Tag Archives: financial advisor

You Don’t See These Relationship Problems Coming!

You Don’t See These Relationship Problems Coming!

Being in a relationship is always going to cause some issues. It’s impossible to be in a relationship that’s functioning well for such a long period of time, it just doesn’t exist. Once you get through that honeymoon phase period, everything just seems to settle down, and the magical period that you created for yourself melts away, and the argument start to come in. The arguments come in because you’re both so much more comfortable around each other, and it’s so easy to pick up on all of the things that you might have been turning a blind eye to before. All of the sudden the quirks that you used to think were cute, you hate the thought of. And when you start to spend so much time around someone, you start to notice all of the things that might irritate you about them. So, we’re going to try and prepare you for some of the things you might not see coming in a relationship, and how to deal with them. Because you really do want to make sure that you’re either fighting for, or running from your relationship, rather than letting one drag on when it shouldn’t do!

Image Source

Problems In The Bedroom

It’s often a very secretive place, the bedroom, but there are problems that are being spoken about during office gossip that seem to be becoming more prominent. In an ideal world, everything in the bedroom would be perfectly ok, all of the time. But some women are experiencing problems with their partner, such as pornography addiction. Some men have such a big problem with this, and you won’t notice it until it starts to affect your own love life, which might be once you do get a little bit more comfortable with each other, and the intense passion starts to die down. If you think you’re dealing with this problem, simply sensitively talk to your partner about it, and be open and honest. Communication can save so many relationships, even if you might be a little embarrassed to talk about it to begin with!

Secret Money Problems

It’s not like there’s an interview process when you find yourself in a relationship, and it won’t be that you find out absolutely everything about them, they will try and hide certain things. One of those things would definitely be money problems, and it won’t be until you find yourself paying for more, or listening to them talk about their struggle to afford things, that it might click in your head that something is wrong. So again, try and get them to talk to a financial advisor, and try and help them work through it. The more you’re there for support, the stronger your relationship is going to grow!

Family Dramas

When you get into a relationship, you really do get into a relationship with their family as well, and it might not always be the best affair. So always make sure you’re trying to make an effort to bond with their family, because it might be that they think you’re taking your partner away from them, and simple effort with them could solve all of that!

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Plan Today For A Safer Tomorrow

Plan Today For A Safer Tomorrow

None of us really wants to think about it, but protecting yourself and your family in the event of a tragedy or illness is a practical and necessary step to take now. When you’re going through a difficult time the last thing you need to think about is paperwork or finding those documents. Getting your house in order today will save on additional heartbreak tomorrow.

We look at some practical tips you can take to ensure that you and your loved ones are well prepared should the worst happen.

Get organized

Step one is getting your current files together in an obvious place to save on time and frustrations later down the track. If you have a stack of life insurance documents then save them in one place, clearly labeled and in a logical order. Do the same with any Wills or house deeds that might come in useful.

If you’re uncomfortable leaving them out in an unprotected space then place them in lockable storage but be sure to let loved ones know where the keys are. To really beef up their security, consider electronically scanning them and adding them to your computer, backed up of course on to an external source such as cloud storage. Like the keys, make sure your family is able to access the relevant passwords and knows where on your computer they’ll be able to find the files when needed.

A gentle reminder at this point: if you haven’t got around to making a Will and let’s be honest a great many people don’t, then now’s the time to have a chat with a legal advisor on how to get this remedied. Your next of kin might be obvious but a Will serves to take away any doubt or worry from your loved ones at what you intended to do with your money or property.

MAC OS X Hard drive:Users:Cazziewee:Desktop:woman-1148923_1920.jpg

Image courtesy of Pixabay

Get advice

If you’re facing other tough times in your life then the best thing you can do is share the burden and not try and shoulder the problem alone.

When your relationship looks like it might be unraveling and you’re not sure where you stand legally on your property or entitlement to income, rather than stress about it get in touch with a divorce lawyer. You’re not committing yourself to any course of action with a consultation, just figuring out what you’re entitled to and where you stand in case the relationship can’t be patched up and both parties decide to part ways.

Your partner too will benefit from having this knowledge in order to make, what is often a very painful process, as straightforward as possible.

As mentioned previously, consult a lawyer to get your Will in good shape while you’re thinking about any possible divorce proceedings.

