Tag Archives: Karleia S.

5 Invaluable Tips to Help you Succeed in College. By Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

 

5 Invaluable Tips to Help you Succeed in College

Photo provided by Guest Blogger, Karleia S.
Photo provided by Guest Blogger, Karleia S.

Earning a college degree is one of the most important things you can do. A degree helps open doors for you both personally and professionally. College isn’t cheap, so you can be sure that you’re getting the most for your investment of time and money by keeping these tips in mind.

Choose Your Field of Study Carefully

You’ll make a lot of important decisions during your college years, and choosing your major is one of the most important. However, you don’t need to feel pressured to select a major on the first day of your freshman year. Instead, spend some time researching and setting your ultimate career goals. If you know that the field you want to enter requires a masters degree in civil engineering, you can plan your course of study accordingly.

Stick with Your Budget

Many students leave college with a staggering amount of debt. One of the best things you can do to set yourself up for the future is to set a budget and stick with it. Even if you need to take out student loans, look for other forms of financing, such as grants and scholarships, to keep your amount of debt as low as possible.

Develop Your Interests

In most cases, your future employers want to see more than just a good student. They want to know that you are a well-rounded individual who can thrive in a variety of situations. College is the perfect time to develop your interests. Whether you love sports, music, art or something else, take the time to study what you love, even if it’s not something that will ultimately end up on your transcript.

Focus on Relationships

When you are busy with classes and homework, it’s easy to stay isolated. However, you’ll miss out on a great college experience if you don’t develop new relationships. Get to know your roommates, talk to your professors or ask the other students in your class to join you for a late-night study session. True friendships are something that will stick with you long after graduation.

Remember Your Why

Even the best students have down days during college. When your homework is piling up and your schedule is already full, it’s important to remember your why. Why did you choose to come to college? Why are you working so hard? When you keep your ultimate goals in mind, it’s easier to trudge through the hard days and keep striving toward the prize.

When you complete college, you want to know that you’ve done everything possible to get the most from your experience. By keeping these tips in mind, you can grow as a person while you are earning your degree.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

5 Tips to Help Extend the Life of Your Dishwasher. By Guest Blogger Karleia S.

By Guest Blogger Karleia S.

5 Tips to Help Extend the Life of Your Dishwasher

Photo provided by Guest Blogger, Karleia S.
Photo provided by Guest Blogger, Karleia S.

Considering the cost of a new dishwasher, it’s in the best interests of consumers to take care of their kitchen hardware. While it’s true that modern dishwashers don’t require much in the way of upkeep, their life cycles can be significantly shortened through negligence. If you want your latest dishwasher to go the distance, these quick tips are for you.

Optimize the PH of Your Water

It’s no secret that hard water can do a number on pipes and fixtures over time. People tend to forget that it can also severely damage appliances like dishwashers. Test your tap water for excessive mineral content and soften it if need be so that it has a pH of roughly 7.

Run at the Right Temperature

Another little known fact about dishwashers is that they require hot rather than warm water to operate correctly. That’s because water that isn’t at least 120 degrees Fahrenheit will promote the development of detergent deposits in places where you don’t want them. Check your temperatures and adjust the hot water heater as needed.

Use the Right Kind of Detergent

When selecting a detergent, avoid gels and go with good old-fashioned powder. Look for something that doesn’t contain chlorine bleach. It’s also a smart idea to avoid “rinse aid” additives. Last but not least, keep a supply of fresh detergent on hand that hasn’t been sitting around for a long time and store it in a dry place.

Clean those Filters Regularly

If you want your dishwasher to run trouble-free for years, regularly clean any filters and traps that you see. In addition, occasionally check and clean the spray arm holes to remove any detergent deposits that have accumulated. For more involved repairs and maintenance, go with a qualified repair shop such as Atlas Appliances Ltd.

Load It Full, Load It Right

Last but not least, only run your dishwasher when you have enough dirty dishes to fill it up entirely. When loading, place heavier items on the bottom. It’s also wise to use a dryer rack rather than the automated dry cycle, which just wastes electricity and prematurely burns out the heating element.

A Penny Saved Is a Penny Earned

If you adhere to the guidelines detailed above, your dishwasher will last a whole lot longer. The savings on repairs can run into the hundreds depending on the specific make and model in question. A little preventative maintenance and a few simple habits will ensure that your appliance delivers outstanding ROI.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

5 Smart and Simple Tips for Avoiding Debt. Guest Blogger Karleia S.

By Guest Blogger, Karleia S.

