Tag Archives: new car

Why Buying a Used Vehicle Is Better

Why Buying a Used Vehicle Is Better

If you are in the middle of deciding what type of car to buy or truck to buy, the chances are you have browsed online for both new options, and second hand. Each choice has a range of pros and cons, for example, driving a new car is a pretty sweet drive. They have air-con, perfectly working heaters, inbuilt parking sensors and cameras. Some will even park for you now… Or in the case of Tesla – drive for you. And all of those things are great, but they come at a pretty steep price. If you aren’t a cash buyer, and most of us aren’t you might struggle to find a finance deal that is going to work for you. Or, you might not want to be locked into a contract for the next X amount of years.

Used cars come with much fewer strings. Unless it’s in the newer age bracket of ‘used,’ it’s usually within the grasp of most people to be able to afford it. But if you are shopping used trucks and cars online here are a few great reasons to buy used – not new.

Photo by Nikita Kachanovsky on Unsplash

Depreciation

No one who buys a new car ever says ‘well this was an investment!’. The moment it rolls off the lot, it loses a heap of value. And then over the following three years, they can lose up to 50%. Which is a lot if you are making a 30-40k investment. Used cars, however, you’re not likely to worry too much about that. You’re already getting a great deal on a car in perfect working order – just a few years under its belt.

Lower Insurance

Older car – cheaper to repair (in most cases). The value of your vehicle is one of the primary factors that is taken into account when determining the rates that you’re going to pay. It makes sense, right? The higher the value of the car, the more money the insurance company will have to pay out in the event of an accident. Of course, there are other factors, like how long you’ve been driving and how many seats are in the car. But mostly, they’re looking at the value.

Longer Life

While you can still find plenty of 20+-year-old cars trundling along, in general vehicles are designed to last longer now. Of course, they all have a certain amount of miles in them, and by no means in 100,000, the same as 200,000 but car designers and engineers have made incredible strides in the giving cars a longer lifespan.

This is one of the things that people who are buying used cars worry about, but with cars designed to last, it shouldn’t be a concern. Unless you are really going to buy that 20-year-old Volvo – of course.

Pick Of The Litter

Or something like that anyway. If you want an older model because it had a sweet shape, more boot space or a particular gadget they phased out then used is going to be your best friend. Each year, around 350 models of new car hit the market. Which might sound a little OTT, it’s just that some marketing is better than others – and we don’t always see the models that get released in other countries. So if that is what the new car market has each year, you can begin to imagine the range of the used car market.

Online Information

New cars come with a blank sheet. And that’s cool, but older cars come with a personality – and that is cooler. But, what is more – you have access to their history. You can check the plates of the vehicle too, has it been stolen? Do the plates match the make and model of the car?

If the car has been in an accident, has been repaired, or failed its last MOT you will have access to all of the information before you decide to purchase the car. Of course, a clean MOT one year isn’t a guarantee that it will pass the next – but if you know what some of the issues were, you will have an idea of what you can expect the next time.

More Motor for Your Money

A new car is going to run you a few thousand. Either upfront or a couple of hundred a month in a contract. If you have the cash to play with, then you’re going to be able to get a lot more car for your money. A new Land Rover, or a Volvo 4×4, are anywhere between $45,000 – $177,000. Which is pretty steep, even on finance. But a few thousand will get you second-hand version – with a few miles on the clock.

You aren’t tied to only purchasing something that has a heap of functions you might not use. You can buy any make, and model and any year of car that you like. In fact, if you have time, you can spend as long as you like finding the perfect second-hand sweetheart for you.

New Driver?

Obviously, no one wants this to happen, but in the first year of driving most people are more likely to have a crash. The insurance on a newer car is already going to be high, add in a new driver premium – and then an accident? It makes the car even more expensive. Having a slightly older car, and maybe even on the cheaper side is going to put you at ease just that little bit more when you start driving unaccompanied.

Cover

If you buy from a used car garage, the car will usually come with a decent warranty. One that will keep your covered for 3-6-9 months and the follow-up care is generally pretty nice too.

In general, there are pros and cons to both new and used. But, if you are looking to maximize what you can get with the money you have, and keep your insurance low, then used cars will win every time.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Handy Ways To Protect Your Car

Handy Ways To Protect Your Car

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It is incredibly important when you get a new car that you think about ways to keep it safe and protect it to the max. Our car is an important possession to have and it is something which will have a huge role in our daily lives. Today we want to take a look at some of the ways that you can keep your car secure, safe, healthy and protected all year long.

Get a warranty

When you first purchase a car there will be a lot of things to consider including the price of insurance, fuel costs and much more. Unfortunately one of the issues many of us have when looking into cars is not thinking of repairs. Different makes and models or cars have different parts; and these parts cost more or less than other brands. For example, one of the most expensive cars to repair are Audis, so even if you manage to buy the car itself, repairs could cripple you further down the line. This is why GWC Warranty Reviews can be a wonderful option for you. A contract with this company will help cover any repair costs you might face and this can make a world of difference to you overall.

Use a black box

One of the best ways for you to secure your car in a different way is to use a black box. A black box will serve to record your driving habits and this can help you a lot because it will reduce your insurance cost as well as notice any weird habits or events which could happen. If your car is stolen for example your black box can be tracked and this will help you get to the bottom of what happened.

Use a dashcam  

A dashcam is an essential tool for any modern driver, and if you want to keep your car and yourself safe on the road, it’s a no brainer. Make sure that you buy a dashcam for the car as soon as you can and record every journey you make. You never know when you might have issues with an accident or you might witness something on the road, and footage can act as essential evidence for you to keep you safe.

Drive safely

If you want to protect your car and make sure that it continues to run efficiently and reliably for years to come, it is important for you to drive safely and soundly. When it comes to driving it is important for us to take our time on the road and always take extra precautions before making tough decisions. Be sure that you drive at a safe speed and in a careful manner and your car should last you for years and years to come.

Wash it

You need to make sure that you keep your car clean at all times and take the extra effort to get rid of dust and rust. When your car builds up a lot of muck and grease it can have an effect on the paintwork of the car and this can be a bad thing for you on the road.


Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Looking For New Wheels? A Guide To Stress-Free Car Buying

Looking For New Wheels? A Guide To Stress-Free Car Buying

If you took a moment to Google new or used cars, you’d be greeted with hundreds of links and adverts. While it’s fantastic to have a choice as a buyer, being inundated with offers and ads can be confusing. With so many makes and models to choose from, how do you go about finding the right car for you? If you’re shopping around for new wheels, here are some tips to make the buying process a breeze.

Image from https://www.flickr.com/photos/p300njb/41030823175

Setting a budget

Perhaps the most important step to take when embarking upon a search for a new car is setting a budget. Buying a car costs money, and it’s always beneficial to work out how much you can spend long before you fall head over heels for a car that is way out of your price range. Figure out how much you have available either to pay out as a lump sum or to put down a deposit and then pay the remaining costs monthly. If you’re looking online, you can set filters to ensure that the results match your budget, and you can organize results based on price. If you’re considering getting a car on finance and spreading the cost over a period of a few years, ensure you can afford the monthly payments, and shop around for deals and special offers. You might find that some dealerships put a contribution towards your down payment, for example. Once you’ve got a budget, you can focus on vehicles that match your requirements.

New versus used

If you’re on the hunt for a new car, think about whether you want a brand new vehicle straight off the forecourt or a used car. New cars have the advantage of being in pristine condition, they won’t have previous owners, and you may have more control over customization options, but it is worth noting that new vehicles lose value very quickly. As you drive away from the dealership, your car will have already lost value. Used cars may not give you the flexibility in terms of color, trim or features, but they often offer better value for money. If you know exactly what kind of car you’d like, but you can’t afford a new model, look for nearly new cars instead. When shopping for a used car, take care when buying from private sellers and be prepared to negotiate with dealers. It’s wise to research in advance to make sure you pay what the car is worth. Taking a car out for a test drive is always a good idea. You can get a feel for the vehicle, gauge comfort and performance levels and see how it runs.

Creating a wish list

Every driver is different, and some people have different priorities and requirements to others. When you’re exploring your options, think carefully about what matters to you most. Are you looking for a family-friendly vehicle with plenty of space and a flawless safety record, or are you searching for a sporty number that offers a thrilling ride? Do you need a versatile car or truck you can use for work, or is fuel economy your main concern? Create a wish list based on your individual preferences. This will help you narrow down the options.

Researching

Seeing a car in a showroom or on a garage forecourt is very different to driving a car day in, day out, and this is why research is important. Take your time to compare different contenders, learn more about various makes and models and seek expert advice. If you’re thinking about buying a Chevy, visit an experienced dealer, look at the models that tick the boxes, and take a test drive. Ask questions, get recommendations, and don’t be too hasty when it comes to making a decision. If you don’t have a specific make in mind, visit different dealerships or go to a vendor that sells cars from multiple manufacturers. If you have a short list, mull over the pros and cons, and don’t forget to ask about prices. There may be some room for maneuver if you’re prepared to haggle.

Picture source: https://pixabay.com/photos/autos-autotransport-new-cars-3631086/

Booking a test drive

Looking good is not the only criteria that concerns prospective car buyers. Every model is different, and you might find that some cars are a lot more comfortable than others, some are easier to handle, and some are lighter, quicker, and more responsive. Booking a test drive offers a host of benefits. You can really get a feel for a car when you’re driving around, and you can compare how you feel with other driving experiences. You may find that the car that was leading the way before the test drive doesn’t meet your expectations when you’re behind the wheel, and this is why doing a trial run can be useful. You’ll also get a better idea of the space available inside the vehicle, and you can learn more about the features and gadgets.

