Today we are talking about choosing a new car but instead of heading to a showroom, choosing a used model. Used cars can be just as good as new and often you will save a ton of money on your purchase. Here are some of the top reasons why you should choose a used car this year.
No matter your reasons for buying a new car, it is incredibly important to consider the resale value of the car in years to come. When you purchase a car you will often be able to sell it on and part exchange it for a new one years down the line. This means when you sell your car you are also partially paying for a new one. New cars are great, but the label ‘NEW’ only lasts until you sit behind the wheel and from this point onwards the value of the car will drop significantly. However, if you are to choose a used car instead, you will see a steady decrease in value over the time you own the car and you’ll likely be able to sell it for not much less than you bought it.
More for the money
Shopping for a new car can be incredibly exciting as a prospect until you realise how expensive all of your favourite models are. Once you take a dive into car shopping you will soon realise that many of the options you hoped to buy are out of your price range or carry a steep insurance premium. This can narrow your options massively and make you wish you had kept your old car. However, if you filter your search for used cars, you might find that the make and model you want is within your price range and this can open up a whole world of doors for you. Used cars are cheaper and therefore easier to buy, and this likely will mean that you can get a better car for your money, such as Mercedes approved used cars or used versions of your other favourite brands.
Even if you can afford to buy your dream car, the biggest hurdle which can get in the way is your insurance costs. Insurance is very expensive and it can even be more expensive than the car itself. When shopping for a car the insurance cost might stop you from getting what you want, however when choosing a used car you may be able to avoid the issues. Used cars are worthless and therefore are cheaper to insure, so this is always a great option for you when you want to buy a fancy new model.
How To Prepare Your Car For Any Weather Conditions
Sometimes, it’s hard for us to put off driving if we need to be somewhere and when the weather conditions are pretty bad, it’s daunting to have your car on the road. So here is how to prepare your car for any driving conditions so that you’re safe no matter what.
The windshield wipers are important because it’s going to work at keeping your vision of the road clear at all times. Windshield wipers that are old and don’t go fast enough could certainly make your car more dangerous to drive. So be sure to check your wipers before going onto the road and if they’re not performing like they used to, get them replaced sooner rather than later.
Get The Right Type Of Tires
Tires keep your vehicle rolling along on the ground and depending on the time of year, it’s always a good idea to purchase tires that are right for that season in particular. There’s a difference between summer tires and winter tires in terms of the tread depth and the rubber itself. You want to make sure that the tires that you have on your car are going to maintain your safety and no jeopardize it. It’s also wise to have a spare tire in the trunk of your car for emergencies.
Keep To A Safe Speed
Your speed is an important factor in keeping you and your passengers safe. It can be easy to ignore or forget speed limits in certain areas. You don’t want to be caught out with a speeding ticket so keep an eye on your speed at all times. Be wary of other drivers on the road and don’t be tempted to try and keep with up those who are trying to outrun you. Always keep track of your speed in a new area and be conscious of extreme weather conditions and adapting your speed to cater for this.
Have Your Car Serviced
Just like anything, a car depreciates, and that means it’s more likely to encounter issues as it gets older. Therefore, it’s important that you get your car serviced on an annual basis and to be aware of any dramatic changes in your car’s performance. You’ll come to learn how your car drives and sounds when it’s healthy. If it’s not, then it’s good to get it checked, especially during harsher weather conditions.
Carry A Car Breakdown Kit
And finally, always carry a car breakdown kit. With certain weather conditions, you cannot predict if and when your car will break down and having something to help yourself in a situation where it happens is useful. Some things to include in your car breakdown kit is a spare tire, the relevant contact details of a breakdown company. A charger port for your phone for emergency power. An ice scraper and some sort of defroster. A flashlight and jumper cables will be handy too.
Follow these tips to prepare your car for any weather conditions and to keep you and your family safe.
Car accidents are horrible. Whether you were driving or the passenger, whether it was your fault or someone else’s, it’s awful. It’s scary, even if it’s a relatively minor incident where there’s not much damage, and no one is injured, having to get out of the car, speak to the other party and assess the situation is frightening. It’s not something that any of us are ever prepared for, and it’s never taught in driving school. It can be terrifying, and most of us just want to get home and find some comfort.
Of course, if you are injured, your next steps might be dictated. But, in most cases, the incident is minor, and we can just carry on. But, because of the scariness of the situation, many people don’t do the right things. They panic, and they make mistakes. Here are some of the things that you SHOULDN’T do after a road accident.