 

5 Smart and Simple Tips for Avoiding Debt

Photo Provided by Guest Blogger, Karleia S.
Photo Provided by Guest Blogger, Karleia S.

People have been conditioned to believe that aggressively avoiding debt is no fun. Spending money is one of the easiest ways to get immediate gratification, no matter how short-lived this sense of gratification might be. Unfortunately, overspending has become all too common and it is having a significant and very negative impact on average life qualities. Following are five steps that you can take to avoid debt while still living a pleasure-filled life.

1. Create a Budget

Sadly, many consumers are still eking it out from check to check without solid, written plans for how they are going to manage their money. Not having a budget greatly increases the likelihood of debt and it also eliminates the ability to maintain a consistent savings plan. Take stock of your regular expenses and your total monthly income and then determine the best way to part your funds out. Make sure that you have adequate funds for entertainment and that you are always saving at least some small portion of your earnings for a proverbial rainy day.

2. Increase Your Income

The majority of debt that people are currently taking on right now is associated with short-term funding solutions such as payday loans and car title loans. If you find that you are always searching for some extra cash to cover your regular expenses, you probably aren’t earning enough money. Consider taking on more hours, starting an online business or applying for a better-paying job. When your income is not sufficient for comfortably meeting your costs of living, the practical decision is to increase it. There are many ways that you can do this without having to work more or harder. Spend time brainstorming to determine which strategies will work best for you.

3. Start Using Credit Cards for Emergencies Only

As Faber Inc reminds us, your credit cards should be reserved for major, planned expenses and for emergencies. If you are pulling your cards out each time you enter a store, tracking your spending and adhering to your budget will be impossible. Keep only one credit card in your wallet for urgent expenses and keep the rest of them locked up at home. You may even want to decide whether or not having more than one or two cards is necessary.

4. Start Doing More For Yourself

Before hiring any service provider, consider your own skills and resources and see what you can do on your own. This is true whether you need a handyman or have been paying a local deli each day to make your lunch. Any effort that you make to cut down your spending will give you more money to save.

5. Create a Regular Workout Plan

Exercise and good financial habits are surprisingly connected. This is because most people are making emotion-based decisions each day, rather than practical, balanced judgments. Regular exercise floods the body with feel-good hormones, making it much less likely for people to crave the immediate gratification that unplanned spending provides. Best of all, you really don’t need more than free time to get your fitness routine going. Try taking long, daily walks or creating a small, low-thrills workout area at home. You’ll spend less and feel better.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

5 Step Action-Plan to Making Your Home More Energy Efficient. By Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

 

5 Step Action-Plan to Making Your Home More Energy Efficient

Photo provided by Guest Blogger, Karleia S.
Photo provided by Guest Blogger, Karleia S.

Contrary to popular belief, you do not have to do a lot of hard work to make your home more energy efficient. You can save money and energy by making a few simple changes to your home. Below are five ways you can make your home more energy-efficient:

Replace Incandescent Light Bulbs

Compact fluorescent light bulbs use a lot less energy than incandescent light bulbs. While compact fluorescent light bulbs do cost more, you will actually end up saving a significant amount of money. It is estimated that the average incandescent light bulb lasts about 1,000 hours compact fluorescent light bulbs can last over 10,000 hours.

Plant A Tree

Plants can shade your home, which can help it stay cooler during the summer months. That is why you may want to consider planting a tree in your home. Deciduous trees are the best ones to plant. Not only can they help keep you cool during the summer, but they can also help keep you warm during the winter. During the winter months, the deciduous tree loses it leaves. This helps more sunlight enter your house during the day.

Replace Old Appliances

Older appliances use significantly more energy than new ones. You may be able to save a lot of money by replacing them with Energy Star appliances. Newer appliances are able to do the same amount of work and use less energy.

Replace Your Windows

If your windows are old, then it may be time to replace them. You can save anywhere from seven to 24 percent on your energy bill by replacing older windows with ones that are more energy-efficient. You may also want to consider investing in energy efficient vinyl plantation shutters.

Make Sure Your Home Is Well-Insulated

You could be wasting a lot of energy if your home is not well-insulated. Insulation helps reduce the rate at which warm air flows into your home during the summer and out of your home during the winter. There are many insulation materials that can be used, such as cellulose and fiberglass.

You do not have to do a lot to make your home more energy efficient. Replacing old appliances, using compact fluorescent light and making sure your home is properly insulated are some of the ways you can make it more energy efficient. You may also want to plant a tree near your home and replace your windows if they are old.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

5 Secrets to Successfully Throwing Your First Housewarming Party. Guest Blogger Karleia S.

By Guest Blogger Karleia S.

