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4 Ways to Help to Elderly Parents without Draining Yourself and Your Budget

4 Ways to Help to Elderly Parents without Draining Yourself and Your Budget

by Guest Blogger, Caitlin E.

Source: freepik.com (free to use and share)

Your parents took care of you when you were a kid. They paid for your education and food. They raised you to be a good person. And while they didn’t do that expecting you to return the favor, there might come a day when they’ll need you to step in.

Of course, if that day comes, it will mean that you have to make some changes in your lifestyle, regarding your career, personal life, and finances. No one expects you to give up on your life to care for your parents. But you will need to learn to balance your responsibilities in a way that enables you to continue making an income, caring for your family, and giving your parents all the attention they need.

Because you should not be in this alone, here are a few tips that will help you get through this situation.

See if They Need Help and How Much Help They Need

It’s always hard to admit that our parents, who we considered to be our superheroes, are ill and powerless. Facing the facts early on will help you give them the best care they need. The best thing you can do is to talk to your parents first because they need to be involved in every decision that concerns them.

Then, search for the signs they need help:

  • They’re struggling with household chores.
  • Their personal hygiene is not as it used to be.
  • They’re not eating regularly.
  • They struggle to move around the house and neighborhood.
  • They’re losing hand-eye coordination, which prevents them from driving safely, using tools, and other necessities.
  • They’re losing track of their medication.

Once you determine the condition of your parents, you will know the degree of care they require. For example, they might only need you to help with paying the bills or doing household chores. In more severe cases, they will require assistance with getting dressed and moving around.

Talk to Your Employer

Trying to juggle work and the new responsibilities might be the first to come to mind when you find yourself in a situation like this. However, in most cases, this feat results in dropping one juggling ball. Your productivity will definitely suffer, and your boss will notice it. It’s better for you to tell him/her before this happens.

Be honest. Try to point out your value to the company and explain that you will still do your best to contribute. You can ask to work from home for some time or take family days. Your company might even offer some benefits you can use.

Examine the Financial Situation and Make Plans

The financial aspect of being a caregiver is not to be neglected, as it can take quite a toll on both your and your parents’ budget.

First, you need to asses your current financial situation and see if there is room for savings. As a family caregiver, you might have a chance for a tax deduction, so check that out as well.

Later, you should do the same with your parents’ retirement income, but this is a touch topic. You’ll need to assure your parents that you have their best interest at heart. If they haven’t applied for social security yet, help them do it, and look for any tax and other reliefs that can help. For example, being a member of The American Association of Retired Persons (AARP) provides various services, such as insurance coverage and discounts for certain medical equipment.

Consider downsizing their living arrangements as a way of cutting unnecessary expenses and adding to their savings. Of course, it is imperative to plan for the long term and create a budget that will cover the costs of future care.

Don’t Do Everything on Your Own

Taking on all the responsibilities alone can only cause you to burn out faster and damage your own health, which will result in a decreased ability to take care of your parents.

There’s no shame in asking a sibling or a relative for help when it comes to taking your parents to the doctor’s or cleaning the house. If your kids are teenagers or older, they can also help around the house or just be good company to their grandparents. Ask the neighbors to check up on your parents every once in a while and let you know about their condition. This way, the burden will feel lighter, and you’ll be able to balance your life more successfully.

Finally, don’t neglect your health and personal needs. You are of no use to your parents if you’re miserable or sick. Try to find the time to rest, sleep, and socialize, and when you come to their house with a smile on your face, they will feel much better too.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Why Taking A Road Trip May Be Better Than Flying

Why Taking A Road Trip May Be Better Than Flying

Image Credit

If you have to travel somewhere, then typically the go-to mode of transport is usually by air, but this is not only something that not everyone is into – for example those who have a major fear of flying or just find it otherwise inconvenient to fly, and even if you don’t particularly mind flying, then it has to be admitted that flying nowadays isn’t exactly the most comfortable way to travel – in fact unless you’re traveling business or first class, then it’s actually extremely uncomfortable and often downright annoying.

With everything from tiny airplane seats, obnoxious passengers who seem to think the world revolves around them, and airport queues that feel like they’re never going to end, the world of modern flying is now more of a means to an end than the high-flying experience of luxury in the air that it once was hailed as.