You should never just drive away from an accident. Even if no one has seen and everything seems fine, you need to stop the car. If another party is involved, you need to swap license and insurance details and if necessary call the police and an ambulance. It can be a good idea to call the police even if you don’t think it’s that bad, just in case. Failing to stop the car after an accident is a crime, and the punishment can be severe, depending on the nature and results of the crash. It’s always best to stop!
The worst thing that you can do is get out of the car and start screaming and shouting. It could affect your passenger in car accident settlement later on, or mean that you get yourself in trouble. At the very least it will make a tense situation a lot worse. Even if the other party was clearly at fault, and you are raging, take a few seconds to breathe deeply before getting out of your car to speak with them. Be as calm as you possibly can, and if you feel your temper rising, walk away for a few moments, or wait for the police to arrive before carrying on the conversation.
Forget to Take Details
Sometimes, accidents are very minor. Someone might crash into you in a car park, or while moving very slowly in traffic. These tend to occur during a brief lapse in concentration and don’t tend to cause much damage. You might see only a few small scratches and think it’s not worth swapping details. But, the damage might be more than you can see. You should still swap license and insurance details, even if you think it will go no further.
Drive as Normal
Even after one of these minor bumps, you should take your car into the garage to be checked. You never know what damage you might not be able to see, which could be making your vehicle unsafe, or becoming a much more costly problem while you are driving. Get it checked out even if it seems fine.
There’s nothing more infuriating as a woman than standing in the garage while a mechanic tries to overcharge you for repairs to your car, because he assumes you don’t know anything about it. Instead of having to phone your brother, or accept your husband’s mocking, every time your engine is making a strange noise, learn some basic car maintenance tips, so you can be in charge of your own car.
There are some basic maintenance tasks that all cars need on a regular basis. Learning how to do them yourself will save you money instead of paying a professional, or will save you the embarrassment of having to ask for help.
Learn how to top up your washer fluid. This is a really simple task once you’ve identified where the fluid goes, and will take less than a minute to do. Learn how to check your tire pressure. In most cars, you’ll find a sticker on the driver’s side door which tiles you what your tire pressure should be. Unscrew the air cap on the tire and press the gauge into the slot. Easy.
Another simple task is checking your oil level. All you do is slide the dipstick out of the engine. Wipe it clean, and pop it back. Lift it back out and see where the oil level is. There should be some guidelines on the stick to show you where to look. If it’s low, just top up the oil tank.
Learn How To Change A Flat Tire
Don’t end up stranded at the side of the road with a flat tire and no idea how to change it. If you don’t have a spare tire, get one, and store it safely in the car. Ask someone to teach you how to change it, or find a guide on YouTube. You might find yourself very grateful of the skill one day!
Learn To Jump Start
Accidentally left a light on in the car overnight and now can’t get the engine to start. First, check the battery is actually the problem. To do this, check to see if the headlights or any interior lights come on. If they don’t, the battery is probably dead.
To jump start a car, you’ll need a second car with a working battery. Check the location of the battery in each car, and then park the cars close together. Turn off everything in both cars. With your jumper cables, attach the red clips to the positive terminal of the battery (it’ll have POS or a plus sign on it). Attach one black clip to the negative terminal of the working battery. Attach the other black slip to an unpainted metal surface on the car. The strut that holds up the hood is ideal. Start the working car and let the engine run for a few minutes. Try your engine. If it doesn’t work, check the connections and let the other engine run for five minutes before trying again.
Buy The Right Gas
Filling your with good quality gas will prolong its life. Choose gas from a trusted company whenever you fill up.
Try to avoid letting the tank get less than a quarter full. The gas tank can get sediment inside it, and letting the car run too empty runs the risk of that sediment getting into the fuel filter.
Keep Things Clean
Caring for your car will help it last longer. Make sure you clean the car inside and out, even in winter, to get rid of dirt buildup. If you have a leather interior, care for it with proper leather conditioner to keep it supple and in good condition.
Keep an old blanket or towels in the car to protect your interior if you ever need to move anything dirty, whether that’s picking up second hand furniture or driving home with the dog after a muddy walk.
Know When It’s Time To Call A Professional
While it’s important to know how to take the best care of your car, it’s also important to know when you’re beaten. If you’re not sure how to do something, always take your car to a mechanic instead of trying to fix the problem yourself. This is much safer for you and your car. For things like transmission repair, engine repairs or anything else you’re not sure about, call in the professionals.
Knowing how to look after your own car is very rewarding and will help you keep your car in top condition, without having to rely on others.
Owning a car can be costly, but it’s a necessity for most people in the modern world. Still, that doesn’t mean it has to be an expense which excessively consumes your available funds. You’ll always face regular costs as a driver, but those costs can be mitigated. It just takes some careful planning and some careful driving, as we’ll explain in this article. Let’s talk about some of the ways in which you could start protecting your personal finances as a driver.
For starters, driving sensibly is one of the best ways to protect your personal finances. When people buy cars, they assess many different aspects that determine both the initial cost and the costs they’ll face throughout the life of the vehicle they’re purchasing. One of the most important variables is the fuel economy of the car in question. How much is it going to cost per gallon? Modern cars are becoming more and more efficient in this regard, but many drivers still fail to accept that economical driving is the best way to make your money go further.
Accelerating and braking excessively hard are both examples of ways in which you’ll burn through petrol far more quickly. By taking a calmer and more methodical approach to driving (in particular, by avoiding speeding and driving aggressively), you’ll be able to cover more miles with a full tank. That means you’ll have to take fewer trips to the local petrol station. Obviously, this would save you a lot of money in the long run. If you want to protect your personal finances as a driver then think about the way in which you operate your vehicle. As we’ve discussed before, driving efficiently is a great way to save fuel.
Unfortunately, car accidents are very common in modern society. It’s hard to say whether the blame falls on careless drivers or the sheer number of cars on the road, but the point is that you must be ever-vigilant. Being a good driver is important, but that doesn’t mean others on the road are going to be good drivers. It’s important not to react to dangerous drivers in an aggressive way; that could turn a potential hazard into an accident. But even the most cautious drivers can find themselves in road incidents. Obviously, the priority is that everyone is safe in such an event, but many of us have probably been involved in some sort of car accident at some point in our lives, even if it was just a minor bump or scratch. The cost that comes with such accidents can be astronomical, so make sure you collect details from any other drivers or witnesses involved to help protect your finances as much as possible. If you are injured in an accident then it’s important to get compensation for any medical bills or time off work that might impact your finances as well as your health. You might even want to check out https://www.braininjurylawofseattle.com/seattle-brain-injury-lawyer/ if you’re suffering something more serious, such as a brain injury. Your recovery is essential, but your finances play a big part in this.
Finally, let’s talk about insurance. This is the cost that gives most car owners headaches. No matter how good a deal you might get on a car itself, it’s the insurance premium that determines how much that vehicle is ultimately going to cost you on an annual basis. Still, there are ways to save money in this regard. Take a look at your existing insurance policy. Is the coverage essential for your current situation? Maybe you don’t actually drive that many miles anymore. Maybe your car is getting older and you wouldn’t actually get a very high payout if there was an incident, so there’s probably no need for such a high premium. You could even raise your deductible, as suggested at https://www.fivecentnickel.com/does-raising-your-car-insurance-deductible-save-you-money/. The deductible is the amount you’re willing to pay before the insurance provider starts paying. If you raise your deductible then you’ll face a lower premium because your insurance company will consider you less of a risk.
A junker, as the name suggests, is something that is only fit for junk! When buying a used car, therefore, you need to take steps to avoid a motor that, let’s be honest, should only be homed in a scrap yard, and not on your driveway. If you don’t, not only will you have a potential money pit on your hands, something that will cost you a fortune in repairs and breakdown fees, but you might also have something that could put your life in danger.
Here then are some tips that we hope you find useful. Our advice here should hopefully help you avoid a junker of a car the next time you’re looking for a new set of wheels.
#1: Buy your car from a reputable dealer
When shopping for used cars, you might be spoiled for choice. From private sellers flogging their motors in the classifieds (online and off) to the many dealerships in your local area, you won’t be short of cars to consider for your next purchase. However, while many sellers will be honest and fair with you, there might be those who don’t have as many morals. Especially when it comes to private sellers who don’t have to offer you a warranty, you might end up with a car that isn’t worth the money it was advertised for. The same might apply to backstreet car dealerships that have no online reputation to speak of. Therefore, look for dealers that you should be able to trust. You can do this by asking for recommendations from family and friends, checking for testimonials and customer reviews on their website, and by doing a quick Google search to check for any good or bad news reports. When you think you have found a reputable dealer, you will have greater peace of mind when buying.
#2: Have the car inspected before purchase
If you don’t know the first thing about cars, then you really should pay a mechanic to inspect any car you are interested in before you part with your cash. If there are any hidden (or obvious) faults within the car, the mechanic will let you know, and you will then have the option of continuing your car search elsewhere. You could, of course, ask the seller to make the necessary repairs before you purchase the car, but to be honest, if they haven’t bothered to do so before putting it up for sale, then you might want to think twice before trusting them. Any reputable seller, private or otherwise, should always do the necessary work on the car before putting it up for sale; unless, of course, the following point applies.
