hurts to brush up on your skills to ensure you’re secure behind the wheel. 

Unfortunately, even if you’re a seasoned driver, distracted driving has become a big problem for everyone, especially since there are currently 3.5 billion smartphone users in the world. 

Some distracted driving statistics are downright scary, including the fact that distracted driving contributes to 400,000 injury-involved car accidents in the U.S. alone each year!

While these statistics are frightening and we all know we should stay focused while on the road, it’s not always that easy. So, what can you do to re-center your focus and be less distracted when you’re behind the wheel? Let’s look at a few tips you can start using immediately. 

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1. Only Use Your Phone for Emergencies

When you’re behind the wheel, you should only ever use your cell phone for emergency purposes. Even then, instead of talking while you’re driving, try to pull over to the side of the road to use it. 

You might think it’s better to use hands-free devices that allow you to talk with your hands on the wheel. While those are better than holding onto your phone with one hand, it’s still impossible to be fully focused on the road while you’re having a conversation. Wait until you’re done driving so you can give your full attention to the conversation itself, too!

2. Never Drive Drowsy

Driving at night or for long periods of time can cause “driver fatigue.” It’s far too easy to get lulled to sleep by the steady motion and sounds of a car. If you feel drowsy behind the wheel, let someone else drive or pull over and rest. Even a short break can give you some energy. 

When you drive drowsy, you’re not only putting yourself in danger. You’re putting your passengers and other people on the road in danger. Even if you don’t fall asleep, it’s hard to stay focused when you’re exhausted. Losing that focus for even a second can contribute to an accident. 

3. Limit the Number of People in the Car

Some places have laws that don’t allow teenage or novice drivers to have more than one or two people in the car with them. Those laws are lifted as you get older, but it’s still a good rule of thumb to keep in mind. When you’re with your friends, you might find yourself getting distracted by conversations, music, laughter, etc. 

If you find that you’re easily distracted, especially when you spend time in larger groups, make a commitment to only have one or two people in your car with you at any given time. The less activity in the car itself, the easier it will be to focus on the road. Remember, when you’re driving with passengers, you have other people’s lives in your hands, too!

While these tips might be nothing but reminders of things you already know, they’re good to keep in mind if you feel you’ve lost a little bit of focus behind the wheel. The good news? You can re-gain it immediately by using these suggestions and practicing safe habits on the road. 

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feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Unique Hobbies to Exercise Your Body and Mind

Unique Hobbies to Exercise Your Body and Mind

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There is nothing more exciting than pursuing a brand new hobby that stimulates both your body and mind. If you have been stuck in a rut recently and you’re struggling to find a way to occupy yourself during your down time, some of the following ideas are perfect to try out. Whether you’re looking for ways to meet someone new, you want to stay fit or you want to exercise your brain, some of these unique hobbies might be the answer.

Fishing

This hobby may not have sprung straight to mind when you were racking your brains for things to do, however fishing is definitely something you should try. Side Bet Sport Fishing is popular, or you could grab a friend and head out to your local river or lake. There are plenty of places to hire your equipment so you can try it out before you invest in expensive items. Fishing is said to be very calming for the mind, so this is well worth a try if you’re struggling with mental health or you’re feeling stressed out. 

Performing

Performing at an amateur level is very popular at the moment. Whether you adore singing or you enjoy a dance now and again, this could definitely be your unique hobby of choice. Check out local theatre companies in your area and see if any of their upcoming shows tickle your fancy. If you don’t want to be in the limelight there may also be jobs for you to do backstage such as costume design, lighting and stage management.

Arts and Crafts

Get creative and step out of your comfort zone with some arts and crafts. Whether you’re making cards, designing gifts or painting a blank canvas, this type of hobby will definitely soothe your soul and feel therapeutic.

Skiing

Hit the slopes and try skiing for a brand new hobby and experience like never before. You don’t need to be a pro to enjoy a skiing vacation; you can hire an instructor for lessons. Grab a group of friends and make the most of your skiing holiday together!

Yoga

Yoga can benefit both your body and your mind in so many different ways. Not only can it make you more flexible, but it can also have a positive impact on your mental health. If you’re ever feelings stressed, overwhelmed or angry, yoga is the perfect solution. Join a local class and you are bound to love it from the very start.

Even if some of these ideas sound a bit scary or strange to you, it can’t hurt to give them a try. Joining a local club is very easy and you’re bound to make a lot of friends during the process. There are so many unique hobbies out there; these are just a few of the best and most popular ideas for you to try out yourself. What have you go to lose? From performing to skiing, you are bound to find a unique hobby that stimulates your body and mind.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

How To Cope After A Car Accident

How To Cope After A Car Accident

If you are one of the millions of people that have had a car accident that has left you with some issues, you may be wondering how you are going to cope. In today’s world, it seems there is increasing pressure that hits you from every angle, and sometimes, long term sickness can cause lots of worries.