 

5 Secrets to Successfully Throwing Your First Housewarming Party

Photo Provided By Guest Blogger, Karleia S
Photo Provided By Guest Blogger, Karleia S

A housewarming party allows you to show off your new digs to all of your closest friends. They’re all anxious to see the new place, so it’s a smart idea to have a designated time for entertaining. Your first housewarming doesn’t need to be a big to-do. Little details can make a big difference.

Don’t Wait

It’s tempting to wait until your home is picture-perfect before inviting people to see the place. After all, you want it to look fabulous. However, getting your house set up is going to be a lifelong process. Get things out of their boxes and make sure that the place is clean, but you shouldn’t feel like everything has to be perfect before your party.

Throw an Open House

Rather than throwing a party with a set start and finish time, it’s nice to throw an “open house” style party. Do this by designating a few hours when people can just stop by. Make your guests aware of the fact that they don’t have to stay the whole time. This is also ideal if your new place is a bit small and you have a lot of people you’d like to invite.

Make Invitations Formal

You don’t have to print out fancy invitations, but you do want to keep track of who’s coming. This allows you to plan for food, drinks and anything else you might have at the party. If all your friends are on Facebook, for example, you could set up an event on the site. You could also send print invitations and track by hand or send out an Evite.

Choose Easy Foods and Drink

Your primary responsibility during the party will be to make guests feel welcome and offer periodic tours of the house. You won’t want to be hanging out in the kitchen making food. Choose foods and drink that are easy to prepare. For example, you might order an Alaskan smoked salmon & seafood or a deli meat platter. You could also set out a few easy-to-replenish appetizers like chips and salsa. Guests can then fix their own plates and you can add more food as necessary.

Give Tours

People are coming to see the new house, so you want to make sure that they do. Take people around the house, pointing out some of the things that made you fall in love with the house in the first place. Your guests will be happy to see your enthusiasm.

Throwing your first housewarming party doesn’t have to be a stressful occasion. The most important thing is showing your friends a good time.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

7 Sure-Fire Tips for Less Stressful Travel. By Guest Blogger Karleia S.

By Guest Blogger, Karleia S.

 

7 Sure-Fire Tips for Less Stressful Travel

 

Photo Provided by Guest Blogger, Karleia S.
Photo Provided by Guest Blogger, Karleia S.

For most people, traveling involves plenty of stress that can include delayed flights to heavy traffic. Traveling can often be the worst part of any trip and can even make it difficult to want to escape. To ensure that you remain calm and have an enjoyable time, there are a few ways to prepare before it’s time to depart.

1. Pack Healthy Snacks

It’s important to remain energized during your travels to prevent sugar crashes or feeling sluggish. Pack healthy snacks that you can take on the go, which will allow you to stay full without relying on fast food.

2. Bring Essentials in a Carry-On Bag

A common way to feel stressed when traveling is worrying if your luggage will arrive at your destination. Although you may not be able to control where your suitcase arrives, you can still pack the essentials you need in a carry-on bag to get by until you reunite with your belongings.

3. Use Transportation Services

Avoid fighting traffic and trying to navigate different routes by hiring a company like Airflight Services when heading to the airport. You’ll be able to enjoy relaxing in a luxurious vehicle and even get a bit of work done before arriving for your flight.

4. Schedule a Red Eye Flight

You can reduce the stress involved with traveling by scheduling a red eye flight when the roads and airport will be less crowded. It will ultimately make for shorter lines and less risk for delays.

5. Dress Comfortably

Dressing comfortably for a flight will work to reduce the effects of jet lag and can allow you to fall asleep easily. Get cozy by wearing yoga pants, a sweatshirt, and shoes that are easy to take on and off.

6. Limit Your Caffeine Intake

Although it may be tempting to reach for a cup of coffee or an energy drink while running on a few hours of sleep, the caffeine can cause you to be on edge and crash later while traveling. Limit your caffeine intake to 200 milligrams throughout the day to ensure that you don’t feel jittery or anxious.

7. Expect the Unexpected

When traveling, a number of delays or interruptions are likely to occur. It’s important to remember that not everything will go according to plan and to remain flexible to ensure that you can go with the flow and reduce your stress levels.

To ensure that you can travel without as much anxiety involved, it’s important to practice a few steps and prepare ahead of time for a smooth trip. You’ll be able to relax before arriving at your destination and can have true peace of mind with the escape.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

5 Tips to Make Your Bathroom Remodel a Huge Success. By Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

 

5 Tips to Make Your Bathroom Remodel a Huge Success

Photo provided by Guest Blogger, Karleia S.
Photo provided by Guest Blogger, Karleia S.

Remodeling your home’s bathroom is a wonderful way to improve the overall appearance of the room, make it more comfortable to use and increase the value of your home. Remodeling a bathroom takes a bit of time, patience and work, but the end result is a bathroom that you’re going to love to use and actually enjoy showing off. If you have an older home with more of an old-fashioned style bathroom, it might be time to improve it by giving it a good remodel. There are many things that make the remodel a success for you and your loved ones.

1. Getting Help from the Experts

In general, most homeowners won’t know a lot about remodeling a bathroom if extensive work is going to have to be done. If your remodel consists of just putting a fresh coat of paint on the walls, it might be something you can do yourself. However, most other remodels are going to need the expertise of a professional remodeling company specific to plumbing such as Hillcrest Plumbing & Heating.

2. Know the Style You Want

Before you can begin a remodeling job in the bathroom, you need to have a good idea as to what style and look you’re trying to achieve. You might want a completely modern bathroom or more of a rustic-styled one. Knowing the style you’ll be using will help you to pick out colors of tiles, tubs, walls and cabinetry.

3. Know Your Budget

A successful bathroom remodel is only a true success if you can afford to finish it from start to end. Too many people have huge hopes and dreams for their new bathrooms, only to find out that they don’t necessarily have the money to do all of the work. Make sure that you have enough money to start and finish the project without struggle or having to wait on funds.

4. Strive for a Comfortable Spa-Like Experience

One reason why many people enjoy remodeling their bathrooms is because it’s the room in the home that often gets the most use. This is why it pays to remodel and strive to achieve a completely spa-like experience within the bathroom. This will help you to enjoy using the bathroom a whole lot more, even if it means just taking a shower each morning.

5. Shop Around for Materials

In order to save money, you can shop for your own materials and have the remodeling and plumbing company use what you have. This allows you to shop around for the best prices on the items you either want or are going to need. Shopping around for materials can be done in local hardware stores or on the Internet.

Having a bathroom remodel be a true success means that you need to be working with a good professional plumbing company, know what your budget is and to try and achieve a style you’re going to adore. You will find that remodeling your home’s bathroom adds tons of value to the home itself and ultimately makes the space a lot more comfortable for you.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

 

5 Tips to Making the Most of Your Retirement. Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

 

5 Tips to Making the Most of Your Retirement

Photo Provided by Guest Blogger Karleia S.
Photo Provided by Guest Blogger Karleia S.

Retiring should be exciting and a new time in your life to explore new hobbies and interests while spending time with loved ones in your family. Making the most out of your retirement is possible with an understanding of your options and a bit of planning ahead to get everything out of your retirement that you have wanted for your future.

Planning Ahead of Time

Planning for your retirement months or even years in advance is a way to secure your financial future while preparing you for what is ahead in your future.

Begin Saving Early

Begin saving for your retirement as early as possible. Having a retirement fund and setting funds aside to save for bills and spending is a way to feel less stressed once the time to retire actually arrives for you.

Getting Help from Loved Ones

When you are unsure of what to do and how to go about preparing for your retirement, reach out to close friends and loved ones. Asking loved ones for help can get your paperwork and finances in order so your mind can rest easy once it is official.

Discover New Hobbies and Interests

Take time to discover new hobbies and interests you may have not had time for in the past. Whether you are into redecorating the home, woodworking, crafts or even outdoor activities, retirement gives you the freedom to do as you please without having to abide by a strict working schedule. Always be sure to explore new venues and options for hobbies to keep yourself from feeling distant or despondent since you are no longer a part of the official workforce. Keeping busy is a way to make the most out of any retirement time you have left to spend.

Consider a Retirement Home

Consider the option of seeking out a retirement home like the Sunshine Retirement residences. Retirement homes offer safety, security and plenty of social activities and amenities based on the type of lifestyle you prefer.

The more you know about the options you have when it comes to retirement the less of a burden the planning of your retirement is likely to be once you begin. Understanding that you have options when retiring and that planning ahead is a way to save can help you to put your mind at ease regardless of how large of a transition you are planning to make for yourself.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

Lost Driver’s License? Seven Urgent Steps you Must Take Immediately! By Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

Lost Driver’s License? Seven Urgent Steps you Must Take Immediately!

