Tag Archives: organized adult

Plan Today For A Safer Tomorrow

Plan Today For A Safer Tomorrow

None of us really wants to think about it, but protecting yourself and your family in the event of a tragedy or illness is a practical and necessary step to take now. When you’re going through a difficult time the last thing you need to think about is paperwork or finding those documents. Getting your house in order today will save on additional heartbreak tomorrow.

We look at some practical tips you can take to ensure that you and your loved ones are well prepared should the worst happen.

Get organized

Step one is getting your current files together in an obvious place to save on time and frustrations later down the track. If you have a stack of life insurance documents then save them in one place, clearly labeled and in a logical order. Do the same with any Wills or house deeds that might come in useful.

If you’re uncomfortable leaving them out in an unprotected space then place them in lockable storage but be sure to let loved ones know where the keys are. To really beef up their security, consider electronically scanning them and adding them to your computer, backed up of course on to an external source such as cloud storage. Like the keys, make sure your family is able to access the relevant passwords and knows where on your computer they’ll be able to find the files when needed.

A gentle reminder at this point: if you haven’t got around to making a Will and let’s be honest a great many people don’t, then now’s the time to have a chat with a legal advisor on how to get this remedied. Your next of kin might be obvious but a Will serves to take away any doubt or worry from your loved ones at what you intended to do with your money or property.

MAC OS X Hard drive:Users:Cazziewee:Desktop:woman-1148923_1920.jpg

Image courtesy of Pixabay

Get advice

If you’re facing other tough times in your life then the best thing you can do is share the burden and not try and shoulder the problem alone.

When your relationship looks like it might be unraveling and you’re not sure where you stand legally on your property or entitlement to income, rather than stress about it get in touch with a divorce lawyer. You’re not committing yourself to any course of action with a consultation, just figuring out what you’re entitled to and where you stand in case the relationship can’t be patched up and both parties decide to part ways.

Your partner too will benefit from having this knowledge in order to make, what is often a very painful process, as straightforward as possible.

As mentioned previously, consult a lawyer to get your Will in good shape while you’re thinking about any possible divorce proceedings.

If you’re going through an illness or accident, then take some time to find out what, if any, compensation or insurance payouts you might be entitled to.

Too many of us assume we won’t be entitled to anything, only to miss out on a cash injection when we need it most.

If you are someone who runs their own business then look into cover that will continue to pay you an income if you’re unable to work for a period of time. Make sure that you fully understand the terms of any legal paperwork you sign and if necessary have a lawyer or financial advisor run over the small print with you, so you know what you’re signing up for.

Get ready

When you’re planning for your retirement, consider what you’ll need financially to make this time of your life comfortable and free from any worries. You might need to consider selling your home to pay for more suitable accommodation or feel like you’d want to give your children their inheritance ahead of time. Talk to a financial adviser and planner about how that works for you.

Planning for the worst might feel like you’re tempting fate but with some solid strategies in place, neither you nor your family will have to take on any more stress than is necessary.

Give yourself some peace of mind by getting organized today. Don’t be afraid to talk to friends and family about the plans you’ve made, letting them know where they can find those important documents. Seek advice from the professionals when you need to, rather than just leaving it and hoping for the best. Get those plans sorted out today and live life to the full tomorrow.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Ways of Implementing Order in Your Life

By Guest Blogger Ian P.

Ways of Implementing Order in Your Life

 

Growing up means learning how to navigate life in the best way possible and becoming a functioning member of society. At the same time, we all strive to achieve the feeling of holding all (or at least) some strings in our hands. However, it is not uncommon that most people didn’t grow into an organized adult, and they never learned the basics, which now affects their professional and private life. If you are one of those with an iron will, but without the skill or knowledge on where to start, read on as we present to you the four fundamentals of implementing order in your life.

Work on your mindset

First and foremost – start by finding a way to change your outlook. If you’re reading this article, chances are that you’ve struggled with organizing your life before and had little to no success. So perhaps the best way of going about it is to start from yourself. Figure out what stops you from keeping a timely schedule, from an organized room, from doing your chores, or prioritizing things in your life. The reasons can be of all sorts: from serious ones, like depression, to more easily manageable ones, like fatigue, or simple laziness. Take the time to dig in and find the root of your problems, as that is 80% of the battle.

To-do list

When you’re just beginning to organize your life, figuring out how to stay on top of everything can take its toll. More than likely, it’ll be tempting to quit under the pressure of remembering what needs to be done and when. At this early stage, you will want to have a to-do list. Buy yourself a planner, or a single pad if you prefer to keep it simple. Write down what needs to be done, then prioritize the chores. Start small by making daily lists, then gradually evolve to weekly and monthly goals. You will rid yourself of a lot of unnecessary stress.

De-clutter

This probably goes without saying, but the most common type of disorder we all struggle with is the one in our homes. Cluttered rooms contribute to the feeling of disorganization and loss in our own everyday life. The only solution to this problem is to sort everything out. Clear your wardrobe of old clothes, attic and basement of old utilities, unused furniture and unfinished projects. You can give them away to charity, sell them, toss them, or as experts from cheap storage Sydney advise store them until you decide. Don’t pressure yourself into knowing immediately what to do. Most things can have sentimental value and it’s better to be safe than sorry.

Online presence

Oddly enough, time spent online can play a huge factor in the lack of order in your life. Take note of how many hours a day you spend on the internet, and whether it is social media, streaming videos, or doing something of substance. What many of us don’t realize is that, while informative and useful, the internet is a wonderful distraction. When we decrease our daily online activities, we find ourselves with a surprising amount of ‘additional’ time for other, perhaps more productive activities. This can be another good way to bring order to your life – eliminate all unnecessary distractions and time-wasting online activities.

Lastly

Take the process easy on yourself. The changes won’t happen over night, but they should be on a steady rise. Get yourself a notepad or a planner, decide on your priorities throughout the day, and clear out all the physical clutter to keep a de-cluttered mind as well. Having a semblance of order in your life is not something you earn once, but a skill used constantly. You simply get better at it, and learn to use your time in a more practical, economical manner.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram