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Plan Today For A Safer Tomorrow

Plan Today For A Safer Tomorrow

None of us really wants to think about it, but protecting yourself and your family in the event of a tragedy or illness is a practical and necessary step to take now. When you’re going through a difficult time the last thing you need to think about is paperwork or finding those documents. Getting your house in order today will save on additional heartbreak tomorrow.

We look at some practical tips you can take to ensure that you and your loved ones are well prepared should the worst happen.

Get organized

Step one is getting your current files together in an obvious place to save on time and frustrations later down the track. If you have a stack of life insurance documents then save them in one place, clearly labeled and in a logical order. Do the same with any Wills or house deeds that might come in useful.

If you’re uncomfortable leaving them out in an unprotected space then place them in lockable storage but be sure to let loved ones know where the keys are. To really beef up their security, consider electronically scanning them and adding them to your computer, backed up of course on to an external source such as cloud storage. Like the keys, make sure your family is able to access the relevant passwords and knows where on your computer they’ll be able to find the files when needed.

A gentle reminder at this point: if you haven’t got around to making a Will and let’s be honest a great many people don’t, then now’s the time to have a chat with a legal advisor on how to get this remedied. Your next of kin might be obvious but a Will serves to take away any doubt or worry from your loved ones at what you intended to do with your money or property.

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Get advice

If you’re facing other tough times in your life then the best thing you can do is share the burden and not try and shoulder the problem alone.

When your relationship looks like it might be unraveling and you’re not sure where you stand legally on your property or entitlement to income, rather than stress about it get in touch with a divorce lawyer. You’re not committing yourself to any course of action with a consultation, just figuring out what you’re entitled to and where you stand in case the relationship can’t be patched up and both parties decide to part ways.

Your partner too will benefit from having this knowledge in order to make, what is often a very painful process, as straightforward as possible.

As mentioned previously, consult a lawyer to get your Will in good shape while you’re thinking about any possible divorce proceedings.

If you’re going through an illness or accident, then take some time to find out what, if any, compensation or insurance payouts you might be entitled to.

Too many of us assume we won’t be entitled to anything, only to miss out on a cash injection when we need it most.

If you are someone who runs their own business then look into cover that will continue to pay you an income if you’re unable to work for a period of time. Make sure that you fully understand the terms of any legal paperwork you sign and if necessary have a lawyer or financial advisor run over the small print with you, so you know what you’re signing up for.

Get ready

When you’re planning for your retirement, consider what you’ll need financially to make this time of your life comfortable and free from any worries. You might need to consider selling your home to pay for more suitable accommodation or feel like you’d want to give your children their inheritance ahead of time. Talk to a financial adviser and planner about how that works for you.

Planning for the worst might feel like you’re tempting fate but with some solid strategies in place, neither you nor your family will have to take on any more stress than is necessary.

Give yourself some peace of mind by getting organized today. Don’t be afraid to talk to friends and family about the plans you’ve made, letting them know where they can find those important documents. Seek advice from the professionals when you need to, rather than just leaving it and hoping for the best. Get those plans sorted out today and live life to the full tomorrow.

Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram.

Why Not Treat Your Dog To A Classy Summer Holiday?

By Guest Blogger Leila D.

Why Not Treat Your Dog To A Classy Summer Holiday?

 

You have worked a lot during the year, and finally, it’s time for a deserved family vacation. Before you pack your suitcase and go, you should consider if your best friend should come with you. Bringing your dog to a vacation can be so much fun and the family will be complete. On the other hand, there are some downsides that should be addressed as well. The text below will provide you with some valuable insights, so your decision can be the right one.

Plan everything ahead

You don’t want to make big decisions at the last moment. Make sure to decide if your dog will be traveling with you or you’re going to leave it behind. Either way, you’ll have to plan ahead before you go. If you want to travel without your best buddy, make sure to get him a good company. Check with your family members or close friends to take him for a while. The other solution is the pet sitter or a pet hotel in your area. He’ll be happy there, so don’t feel guilty.

Get your papers organized

Yes, you’re going to need your passport if traveling abroad, but that’s not the subject at the moment. If you decide to take a trip with your dog you’ll need to gather all needed documentation. First of all, you’ll need a proof of vaccination. If the next one is scheduled soon, make sure to get it done with before your vacation. Don’t forget to provide your buddy with a flea and worm treatment before departure. Just keep in mind that all of that should be done at least one week before the trip.

Your dog should be prepared

There are few options for your dog, whether you’re leaving him or taking him with you. In case you want to leave it with a sitter or in pet hotel, make sure to bring over all of his favorite items. Those should include his favorite chewing toy, bed, food and water bowls and everything else you can think of. All of that will help your pet to feel more comfortable in the new environment. It doesn’t matter if he’s going with you or staying behind, he’ll be happy to have his stuff.

Think about your dog’s health

Before going on a trip you should make sure to assemble first aid emergency kit for your best friend. It can come in handy if something unplanned happens during the trip. Emergency kits are recommended by the experts from Cooltre Dog boarding in Perth, and whoever is taking care of your dog while you’re absent will need them. Of course, this is just a temporary solution and, if needed, you should take your pet to the nearest vet as soon as possible.

Prepare your dog for transportation

If you’re planning to travel by plane it’s probably for the best to leave your dog with a sitter, in a hotel or at a kennel. You don’t want your dog getting traumatized in the cargo of the plane. He won’t be happy with that. Don’t sedate your dog before a flight since it can be very bad for him. Besides, most airlines don’t allow that kind of practice. Therefore, in case you’re going to fly, make sure to find the best pet hotel available for your dog.

 

The other option is much better. Your dog will be happy to be with his family during the vacation. Traveling by car is a great idea. Just make sure to feed your buddy before you go. That way you’ll avoid car sickness. Before the main trip, make a few test ones. If your pet hasn’t been riding with you often, there might be some problems emerging on his first long trip. Drive him around to see how is he reacting and based on that, decide if you should bring him with you. If he’s relaxed and active during those test drives, there’s nothing to be worried about. Of course, if he gets nervous, you can always make a few more stops. Those breaks will be very useful for you as well since you’ll need to be focused on the road.

Additional comments

If prepared good, any option you choose will make your dog happy and he’ll have a great vacation as well. In case you get him a highly recommended sitter, your dog will stay at home, the place he feels most comfortable with. If you decide upon high-quality pet boarding, your dog will have great company since he’ll have a chance to play with his own kind and will be treated with love. At the end, if you choose to take your best friend with you, he’ll be happy to be near his beloved family. Either way, your pet will be satisfied and happy. Have a great vacation!

 Tia, and TipsfromTia.com  is trying to keep you looking good and
feeling good, from the inside out. If you’ve got a problem or a tip email me! Be sure to Like and share on Facebook or Follow on Twitter or Instagram