If you’re going through an illness or accident, then take some time to find out what, if any, compensation or insurance payouts you might be entitled to.

Too many of us assume we won’t be entitled to anything, only to miss out on a cash injection when we need it most.

If you are someone who runs their own business then look into cover that will continue to pay you an income if you’re unable to work for a period of time. Make sure that you fully understand the terms of any legal paperwork you sign and if necessary have a lawyer or financial advisor run over the small print with you, so you know what you’re signing up for.

Get ready

When you’re planning for your retirement, consider what you’ll need financially to make this time of your life comfortable and free from any worries. You might need to consider selling your home to pay for more suitable accommodation or feel like you’d want to give your children their inheritance ahead of time. Talk to a financial adviser and planner about how that works for you.

Planning for the worst might feel like you’re tempting fate but with some solid strategies in place, neither you nor your family will have to take on any more stress than is necessary.

Give yourself some peace of mind by getting organized today. Don’t be afraid to talk to friends and family about the plans you’ve made, letting them know where they can find those important documents. Seek advice from the professionals when you need to, rather than just leaving it and hoping for the best. Get those plans sorted out today and live life to the full tomorrow.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Here’s What You Need To Consider Before Accepting A Job Offer

Here’s What You Need To Consider Before Accepting A Job Offer

Credit

 

Being offered a new job can be very exciting indeed. That’s especially the case if you have also been offered a larger paycheck and more exciting responsibilities and challenges with the new company. However, is it always right to accept a new job offer? After all, they can’t always be as good as they seem, can they?

 

More often than not, you will already have a good idea as to whether accepting a new job offer is the best thing for you to do or not. There might be some situations in which it is best to stay put in your current job. The only way you can know which is the best option for you is to weigh up the pros and cons of accepting this new offer, and trying to figure out whether it will place you in a better position than your current job. Here are some things that can help you make this important decision.

 

 

Read The Contract Through Carefully

 

First of all, it is necessary to take a look at the contract you would have to sign if you were to take up the new job offer. Usually, the company who want to hire you will send you this contract along with the offer so that you can review it. If they don’t, you should think about requesting it from them. Make sure you read all the different clauses so that you get a good idea of what you can expect from this new position. If it looks to be a favorable offer, then you might want to seriously consider accepting it.

 

Check The Retirement Plan

 

Every job should come with some sort of a retirement plan. Generally speaking, companies will put in place a pension that their workers can all pay into each month. Your employer will contribute to your pension pot as well, usually matching your monthly installments. As you can tell, this is hugely beneficial as it will provide you with an income once you do finish work for good. However, some companies’ retirement plans aren’t always as good as what they seem, so it’s necessary to find out about the one at the new company. Review it to see if it is better or as good as the one at your current work. If you aren’t entirely sure, you might want to pass on the details to a financial advisor so that they can advise you.

 

Consider Health And Safety

 

You might also want to look into the health and safety record of the company that has given you the job offer, especially if you will be working in a fairly dangerous environment, such as a factory or on a building site. They should have a public health and safety record available that you will be able to request. In this report, there will be a record or all kinds of injuries or accidents that have occurred to employees working in the company over the past few years. If you will be working in a construction firm, you might also want to get in touch with the skilled mesothelioma attorneys of NBA law firm as they will be able to inform you of any asbestos-related claims that have been made against the firm. There should also be public reports regarding the company’s record of following all the necessary regulations within their industry.

 

Possibly Negotiate The Salary

 

The new company will let you know what you will earn if you do take up their offer when they inform you of it. More often than not, the salary will be mentioned in the contract if they haven’t already discussed it with you. When you are moving to a new job, you should always try to aim for a higher salary or wage than what you are currently on. So, if they have offered you a slightly lower wage or have only just matched your current salary, you might want to think about trying to negotiate it.

 

Check Out The Corporate Culture Of The Company

 

It’s also worth finding out as much about the company’s corporate culture as well before you decide on whether you want to work there. This will give you an idea of how well you will settle into the new job. Ideally, you want to find a company that promotes social gatherings and get togethers amongst its employees. Not only that, though, but it’s also worth making sure that the company will offer you plenty of training so that you can improve yourself during your time there.

 

Happy job hunting!

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.