There are also plenty of other ways to travel, so although flying may be the fastest and sometimes cheapest for longer distances, it’s certainly not the only option – from busses, trains, and even boats, there you can find alternatives to suit your needs and your budget.

One of the best ways to travel if you like to plan your own schedule and don’t really feel like enduring the above downsides of flying is to consider taking a road trip.

Of course, in order to take a road trip you have to have some things in place, such as the ability to drive – either yourself or be traveling with someone who can drive, as well as making sure your vehichle has undergone the latest safety checks and that you have the correct insurances.

If you’re interested in taking a road trip, but you’ve either never learned to drive or it’s been a while since you’ve been behind the wheel, then you should look into some driving classes in your local area. You’ll be required to take both a theory and practical test before being given the go ahead to drive, but the time to do it is definitely worth it if you want the freedom of driving, so you can have a look at this site to get an idea of what’s required in order to take the tests.

It’s cheaper:

Although air travel is far cheaper than it used to be, it’s often a game of luck since the cost of your flight ticket will depend on various things such as the time of year, the destination, the number of tickets you’re buying, and also even the day of the week you’re traveling or buying your tickets, whereas gas prices are far more stable and so it’s going to be consistently cheaper to get in your car and drive across the country than it would be to take a flight.

It’s fun:

Whilst not everyone will imagine being stuck in a car for hours on end driving through miles of empty roads to be fun, a road trip with the right people can definitely be fun – and it can even be fun if you’re on your own. Bring along plenty of great music and the right attitude, and you’ll soon find that road trips are one of your favorite ways to travel where you want to go.

It’s more relaxing:

The great thing about a road trip is that they don’t have the same time schedule attached to them as flying or even the same as going with a bus or train – you can basically take off on the road whenever you feel like it and then take the route you choose and really relax as you go. There’s no rush when you’re on the road and this makes it a great way to enjoy it properly without all the usual stress that comes from flying.

It can be part of the trip:

Another great thing about taking a road trip is that you can plan your road trip around the things you’d like to do and see along the way, so it basically becomes part of the trip overall. For example, if you’ve wanted to see a certain town or city for a while but have never had the chance to visit, then taking a road trip could be the perfect way to make stops at these places and see some cool things along the way. This means you can have mini trips as part of your road trip by taking some time and even making overnight stops along the way if you’re able to plan and budget for them, and this also breaks up your trip which is good when driving for longer distances.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Getting Married Soon? Don’t Forget The Wedding Ring

Getting Married Soon? Don’t Forget The Wedding Ring

(image source)

Before getting married, there is so much to think about. If you are (or have been) in this fortunate position, you will know what we mean. You need to choose the right venue, decide on your bridal style, and pick your honeymoon destination, as examples. There is much to do, and in amongst your wedding checklist, there is one very crucial part that no woman (or man) should forget. The wedding ring. Here are some of the factors you need to consider.

 

  • Your personal style. There are many beautiful rings to choose from, but you need to narrow down your choices to make buying something easier. One of the ways to do this is to consider the personal style you are going for. Do you want something simple, or are you looking for something with embellishments? Does a particular gemstone take your fancy, or do you prefer something less showy? Do you want to match your engagement ring, or do you want to mix things up a little? You will (hopefully) be wearing your ring for life, so you do want to find something that you will be happy wearing for many years to come. Consider your choices, and find something that will fit your style (and finger) perfectly.

 

  • Your budget. Weddings are notoriously expensive, and a percentage of your budget will be going on your wedding ring. While you don’t want something that looks like it came out of a Christmas cracker, you don’t want something that is going to cause you bankruptcy, either. The wedding band is one thing to consider, but then there are the embellishments, such as added gemstones and engravings. The price will go up accordingly, so factor extras into your budget. When it comes to gemstones, diamonds may be a girl’s best friend, but you may want to choose a cheaper gemstone, such as an amethyst or a sapphire. When it comes to the personalised engraving, each letter will add to the price, so you may prefer your initials rather than your name, especially if your moniker is a long one! Know your budget and stick to it!

 

  • Your lifestyle. You will be wearing your ring every day, so you do need to choose something that won’t get in the way of your life. Rather than taking it off, and risking losing your precious ring, you should purchase something that will seamlessly fit within your lifestyle. You might want to consider platinum and silicone rings, as examples. Both are durable and safe to wear, no matter what activity you are involved in. Choosing something without gemstones is another good choice, especially if the stones are in danger of coming loose if you use your hands regularly for sport or work. You don’t need to forsake style for comfort, so shop around for something that will accommodate your needs, day in and day out.

 

  • Your finger size. To say you need a ring that fits your finger is a no-brainer. However, you should schedule your ring fitting at the right time. The temperature can cause your fingers to swell, as can other external factors, such as weight gain and exercise. So get your ring fitted when your fingers are at their regular size. Take heed of the jeweler’s advice too, letting your head rule over your heart when looking for a ring that fits. If mistakes are made, you can always go back to make adjustments later, although depending on your jeweler, you may have to pay for them.

After considering these factors before buying, there is one more thing to remember after purchase. The wedding day itself! Don’t let the page boy/best man forget the rings on the big day! If you are getting married soon, we hope you have a fantastic day, and that the partner you have chosen fits you as perfectly as your ring does! Take care, and thanks for reading.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Tips for Choosing the Right Means of Transport for Your Trip

By Guest Blogger Marie N.

Tips for Choosing the Right Means of Transport for Your Trip

 

Provided by guest blogger Marie N.
Provided by guest blogger Marie N.

Image 1 – Featured image

There was a time when travelers had a very limited choice of means of transport to choose from, and they had to make their trips by trains or boats. Today, that is not the case. If you want to travel, you have access to a wide variety of options. This abundance of choices is making things easier for modern-day travelers. On the other hand, it brings a whole range of new questions that can make things even more complicated for you. If you are having any doubts concerning transport options you should use, here are some tips that should make your choice clearer.

Provided by guest blogger Marie N.
Provided by guest blogger Marie N.

Image 2 – Plane

Know the purpose of your trip

Traveling for business, pleasure or family emergency are all different purposes that require different approaches. For the last one, for instance, the speed of your arrival is imperative, so it would probably be best to stay away from buses and trains (unless your destination is very close to your starting point) and book a plane ticket. If you are going on a holiday, and time is not of the essence, you can either rent a car or decide for other road transportation option.

Look into your budget

In most cases, the budget will have a large impact on the way you will reach your destination. You don’t want transport to eat half of your travel budget, do you? If you’re on a shoestring budget, consider renting an affordable car. Research your destination because some countries, like South Africa for instance, have very cheap train transportation.

Provided by guest blogger Marie N.
Provided by guest blogger Marie N.

Image 3 – Bus

Consider the length of your trip

So, you have rented a car, but will you be able to sit behind the wheels for more than 10 hours? Probably not. At least not if you want to be a responsible and careful driver. If you plan to cover a large territory, such as Australia, where the distance between two cities can be thousands of kilometers, it is always best to go with a reliable bus charter. If you are determined to travel on the ground, you’re in luck; Australia also has very well-constructed roads, so the drive will be long, but not bumpy.

Intermediate stations or one-way trip?

It is not the same if you are traveling from New York to Chicago directly and if you want to truly get to know a region and make multiple stops. For example, many travelers who go to Europe really want to see Paris and Vienna, as well as many other cities of the continent. The best way to achieve that is by taking Eurail train tickets that allow you to save money and see everything you want to see.

Provided by guest blogger Marie N.
Provided by guest blogger Marie N.

Image 4 – Train

How many people are you traveling with?

The number of travelers will largely impact your choice. Sure, if you are traveling with a friend or two, you can go by with renting a car, but if there is a whole bunch of you, you should think of alternative means. Traveling with a newborn is also a significant game-changer car (with an appropriate car seat) or a plane is the safest choice. Also, while some plane companies allow pet passengers, others won’t, so do your research.

Pros and cons of different options

In the end, you should always weigh in on the pros and cons of the available options, here are some ideas:

       Planes are the fastest option, but often the most expensive one too.

       Trains have extensive networks in many countries and are affordable but, in some destinations, they’re not very fast or reliable.

       Buses are a good way to explore the country and travel with larger groups or meet new people, but they shouldn’t be used for very long distances.

       Cars give you maximum freedom and independence, but they also require more attention and responsibility.

Provided by guest blogger Marie N.
Provided by guest blogger Marie N.

Image 5 – Car

Considering these crucial factors will help you choose the appropriate vehicle for every situation, and your trip will be as relaxed, comfortable and hassle-free as it should be.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram