Tag Archives: buying a home

3 Mistakes To Avoid When Building Your Own Home

3 Mistakes To Avoid When Building Your Own Home

Buying a house can be so frustrating, especially if you just can’t find a place that ticks all of your boxes. Usually,  you will have to make some sacrifices, but you have to draw a line somewhere because you don’t want to buy a house that you don’t like living in. But what can you do if you just can’t find a house that you like? One option is to build your own instead of buying one. A lot of people never even consider building a house because they think that it’s too much work or it’s too expensive, but that isn’t the case. It is a big project to take on but as long as you plan properly, it is manageable and it can actually be cheaper than buying an existing home. You can also create your ideal home, so you don’t have to make any sacrifices. However, there are a lot of things that can go wrong along the way and if you don’t plan and execute the build in the right way, you won’t end up with your dream home and you may end up spending way more than you can afford. If you are considering building your own house, make sure that you avoid these common mistakes. 

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Rushing Into It 

Building your own home has its benefits, but it’s a big task to take on and it puts a lot of stress on you, both mentally and financially. It usually takes a year or two to build a house and you are essentially taking on an extra job as project manager during that period. You will have to deal with any potential issues that arise, and you need to manage your money well so you don’t run out before the build is finished. It’s a lot to handle and some people just aren’t ready for it. That’s why it’s important that you really think about the reality of it and don’t just rush into it. If you do, you’ll find that you’re out of your depth. If you consider these questions, you should be able to make an informed decision about whether you want to build your own home or not. 

Buying The Wrong Land 

The first thing that you need to do before you build is buy the land, and a lot of people make mistakes here. Firstly, it’s important that you go through a reputable company like Wyndham Ridge so you can be sure that they are honest about the state of the land. You should also have surveys carried out before you agree to buy, so you can make sure that the land is actually suitable for building on. If you are not careful, you will end up with a useless piece of land that you can’t build your home on.

Acting As General Contractor 

You can consider yourself project manager when building your home, which means that you make decisions about the build. But never try to act as general contractor and direct the actual building work itself, unless of course, you are actually a contractor. So many people make this mistake and they run into all sorts of problems because they simply don’t have the expertise. Make sure that you hire a good general contractor so you can focus on the big picture design stuff and they can handle the actual building work. 

As long as you avoid these common mistakes, your house build should go off without a hitch. 

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Top 4 Benefits of Living in a Golf Resort

Top 4 Benefits of Living in a Golf Resort

Photo by Tom Piotrowski from Pexels

Golf enthusiast or not, living on a golf resort comes with many benefits that you can reap from the moment that you move in. With 1000s of resorts to choose from with a wide range of amenities, you can live a fantastic lifestyle that’s better than anything you have ever experienced. No matter where you are located in the world, you are bound to have a golf resort nearby. 

Filled with luxurious shops, high-end restaurants and a community feel that’s unrivalled, it can be the perfect place to raise a family or retire. But those aren’t the only benefits that come with moving into a golf resort. If you’re unsure as to whether it’s the right decision for you, here is a list of the top four benefits that you can enjoy!

  1. Choose From A Variety of Beautiful Real Estate

One of the best things about moving to a golf resort is the beauty of the houses that are available. Often cheaper than if you purchased a home in a normal community, these new-builds have stylish features, are spacious and are amongst an array of amenities. When looking at golf resorts, make sure that you compare and contrast these houses, to ensure that you’re getting the best value for money – as many more high-end golf resorts tend to up their prices based on how luxurious the resort is or the location. However, there are some golf resorts that are modern and high-end without the hefty price tag (i.e. the Wigwam new home builders created)

With the popularity of golf resorts ever-increasing, you might also want to seek professional advice. 

  1. Play Golf Whenever You Want

Another popular benefit that comes with living in a golf resort, is that you will be able to play a game whenever you want! Although this isn’t available at all golf resorts, for the ones that do include it, there’s no reason why you can’t take advantage of it when you want to. Golf comes with many health benefits that you will start to realize the moment you get into it. From helping to reduce stress to burning calories, it’s a great way of exercising both your body and your brain.

  1. Amenities

As mentioned above, a golf resort comes with many facilities and amenities for you to enjoy. From high-end restaurants to a pool, shopping and a cinema, there is plenty to keep you busy in your evenings and weekends. An all-in-one experience, you won’t be lost for things to do when you live in a golf resort. No matter what your hobbies, most resorts have something to keep you entertained. 