Closing the deal

If you’ve found the one, it’s time to close the deal. If you’re taking out a contract and paying monthly, it’s always beneficial to compare prices from different dealers before signing on the dotted line. If you’re paying up front for a new or used car, look out for special offers and try and bring the price down. In many cases, the ticket price is negotiable, and if you’re prepared to drive a hard bargain, you could save yourself a substantial amount of money.

Image via https://kaboompics.com/photo/3721/wheel-of-the-car-bmw-i8

Has your car seen better days, or is your current contract drawing to a close? If you’re searching for a new car, shopping doesn’t have to be stressful. Set a budget, think about what you want and take your time to look at different makes and models, take some for a spin and weigh up the pros and cons. Shop around for the best prices, visit reputable dealerships only, compare used and new cars and give negotiating a go. It’s always useful to be open-minded and to make sure you have all the information you need before you make a final decision.  

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Ready to Change Your Car? Here’s How to Add Up the Costs

Ready to Change Your Car? Here’s How to Add Up the Costs

In case you decided it is time for new wheels, and would like to make sure that you are changing for the better, you might have compared various models and designs before. There is one thing you probably didn’t check, though; the cost of buying the car and maintaining its condition, or keeping it on the road. Most of us only look at the price, but there are some hidden costs that can have surprises for you. Find out more below.

Image via Flickr

Purchase Price

Of course, you will have to compare the different deals and offers, and ensure that they are giving you the best value for your money. It is hard to compare the deals like-for-like, as every dealership has some kind of special offer that will be appealing to different buyers. Some will offer interest-free credit, others will throw in extras, but – most of the time – this is included in the final price, and is just a marketing trick.

Credit Cost

You might think that the car will only cost you $7,000, but after you have paid the fees for the broker, the interest for 3-5 years, you might end up paying much more. That is why you will have to learn how to compare the different car finance deals before you sign the dotted line. After all, you don’t want to buy the vehicle for more than it is worth, and that is what you do if you are taking on expensive credit.

Depreciation

If there is one hidden expense, it is the negative equity of your car. Once you drive a new car out of the salon, you have instantly lost hundreds. Before you choose your make and model, it is important that you check what is the depreciation rate of the car, so you can find out how much you can get for it when you finally decide to change it.

Insurance and Tax

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If you are buying a used car, you will have to check the insurance and tax rate before you make your final decision. You will have to pay out of your pocket to keep your vehicle on the road. Older and less energy efficient models will cost more to tax, but their insurance cost might be lower, due to their value. Make sure that you opt for safety features, as this can reduce your insurance premium.

Maintenance

To get the best value out of your car, when you drive it, and when you sell it on, you will have to keep it maintained. There are several comparison blogs that will tell you which makes and models are the cheapest to service. If you are looking for a reliable German car, you can check out the prices on Mercedes Benz mechanic services before you commit to buy.  

Changing your car is a financial decision that shouldn’t be taken lightly. Add up all the above costs to ensure you are getting the best value for your money.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Why You Should Buy A Used Car

Why You Should Buy A Used Car

Photo by John-Mark Smith from Pexels

Life can be expensive. No matter what your job, whether you have kids or where you live, it is important to budget out your expenses. A car is an essential part of many people’s lives. Getting you to work, the kids to school or just to the shops, you need a car that you can rely on and you know won’t breakdown in a moments notice.

Buying a car may seem like a daunting and costly process. When searching for a new car, your first thought might be “maybe I need a brand new car”. As nice as it is to have a new car, at times, it may not be practical in terms of your expenses. Buying a new car will always be the more costly option. And the sad thing is, as soon as you drive it out of the showroom, its price starts to depreciate. With used cars, not only do they have a lower price tag making it more enticing to buy, but they are more likely to keep their value for longer.

An inevitability of buying any car is that you may from time to time have to purchase parts for it. One benefit of a used car is that you can often find the parts easier – as more places will stock them, and you will be able to pick them up for a more reasonable price as they are older.

Whether you are on a hunt for a used Hyundai, a used Mini Cooper or a used Fiat 500 (to name a few popular options), there will be plenty of places out there that sells them. From apps such as Autotrader to showrooms, you can pick up a reliable car at a price that won’t damage your wallet. Another plus point of used cars is that you can also usually pick them up straight away from wherever you have bought it from – in comparison to purchasing them brand new, in which you usually have to wait for the car to be ready to pick up. It’s important that you do your research however, as you want to make sure that the used car is still worth the money you paid.

Older, used cars also have the advantage of lower insurance and tax – saving you much needed money in the long term. Yes, this of course does depend on the age of the driver, but overall it would cost you more to be insured on a brand new Mercedes than a 15-year-old Ford KA – for example. Most cars these days also look pretty similar with features that you will (let’s be honest) never use. So with used cars that are a little older, you may have more options to choose from. Nothing compares to vintage cars, simple yet beautiful, they showcase the driver’s personality.

Whether you are on the hunt for your first car, a family car or a runaround, a used car is always a worthy option. Cheaper in the long run and generally easier to repair, they are perfect for those who don’t have endless amounts of money in their pocket and want to keep on top of their finances.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.