#3: Be wary of cars advertised for sale ‘as is’
When you’re browsing the classifieds, you might come across cars for sale ‘as is.’ This means that any flaws or defects you notice before you buy will be your responsibility, as the car is only available for sale in its current condition, i.e. ‘as is.’ Because of this, it is unlikely that you will be offered a warranty, meaning that once you have parted with your cash, you have no legal rights to claim a refund or ask the seller to pay for any repairs if the car breaks down or you notice any problems after driving it away. Now, a car advertised ‘as is’ does not always signify you are buying a junker. If the defects are fairly insignificant, such as a scratch on the surface of the car, then you can always get that covered over later if you wish. If you’re buying the car for a dirt cheap price, you might also be happy to pay for any repairs that need doing. But as we suggested above, hire somebody to inspect the car before purchase, because you might also find yourself out of pocket should you later discover any serious and expensive issues after sale.
A test drive is more than a quick circle around the parking lot. And it’s more than a twenty-minute jaunt around town. You need to give it a thorough test drive to make sure that everything is working as it should, so request a test drive for a couple of hours or more so you can fully get a handle on the vehicle you might be buying. There are some useful tips here on what you should look out for when you’re taking the car for a spin. Still, if you aren’t particularly car savvy, you might want to bring somebody along on the ride with you. This should be somebody with years of driving experience, so ask anybody you know (or the mechanic you hired for the inspection) to join you on the roads. They will then be able to advise you further on the viability of the car in question.
#5: Check the car’s history
Any reputable seller will have a vehicle history report ready for you to review before the sale. This will let you know how many owners the car has had, as well as details of any accidents and repair jobs, both large and small. If the car has had a lot of owners, you might want to ask why. There might be issues with the car that has resulted in it changing hands a lot of times, so you might want to think twice before buying. You might also want to think twice if the car has been in an accident, or if there is has been a lot of maintenance work done on the vehicle. And you should run in the other direction if the seller does not have the car’s vehicle history report, because he or she is probably trying to hide something. Still, even if the car seems to be good to go, and the seller does have a vehicle history report, you might also want to run a free vehicle check online before buying, as you may well uncover details that the seller has been trying to keep hidden from you.
Buying a used car can be problematic, but you can save yourself a lot of trouble and money if you follow the tips we have presented here. Hopefully, you will then buy a car built to last, and not something that is only fit for the junkyard or a demolition derby!
Most people have a love/hate relationship with driving. They love the freedom that it brings, and the convenience, but boy oh boy, can it be expensive. And forget the cost of the car itself — that’s just the beginning. After that, you’ve got the cost of fuel, which always seems to be on the rise, insurance, toll roads, and everything else. And what’s worse is that it seems that we have no choice other than to pay up; that is, if we want to get to work and so on. But here’s the thing. It’s nearly always possible to lower the costs of getting from A to B, and to limit the amount of money our vehicle takes up. Below, we take a look at a few handy ways to ensure your car doesn’t eat up all your cash.
Most people use far more fuel than necessary, and they don’t even realise it. You don’t just have to accept how long a full tank of petrol will last you — it’s something that’s in your control. It’s all about ensuring you have a high MPG (miles per gallon). If you’re accelerating away from red lights too quickly, or braking harshly, or just generally going faster than necessary, then your engine is going to eat fuel. Take things a bit easier, and you’ll be waiting longer between trips to the petrol station.
Best Route, Cheapest Fuel
You’ll also want to keep in mind that there isn’t a standard price for petrol. You don’t need to accept the price of whatever your nearest station is selling their fuel for! Do a little research on how to locate the cheapest petrol in your area, and you’ll be paying less when you’re at the pump. The difference might not seem that much when you just take one trip into account, but when you multiply it over a year, you’ll see savings.
A car in good condition will also use fuel more efficiently, but that’s not the only reason why vehicle maintenance is essential. It’ll also prevent more serious, and costly issues from materialising. It’s much better to have an expert perform a regular oil change, under the hood checks, and other general car maintenance, rather than wait for the small problem to become a big issue, and have to pay through the roof to get it fixed. Take care of your car, and it’ll take care of you.
Leave it at Home
Some people automatically get into their vehicle once they leave their front door, but it’s not a force of nature. No-one commands you to drive, anywhere! In some cases, it can be much cheaper to leave the car at home, and instead take public transport. It can be cheaper, faster, and you won’t have to worry about paying to park your car once you arrive, either. If you insist on driving (or have no other choice), then spend some time researching the best route to your destination. The quickest route might get you there sooner, but if you’re covering many more miles than an alternative route, then the journey will cost you more.