The first thing you should know is that it matters not if you work for somebody or yourself after a car accident, not all is lost, and the last thing you should be worrying about is money. We know it’s easy for us to say that you shouldn’t be worrying about finances, but the truth is, the more you worry, the worse you will find yourself feeling.

What you need to realize over everything is that if you have had a car accident and it has been shown not to be your fault, then you have a ton of support on the other end of the phone.

While in the past, a car accident could have destroyed your life, nowadays, there are legal bodies that specialize in situations like this, and they put everything into making sure that you get what you need and deserve.

If you are not overly familiar with why car accident lawyers or what they can advise on, the infographic show below should be able to give you a better insight into what they can do and how they may be able to help you through what may seem like one of the toughest times of your life.


Infographic Design By Zavodnick, Zavodnick & Lasky, LLC

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Dealing With Anxiety During Sick Leave

Dealing With Anxiety During Sick Leave

Photo: Pixabay

When we take time off work, we may feel a little feeling of guilt, for leaving colleagues in the lurch, for not doing your work but taking time off is sometimes essential for both your mental and physical health. If you are off work for illness, you are most likely going to be spending it in bed feeling sorry for yourself and if it’s for an injury like a broken leg, it may make you feel as if you are trapped. Maybe your injury was caused by someone else, this way, you may feel a sense of anger that your life has been turned around at the hands of someone else. A personal injury lawyer could assist you in this and make you feel a little less upset about the situation but it may still pose a threat to your health in other ways from being away from your normal routine. Here are the health issues you might experience when you’re off for a long term of absence. 

Depression

During a long sick leave, many people do get depressed because you are away from your normal routine and you are suddenly thrown off balance. You may start with a feeling of boredom and that there was nothing to do and nothing you can be doing in the interim. Many days you are confined to the house because your body is stopping you reaching goals and meeting new challenges. This can be incredibly difficult, and you should watch out for signs of depression when you’re off work including sleeping too much, being less active and not having much interest in other things.  If you’re in a job where it’s possible to work from home, that is OK and you should definitely try and do what you can.

Stress and strain that can lead to anxiety 

Long periods of sickness can be incredibly stressful because you start to worry about things like money and paying your bills on time. Yes you may have sick pay but this may not cover you for as long as you need off work and if you struggle to pay the bills you will start to feel a certain amount of stress and strain. To avoid stress, you can try to save money in different areas and always have an emergency pot which can help. There are lots of jobs you can take on online during this period of sickness to keep your finances healthy, which won’t affect your day to day job. 

Difficulty Adjusting to a new pattern

When you are off for a long period of time; you will struggle to get back to work when you do go back and the routine changes will affect sleep and anxiety levels. This in turn leads to daily issues and you never feel as if you’re truly back to your old self. Try and wake up at the same time every day and try to stay as active as possible even just a small walk.

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Getting Your Confidence Back After A Disaster

Getting Your Confidence Back After A Disaster

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It’s natural to be scared of a disaster. Accidents, injuries, extreme weather, and being the victim of crime are all varieties of catastrophe that you might encounter in your life. As you’re not expecting it, you might find it knocks you off your feet and knocks your confidence. 

However, no one deserves to live in fear, and so here are some tips for you to get your confidence back after a disaster. 

Lightning Doesn’t Strike Twice

If it happens once, all the following experiences will wonder if it is going to happen again, and this can be debilitating. It can affect your social life, your professional life, and even your everyday life. 

You can remind yourself that lightning doesn’t strike twice, especially in the same location. This is important to remember after being mugged or attacked. You can also use your past experiences to prepare yourself better. You may have been caught off-guard before, but now you know what could happen, it’s easier to take precautions to reduce the chance of it happening again. 

Have Someone With You

Taking someone with you while you are still struggling with when you need to go somewhere will help you feel safer and more confident. Someone familiar will always provide the mental safety net that you need to overcome any issue, and any decent friend will be happy to do so. 

It can be challenging to face locations that bring back bad memories all by yourself and having a friend or family member with you is vital for ensuring you can manage these early experiences much more comfortably. Hopefully, you will come to handle being out by yourself, but it’s okay to need some assistance at first. 

Look Your Best

If you’ve suffered an injury following an accident or even an attack, you may not look your best, and this can affect your confidence and mental wellbeing. To overcome this, think about fixing these issues, such as looking at cosmetic dentistry to repair broken or damaged teeth, or wearing makeup to cover black eyes. 

In a perfect world, you wouldn’t need to do this, but looking your best can help improve how you feel about the disaster. If you’re someone who regularly holds meetings or teaches classes, it can reduce the number of questions regarding your appearance, making things more comfortable for you. 