  1. Events 

At a golf resort, there will be a clubhouse that plays host to a variety of events throughout the year. From weekly Zumba classes to socials, you will be able to get to know the community and socialize with your neighbors. Having the clubhouse so close to you also offers the convenience of not being too far away from home when the day or evening comes to an end.

Tia, and TipsfromTia.com  is trying to keep you looking good and
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The Power To Roam From Home To Home

The Power To Roam From Home To Home

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Nowadays, less and less people are choosing to buy their own home, instead opting to borrow someone else’s in the form of renting it. With house prices at all-time highs, it can be impossible to afford this important part of life until you are much older. Along with this, buying a home often makes people feel too committed to their life, and they will want to hold onto the chance to enjoy new places. Of course, if you take the right approach, this should be nice and easy. To help you out, this post will be exploring exactly what you’ll need to do it.

 

First, though, it’s important to understand why someone would want to avoid buying something like a house. Most rental agreements will last for a minimum of six months. Compared to a mortgage which could be anywhere from ten to forty years, renting is a great way to save yourself from being stuck in one place. Along with this, most people can afford to borrow a much nicer place than they could buy, adding even more reason to go down this route.

 

Moving from place to place all the time won’t be easy, though. You will have loads of work to do along the way, and moving home will take its toll if you’re not careful. To help you through this process, you can find some of the essentials you’ll need along the way. With this in mind, it should be easy to tell if this would be the life for you.

 

 

  • Some Money: When you live in someone else’s home, they will expect you to pay a deposit to cover any damage you might caused while you’re there. This will usually be around a month and a half’s rent, and you will be expected to pay it before you arrive. This means that you’ll need some money before you can get started.

 

 

 

  • Some Support: Along with money, moving home will also come with loads of other jobs which can mount up and become very stressful. Quality moving services can be found in most cities and towns, taking away most of the work you’ll have at this stage. This can make the rest of the process much easier while giving you the chance to think about other things.

 

 

 

  • A Good Agent: Finally, as the last thing you’ll need, it’s time to consider just how you might find each of the home’s you’ll be living in. A good estate agent will be able to support you time and time again throughout a process like this. Of course, though, it could be worth reading some reviews before you choose the one you’ll be using.

 

 

Hopefully, this post will inspire you to stop thinking about buying so that you can embrace the chance to live somewhere fresh. Not a lot of people look at renting this way, instead seeing it as a simple way to save money on where you live. Of course, though, a situation is only what you make of it, and a lot can be made from a temporary home.

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Want To Buy Property With No Deposit – Read On

Want To Buy Property With No Deposit – Read On

 

There is no doubt that buying a home is one of the most vital decisions in the life of a person. It is perhaps a one-time investment and therefore quite a few things must  be considered and put in place. Though many of us might manage to buy the first property, we may find things a bit difficult when we plan to buy the second one. This is because you may not have enough cash deposit available with you. You may have come across information that buying a second property without deposit is not possible. This is not actually true. Hence if you are looking for the right answer to the question, how to buy a property with no deposit then it is quite likely that you will find quite a few things interesting over the next few lines.

 

Your Home Could Help You

 

If you have a home of your own and if you have been its owner for a few  years, you have a good chance to buy a second property without deposit. This is because you could have built some decent equity over the years and this can be useful when you are planning to buy a second property.  You can get a line of credit against your first home and the same can be used to fund the deposit amount  for your second property. When a line of credit is set against your existing property, you can borrow against the equity of your existing home. You only have to pay interest on the amount you draw. This is called leveraging and is considered a nice way to find your deposit for your second property.

 

How Does This Help

 

The concept of leveraging is quite simple. The equity of your home is nothing but the current value of the property and the balance that remains against your mortgage. Hence you could make use of this difference and borrow money to meet your deposit expenses for your second property. As a borrower you can access almost 80% of the equity which your property has been able to accumulate over the years. This certainly is no small amount and in most cases it can help you to fund the deposit money required for your second home.

 

Why Is It Beneficial

 

There are quite a few benefits as far as this form of financing your deposit is concerned. Since you will be leveraging your equity against your first property, you will not be burdened with huge interest costs. You will only have to pay interest for the borrowing you actually make. In most cases, the deposit cost will never exceed 50 to 60% of your equity as far as the first property is concerned. If you look around, do some research and then move forward you will be able to find out a number of options by which you can raise deposit for your second home. It is a new concept but it certainly is gaining in popularity and making many homeowners to aspire for a second property.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.