 

Photo Provided By Guest Blogger, Karleia S.
Photo Provided By Guest Blogger, Karleia S.

Misplacing your driver’s license often leads to stress and despair on how you plan to get to your destination safely. However, there are some urgent things you must do immediately if you have lost your license, and you have already searched your house, purse, and car.

Step 1: Assess the Risks

While you may think that it is just your license that is gone, that information can allow anyone to access your bank, take out loans, and even open credit accounts. The best place to start is to contact a protection service that helps prevent identity theft. Then you will need to contact your bank, insurance providers, credit card companies, and possibly the social security office.

Step 2: Notify Authorities

It is embarrassing losing your driver’s license, but you need to get over the embarrassment and contact law enforcement. They will create a paper trail that helps track possible fraudulent activity. The police will want to know every detail, include places you remember having your license at. The more details you offer, the greater the possibility of finding your license.

Step 3: Notify the DMV

When you lose your license, let the DMV know immediately. If someone is pulled over and shows your license, the state will be notified because it has been flagged as lost/stolen.

Step 4: Replace the License

When you talk to the DMV, find out if you need to apply for a duplicate copy or if you are close enough to the renewal date. While you are checking on the status of your license, check for any tickets or violations that may be on your account. You can also use a service like Registrations Are Us.

Step 5: Do NOT Drive without a License

It may be tempting to drive to the store without your license, but it is illegal. When you are already dealing with the costs of getting everything replaced and protected, being fined for failure to present your license is another hassle. You can talk to the police to find out if carrying a copy of your driving record will count, but the DMV will often give you a temporary license while you wait. These temporary licenses look just like a printed receipt, so keep it somewhere safe until your new license arrives in the mail, or your old license is found.

Step 6: Monitor for Identity Theft

It is important to remain vigilant and monitor for any possible signs of identity theft. Periodically, run a credit score to review the reports and answer the phone even when you do not recognize the caller ID. It will be a hassle, but it will prevent the possibility of someone running your credit into the ground and siphoning your money.

Step 7: Invest in Identity Theft Protection

To prevent future problems, invest in a service that will protect your identity. The number of phone calls you will need to place will diminish. It is best if you just keep your license in a place where you can find it, but protecting your identity is never a bad idea.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!

5 Wedding Day Tips You Can’t Afford to Ignore. Guest Blogger, Karleia S.

By Guest Blogger, Karleia S.

 

5 Wedding Day Tips You Can’t Afford to Ignore

 

Photo Provided by Guest Blogger, Karleia S.
Photo Provided by Guest Blogger, Karleia S.

Wedding planning can seem extremely daunting. From invitations and photo shoots to catering plans and wedding dress selection, it’s easy to feel overwhelmed. While there is a ton of planning to be done prior to the wedding, there are a few tips that can help you get through the day without a hitch. Below are five tips to ensure your wedding day is as perfect as you deserve!
Be Organized

OK, this tip might seem obvious, but it is true. The more organized you are before the wedding, the better the actual day will go. Do not feel bad about being organized. Your wedding party, family, and extra helpers will really appreciate it. Assign duties to anyone that you can. The less you have to do, the better.

Don’t Sweat the Small Stuff

On your wedding day things will not go perfect. It is a fact of life. Pictures might run late or a bouquet for the altar might not arrive. If these (or any other mishap) should happen, do not fret! Just stay calm and relax. Usually the things that happen are little, and most guests will not even notice if something is missing. The most important thing that is happening is marrying the love of your life.

Have Someone Take Snapshots

You will have hired a photographer, but they will be taking all the professional photos. Ask a friend or family member to be taking photos of events going on throughout the day – getting ready, right after the ceremony, during the reception and dance, etc. Those are moments that you want captured on photo too!

Have Safety Pins on Hand

While this may seem simple enough, it’s something that many people overlook. The bustle on dresses often times break. A safety pin can help keep the dress up.

 

Get Food to Go

The day of your wedding is a complete whirlwind. It goes by so fast that you probably won’t remember much of it years later. Some bride’s and groom’s hardly remember to eat. Ask your caterer to pack up some food for you in a tray. You might eat some at the reception, but most couples get so busy visiting with guests that they rarely have time to eat. Caterers like McHale’s Events and Catering are really great at working with the bride and groom. Ask them to set aside some food for you to take back to the hotel later. There is a good chance you will be pretty hungry when the night is over!

Sure, many of the tips included above may seem obvious at first glance, but following them will help you avoid a wedding day diasaster!

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me!