Tag Archives: peace of mind

Plan Today For A Safer Tomorrow

Plan Today For A Safer Tomorrow

None of us really wants to think about it, but protecting yourself and your family in the event of a tragedy or illness is a practical and necessary step to take now. When you’re going through a difficult time the last thing you need to think about is paperwork or finding those documents. Getting your house in order today will save on additional heartbreak tomorrow.

We look at some practical tips you can take to ensure that you and your loved ones are well prepared should the worst happen.

Get organized

Step one is getting your current files together in an obvious place to save on time and frustrations later down the track. If you have a stack of life insurance documents then save them in one place, clearly labeled and in a logical order. Do the same with any Wills or house deeds that might come in useful.

If you’re uncomfortable leaving them out in an unprotected space then place them in lockable storage but be sure to let loved ones know where the keys are. To really beef up their security, consider electronically scanning them and adding them to your computer, backed up of course on to an external source such as cloud storage. Like the keys, make sure your family is able to access the relevant passwords and knows where on your computer they’ll be able to find the files when needed.

A gentle reminder at this point: if you haven’t got around to making a Will and let’s be honest a great many people don’t, then now’s the time to have a chat with a legal advisor on how to get this remedied. Your next of kin might be obvious but a Will serves to take away any doubt or worry from your loved ones at what you intended to do with your money or property.

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Get advice

If you’re facing other tough times in your life then the best thing you can do is share the burden and not try and shoulder the problem alone.

When your relationship looks like it might be unraveling and you’re not sure where you stand legally on your property or entitlement to income, rather than stress about it get in touch with a divorce lawyer. You’re not committing yourself to any course of action with a consultation, just figuring out what you’re entitled to and where you stand in case the relationship can’t be patched up and both parties decide to part ways.

Your partner too will benefit from having this knowledge in order to make, what is often a very painful process, as straightforward as possible.

As mentioned previously, consult a lawyer to get your Will in good shape while you’re thinking about any possible divorce proceedings.

If you’re going through an illness or accident, then take some time to find out what, if any, compensation or insurance payouts you might be entitled to.

Too many of us assume we won’t be entitled to anything, only to miss out on a cash injection when we need it most.

If you are someone who runs their own business then look into cover that will continue to pay you an income if you’re unable to work for a period of time. Make sure that you fully understand the terms of any legal paperwork you sign and if necessary have a lawyer or financial advisor run over the small print with you, so you know what you’re signing up for.

Get ready

When you’re planning for your retirement, consider what you’ll need financially to make this time of your life comfortable and free from any worries. You might need to consider selling your home to pay for more suitable accommodation or feel like you’d want to give your children their inheritance ahead of time. Talk to a financial adviser and planner about how that works for you.

Planning for the worst might feel like you’re tempting fate but with some solid strategies in place, neither you nor your family will have to take on any more stress than is necessary.

Give yourself some peace of mind by getting organized today. Don’t be afraid to talk to friends and family about the plans you’ve made, letting them know where they can find those important documents. Seek advice from the professionals when you need to, rather than just leaving it and hoping for the best. Get those plans sorted out today and live life to the full tomorrow.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

How to Weatherproof Your Home This Winter

How to Weatherproof Your Home This Winter

If you are the kind of person who always expects the worst, you can never be disappointed. The fact is that you will need to be prepared for extreme weather more every year, as per the statistics. Whether your house is on a hill, close to the shores, or in the way of the main storms, you will need to be ready come rain or shine. In the winter season, it is more important to pay attention to the details. Find out more below.

Secondary Glazing

In case you have noticed cold patches in your home and you have older windows, you will have two options. You might get them replaced with a more efficient one, but this will create a lot of mess and leave you with a huge bill to pay in the next few years. Alternatively, if you are on a shoestring budget, you can get secondary glazing units or draught excluder foil installed, so you can stay safe and warm inside during the extreme cold.

Heating Maintenance

It might also be time to get your heating and air conditioning system looked at. If it breaks down in the middle of the winter, or – not to mention  – during the holiday season, you will pay top price for repairs or replacement. You can contact a local ac service company right now, and get every element checked. You will not only get the peace of mind that you don’t have to spend a lot of money on breakdowns, but also reduce your bill for the upcoming seasons.

Tree Surgery

Wood Tribe Climb Man Cases Tree Dangerous Thai

Image via Max Pixel

 

If you live in the path of major storms, you will also have to pay attention to the outdoors. If you have old and sick trees, or unsafe bushes and shrubs that can damage your home, it might be time to get in touch with a tree surgeon. If you have trees that have large roots, it might be worth checking whether or not they are compromising the foundation and stability of your home. Talk to a structural engineer to get a full survey arranged.