Be Thankful

Sometimes, though, your confidence cannot come from your appearance, other people, or constant reassurance. Instead, you can consider how grateful you are that the disaster was not more severe. 

From sudden natural disasters or crimes that can turn fatally violent, much worse happens every day. While it’s perfectly understandable to feel bad about what happened, you are also lucky where others are not. 

Striding Confidently Through Life

It can be challenging to overcome negative feelings following an accident, especially if you’ve never had anything of the sort happen to you before. However, by reminding yourself that it’s unlikely to happen again and having an excellent support network, you will soon forget all about it, and you can stride confidently through life just as you did before.

Tia, and TipsfromTia.com  is trying to keep you looking good and
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Get Better At Saving And Save Yourself Hassle!

Get Better At Saving And Save Yourself Hassle!

After Christmas, we can find that our bank accounts have diminished and now we are into the new year, we are probably slowing picking up again but you may never know when you might need some extra cash. It may be something as simple as needing a new part for your fridge that has stopped working or perhaps you need some Towbars to assist with your car. So here are some tips to ensure that you stay on top of your finances this year and learn to get saving: 

1. Budget For Next Christmas

Start saving for even now for this coming Chrismtas. It sounds very dramatic and not necessary so early on in the year, but this will certainly be of huge benefit. This will help save money in the long run and you can do this by collect money in a little pot/fund, and let it accumulate over the months, which gives you a little bit to play around with. Look at what your bank offer in relation to offers and savings accounts which round off each penny to the nearest pound collecting it in a separate account. Over time, you could find yourself with a small amount to splash out on gifts for the people you love.

Photo: Pixabay

2. Go Sale Hunting

Don’t buy anything full price and go to look at all the sales, thrift stores and more because this will ensure that you don’t overspend. Be wise with the sales, and look for things you only really truly need, and this will ensure that you don’t keep tapping into funds just after the busy period. Most things can be bought on a budget and this is the best way to help save those extra pennies for when you may need them the most. Many thrift stores will also have sales too, as they will want to get rid of old stock and bring in new ones. 

3. Leave It To The Professionals

Don’t let the worries of needing money get you down. It can be difficult to just forget that you have spent far too much and that you need to top your funds back up. Perhaps you have overspent on your credit card and you need to start paying back asap. Consider borrowing money and don’t fear your finances anymore. Borrowing money could seem scary but it’s important that you shop around and get the right deal for you with no interest rate. Some payday loans are certainly not good at all so look into what could work well for you.

Saving money is tricky, not many people have disposable income at the end of the month but it doesn’t mean you can’t learn to save a little and keep some extra for the little extras that we can take pleasure in. the more you save, the better you will become at it and soon enough you may have enough to take that break away in the summer sun! So start saving today! 

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feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Love Yourself Challenge

Love Yourself Challenge

We take time out of our daily lives to appreciate and show love to others that impact our lives. But do we take time out to show ourselves love?

Tiv Perfume, the fragrance of the Caribbean, has given us 7 challenges for us to love ourselves daily. Are you ready to begin the Tiv perfume Love Yourself Challenge?

Learn the 7 things you need to do to unlock self-love on a daily basis. And while you’re at it, unlock 10% off Tiv Perfume the scent of the Caribbean.

1. Do Something You’ve Always Wanted to Do

Think about it, we all have something that has been put on the back-burner. Maybe it’s time to make it a priority.

2. STOP Criticizing Yourself – And Start Saying Affirmations Instead

Daily mantas: Recite something to remind yourself that you are amazing. You probably have a plethora of talents. But if you can’t figure any of them out to start off with, try these simple mantras: I am good enough! I am worthy! I am awesome! I’m a good… (fill-in the blank) mom, …partner, …spouse, …friend!

3. Schedule Rest and Relaxation

Yep! You deserve it!

4. Invest in Building Quality Relationships

You’ve heard the phrase, you become what you surround yourself with… aim for quality, not quantity.

5. Move Your Body

If we stay still moss might grow. Get up, get moving. Start out small with a walk around your house or climb those stairs. But up endurance to achieve a good daily routine.

6. Get Crystal Clear On Your Goals

We all have dreams: Some big; Some small. Some dreams are etched in our hearts, while some are just pipe dreams. Get serious on what goals you want and need to accomplish and get started, Remember, grass is green where you water and feed it. Focus.

7. Find a Creative Practice

Check out the last challenge and all the other challenges in detail here

Be sure to find great ways to show appreciation to yourself on a daily basis. Even, if it something you already do like, washing your face or getting that extra shot of expresso… Tell yourself, you do this because you love and care about yourself. Self love and appreciation leads to a greater love and appreciation for others.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.