Roof Inspection

If you want to avoid leaks and expensive roof repairs, you might want to get your home ready for the winter and the next hurricane season. Talk to a specialist who will complete a full inspection and replace loose tiles and improve the stability of your roof. You can also get additional insulation on your roof, if you have slates, adding felt to the existing structure, which will not only keep your roof safe from the elements, but also reduce the heat loss during the winter.

Clean Your Gutters

Image via Pixabay

 

Of course, you will need to pay attention to the downpipes and the gutters, too. During the fall, moss and leaves might have clogged the pipes and the gutters, and this will make it more likely that you will face leaks and condensation in your home.

 

There are several things that can go wrong in your house during the winter. Pay attention to these, and you can save money and hassle.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

3 Ways That Upgrading Your Home with Tech Can Improve Your Peace of Mind

3 Ways That Upgrading Your Home with Tech Can Improve Your Peace of Mind

Self-confidence is a big deal. The more of it you have, the more likely you are to realise your full potential in any area of life, ranging from your professional life, to your social life, and even your gym-life.

 

Peace of mind, a related concept to self-confidence, is all about your ability to feel comfortable that things are the way they should be, and that you don’t have to worry about any dramatic upheavals or avoidable crises.

 

Typically, when people are talking about ways to improve your self-confidence and your peace of mind, they’ll be referring to purely psychological techniques. They may, for example, advise you to look into signing up for some sessions in Cognitive Behavioural Therapy – CBT – with a therapist.

 

As it so happens, however, your peace of mind isn’t always being held back purely because of a negative mindset on your part. Sometimes, you may have genuine cause for concern when it comes to your home and immediate environment.

 

Here are three ways that upgrading your home with tech can help to improve your peace of mind.

 

Install security cameras

 

The world isn’t quite as safe as we might like it to be, and even those of us who live in relatively safe and stable societies, still need to be mindful of basic security concerns, and to watch our backs.

 

Home invasions are one of the most terrifying prospects for many of us – the idea that someone violate the inner sanctum that our home is supposed to represent, and possibly do great harm to us or our loved ones.

 

Even if your home isn’t being stormed by armed men in the early hours of the morning, however, burglaries and antisocial acts are plentiful cause for concern.

 

Investing in security camera systems allows you to track and identify suspicious behaviour – such as people checking out your property – and contact the police. The very presence of a camera will also act as a deterrent.

 

Install built-in water filters, and invest in a HEPA air filter

 

“Sick Building Syndrome” refers to assorted health conditions, including respiratory issues, which occur as a result of being exposed to noxious air within an enclosed space.

 

Believe it or not, the air in your home may be poisoning, as assorted dust mite, mould spores, gases from appliances, and other toxins, fill the air.

 

Your water can likewise be contaminated, with plastic bottled water often being contaminated by hormone-disrupting xenoestrogens.

 

Install built-in water filters, and invest in a HEPA air filter, for your health and peace of mind.

 

Buy a smart thermostat

 

People are very touchy about the temperature inside their homes. There’s usually a very precise range within which people will feel comfortable, and where the cost of the heating will seem to be justified.

 

Smart thermostat technology, such as the Nest Learning Thermostat, will “learn” your preferences and habits, increase the temperature when you need it, and decrease it when you don’t, in order to save money.

 

With a smart thermostat you can allow your home to adjust itself automatically to your preferred temperature, while saving you money in the process.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

5 Tips on How to Prepare Your Car for a Road Trip

By Guest Blogger, Brigitte E., Editor at highstylelife.com

5 Tips on How to Prepare Your Car for a Road Trip

Road trips are an increasingly popular form of vacation gaining traction across the globe. In countries like Australia, the horizon of possibilities stretches far beyond what you can even imagine. Coastal trips are becoming more and more popular, attracting families, friend posies, and solo travelers. However, there are some things you might want to do before you hop in your car. Heading out in the open road unprepared is not the wisest move. You need to ensure your car is ready to endure all the trials and tribulations ahead.

Maintenance tasks

On the surface, your vehicle might appear to be fine, but do not take any chances. Carry out thorough maintenance beforehand and see to it that there are no safety concerns. Tightly secure hoses and belts. Make certain there are no cracks in the windshield. Perform a simple voltage test to check whether your battery is fit for a challenge. Scorching temperatures in the Australian outback can really build up under the hood. This is more than a minor inconvenience as it can really drain your car’s battery, especially if it is an aged one. You certainly do not want to get stranded in the middle of nowhere.

Mechanical checkup

From a mechanical standpoint, everything should work like clockwork. Breaks are a key safety component, so measure their pads and audit brake fluid level. Furthermore, inspect the filter, which constantly supplies your engine with air. While at it, look at the lights, including headlights, brake and hazard lights, blinkers, and interior lights. This prevents your visibility from being impaired on the road. Of course, should you encounter difficulties, you can call professionals to inspect the vehicle.  I hired a mobile mechanic from the Gold Coast and hit the road fully confident.

All fluids go

Cars need their fluids just like our bodies need them. Therefore, auditing their level is always high on the checklist. Those who are going on a longer road trip need to top up windshield washer, transmission, and wiper fluids. Do not overlook radiator coolant or power steering fluid either. As for antifreeze/engine coolant, it is also vital, even more so for colder destinations. Namely, chilly weather could freeze fluids in your car and lead to serious setbacks and costly repairs. Finally, see if it is time to do an oil change. We cannot stress enough the importance of having enough juice at all times.

Tire pressure and condition

Tires take the heaviest beating and they must be in tiptop shape. So, check if your tire pressure is on the level prescribed in the owner’s manual. Next, assess their condition: there should be no bulges in the sidewall. In case your tires are more than two years old, then it is recommended to examine the tread depth. Do a penny test to see how it holds up. Hold a Lincoln penny and place it head-down in one of the grooves of the tire surface. If the tread does not obscure all of Lincoln’s head on the coin, your tire is good to go.

 

Stay fresh and clean

It is also a good idea to give your car a good scrub and wipe. After all, cleaning the inside and out will ensure you have the most pleasant road experience. A good place to start is decluttering. Get all the unnecessary items out of the vehicle and make room for those you are going to need once you set off (such as an emergency kit with road flares, jumper cables, etc.). See to it there is no garbage or food residue anywhere. Vacuum the floor, clean the windows, and dust all interior surfaces. Add an air freshener to do away with bad smells.

Smooth sailing

To stay on the safe side, you should schedule an extensive checkup and maintenance.  This is an essential part of trip planning and preparation. In other words, get a closer look at what is happening under the hood. Pay close attention to things like tire pressure and fluid level. Be ready for whatever comes your way and see to it that your vehicle runs like clockwork — both you and your four-wheeled friend must be up to a task. Doing due diligence will give you peace of mind and minimize risks, even when wandering off the beating track.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Red Flag Symptoms You Should Never Ignore

Red Flag Symptoms You Should Never Ignore

Often, when you feel under the weather, or you’re a bit out of sorts, there’s no need to rush to a clinic and see a doctor. Most of the symptoms we experience and illnesses we develop are minor, and often, there’s no need for treatment. Sometimes, however, the situation is different, and you may come across red flag signs that you really shouldn’t ignore. It’s highly likely that there will be nothing to worry about, but seeing your doctor will give you peace of mind.

Frequent dizzy spells

It’s normal to feel dizzy or lightheaded if you’ve had a hectic day and it’s 4pm and you haven’t had lunch yet, but it’s not normal to experience dizzy spells on a regular basis. If you feel faint, it’s a good idea to seek medical advice. It’s particularly important to visit an urgent care center if you’ve developed dizziness after an accident. If you banged your head, for example, dizziness could be a delayed symptom of concussion. Feeling lightheaded may also be linked to low sugar levels, low blood pressure, and anemia.

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Lumps and bumps

It’s very common to find lumps and bumps on or underneath your skin. In the vast majority of cases, these masses are nothing sinister, but occasionally, they can be a sign of potentially life-threatening illnesses. If you do find a lump, no matter how big or small, it’s best to get it checked out.

Unexplained weight loss

Many people try to lose weight for weeks or even months of the year. If you’re dropping dress sizes and you’ve been making an effort to eat a healthier diet and do more exercise, the tumbling numbers on the scale shouldn’t cause concern. However, if you’re losing weight and you haven’t been trying to, this could be a sign of underlying illness. If your clothes feel much baggier or your body weight has dropped significantly, and you haven’t changed your eating habits, book an appointment with your doctor.

Image by https://pixabay.com/en/weight-scale-weigh-in-overweight-2036971/

Traces of blood in urine or feces

If you spot traces of blood in your urine or feces, arrange to see your doctor as soon as possible. There are lots of possible causes, many of which are minor, but there is a risk that these symptoms are linked to more serious illnesses. Common causes may include urinary tract infections or hemorrhoids, but bleeding can also be symptomatic of some forms of cancer.

Chest pain

You may experience chest pain if you’ve been involved in an accident, but if there doesn’t appear to be an obvious cause of pain, seek advice from your doctor. Chest pain can be a sign of cardiac problems, but there are lots of other causes. If you’ve been getting recurrent bouts of pain or you feel pain come on very suddenly, see a doctor urgently.

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Usually, when you don’t feel 100 percent, you recover and bounce back very quickly. In the vast majority of cases, we’re struck down by minor illnesses, but sometimes, spotting red flag symptoms can lead to a diagnosis of more severe health problems. If you do notice any of these signs, don’t hesitate to contact your doctor. It’s best to get symptoms checked sooner rather than later.

 Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.